[Form 4] FirstCash Holdings, Inc. Insider Trading Activity

Rhea-AI Filing Summary

FirstCash Holdings, Inc. (FCFS) Executive Vice President & Chief Financial Officer R. Douglas Orr reported open‑market sales totaling 5,500 shares of common stock on 11/17/2025. The transactions, all coded as sales, were executed at prices of $158.17 to $158.52 per share and involved both directly held shares and shares held through family entities.

After these trades, Orr beneficially owns 90,567 shares directly, 45,110 shares indirectly through a spousal trust, and 38,234 shares indirectly through a family limited partnership. The filing explains that the sales were made under a Rule 10b5‑1 Preset Diversification Program dated June 2, 2025, which provides for the planned sale of up to 44,000 shares of FirstCash common stock when certain minimum price thresholds are met.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ORR R DOUGLAS

(Last) (First) (Middle)

1600 WEST 7TH STREET

(Street)

FORT WORTH TX 76102

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FirstCash Holdings, Inc. [ FCFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/17/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/17/2025		S		1,000(1)	D	$158.35	45,110	I	Spousal Trust(2)
Common Stock	11/17/2025		S		3,000(1)	D	$158.17	90,567	D
Common Stock	11/17/2025		S		1,500(1)	D	$158.52	38,234	I	Family Limited Partnership(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Sale is pursuant to a 10b5-1 Preset Diversification Program dated June 2, 2025 under which Mr. Orr, the Family Limited Partnership and the Spousal Trust (see Footnote 3) plan to sell, in the aggregate, up to 44,000 shares of FirstCash Holdings, Inc. common stock subject to certain minimum price thresholds.

2. The reported securities are held by a trust for the reporting person's spouse and her descendants (the "Spousal Trust"). The reporting person's spouse is trustee of the Spousal Trust.

3. The reported securities are held by a family limited partnership. The reporting person is the general partner of the partnership that owns the reported securities. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

Remarks:

	/s/ R. Douglas Orr	11/19/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FCFS report for R. Douglas Orr?

The Executive Vice President & Chief Financial Officer of FirstCash Holdings, Inc. (FCFS), R. Douglas Orr, reported selling a total of 5,500 shares of common stock on 11/17/2025 in open‑market transactions.

At what prices were the FCFS shares sold in this Form 4 filing?

The reported FirstCash (FCFS) share sales occurred at prices of $158.17, $158.35, and $158.52 per share on 11/17/2025.

How many FCFS shares does R. Douglas Orr own after the reported transactions?

Following the transactions, R. Douglas Orr beneficially owns 90,567 FCFS shares directly, 45,110 shares through a spousal trust, and 38,234 shares through a family limited partnership.

Were the FCFS insider sales made under a Rule 10b5-1 trading plan?

Yes. The filing states the sales were made under a Rule 10b5‑1 Preset Diversification Program dated June 2, 2025, covering planned sales of up to 44,000 FCFS shares, subject to minimum price thresholds.

Which entities were involved in holding or selling the FCFS shares?

The transactions involved shares held directly by R. Douglas Orr and indirectly through a Spousal Trust and a Family Limited Partnership, for which he has beneficial ownership interests as described in the filing.

What is R. Douglas Orr’s role at FirstCash Holdings, Inc.?

R. Douglas Orr is reported as an Officer of FirstCash Holdings, Inc., serving as EVP & Chief Financial Officer in this Form 4 filing.