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[Form 4] FirstCash Holdings, Inc. Insider Trading Activity

Filing Impact
(High)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

FirstCash Holdings, Inc. (FCFS) reported an insider stock sale by its Vice-Chairman and CEO, Rick L. Wessel. On 11/19/2025, Wessel sold 20,000 shares of FirstCash common stock at a price of $156.39 per share in an open-market transaction coded "S" (sale). After this transaction, he beneficially owned 866,982 shares of common stock.

The filing notes that this sale was made under a Rule 10b5-1 Preset Diversification Program dated March 12, 2024. Under that plan, Wessel sold an aggregate total of 120,000 shares of FirstCash common stock, with the program completed as of November 19, 2025. Wessel is identified as both a Director and an Officer (Vice-Chairman & CEO) of the company.

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SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
WESSEL RICK L

(Last) (First) (Middle)
1600 WEST 7TH STREET

(Street)
FORT WORTH TX 76102

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
FirstCash Holdings, Inc. [ FCFS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
X Officer (give title below) Other (specify below)
Vice-Chairman & CEO
3. Date of Earliest Transaction (Month/Day/Year)
11/19/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 11/19/2025 S 20,000(1) D $156.39 866,982 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. Sale is pursuant to a 10b5-1 Preset Diversification Program dated March 12, 2024 under which Mr. Wessel sold, in the aggregate, a total of 120,000 shares of FirstCash Holdings, Inc. common stock which was completed as of November 19, 2025.
Remarks:
/s/ Rick L. Wessel 11/19/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FirstCash Holdings (FCFS) report for Rick L. Wessel?

FirstCash Holdings (FCFS) reported that its Vice-Chairman and CEO, Rick L. Wessel, sold 20,000 shares of the company’s common stock on 11/19/2025 in a sale transaction coded "S" at a price of $156.39 per share.

How many FirstCash (FCFS) shares does Rick L. Wessel own after this Form 4 transaction?

Following the reported sale, Rick L. Wessel beneficially owned 866,982 shares of FirstCash Holdings, Inc. common stock, held in direct ownership.

Was the FCFS CEO’s stock sale made under a Rule 10b5-1 trading plan?

Yes. The filing states that the sale was made pursuant to a 10b5-1 Preset Diversification Program dated March 12, 2024, which governed Wessel’s sales of FirstCash common stock.

What is the total number of FirstCash (FCFS) shares sold under Rick L. Wessel’s 10b5-1 plan?

The explanation notes that under the 10b5-1 Preset Diversification Program, Rick L. Wessel sold, in the aggregate, a total of 120,000 shares of FirstCash Holdings, Inc. common stock, and that this program was completed as of November 19, 2025.

What is Rick L. Wessel’s role at FirstCash Holdings (FCFS) as disclosed in this Form 4?

The filing identifies Rick L. Wessel as both a Director and an Officer of FirstCash Holdings, Inc., with the officer title Vice-Chairman & CEO.

Is this FCFS Form 4 filed by one reporting person or multiple persons?

The form is marked as "Form filed by One Reporting Person", indicating that it covers only the transactions and holdings of Rick L. Wessel.

Firstcash Holdings Inc

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6.64B
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11.52%
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1.12%
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