FirstCash Holdings (FCFS) director awarded 833 RSUs in grant

Rhea-AI Filing Summary

FirstCash Holdings director James H. Graves received an equity grant in the form of restricted stock units. On January 28, 2026, he was awarded 833 shares of FirstCash common stock at a price of $0 per share, increasing his directly held stake to 15,679 shares.

The 833 RSUs are scheduled to vest on December 31, 2026 under the award agreement, or on a pro rata basis if his board service ends earlier other than for cause, based on months served. Vesting and payment will be accelerated if there is a change in control and the units are not assumed or equivalently converted.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider GRAVES JAMES H

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	833	$0.00	--

Holdings After Transaction: Common Stock — 15,679 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

GRAVES JAMES H

(Last) (First) (Middle)

1600 WEST 7TH STREET

(Street)

FORT WORTH TX 76102

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FirstCash Holdings, Inc. [ FCFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/28/2026		A		833(1)	A	$0	15,679	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects a grant of restricted stock units ("RSUs") that shall vest on December 31, 2026 pursuant to the terms of the RSU award agreement or on a pro rata portion upon the termination of service other than for cause, with such pro rata portion determined based on the number of whole months that elapsed from the Grant Date to the termination of service; the vesting and payment of these RSUs will be accelerated if there is a change-in-control of the Company and the Units are not assumed by the surviving entity or otherwise equitably converted or substituted in connection with the Change in Control.

Remarks:

	/s/ James H. Graves	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FCFS director James H. Graves report?

James H. Graves reported receiving 833 restricted stock units of FirstCash Holdings common stock. The grant was recorded at a price of $0 per share and increased his directly held position to 15,679 shares following the transaction.

When do the 833 FCFS restricted stock units granted to James H. Graves vest?

The 833 restricted stock units are scheduled to vest on December 31, 2026. They may vest earlier on a pro rata basis if his service ends other than for cause, calculated by the number of whole months served from the grant date.

How many FCFS shares does James H. Graves own after this Form 4 transaction?

After the reported grant, James H. Graves beneficially owns 15,679 shares of FirstCash Holdings common stock. This figure reflects his position immediately following the award of 833 restricted stock units reported in the filing as directly held.

What triggers accelerated vesting of James H. Graves’ FCFS RSUs?

Vesting and payment of the RSUs will be accelerated if there is a change in control of FirstCash and the units are not assumed, equitably converted, or substituted by the surviving entity. In that case, the unvested units would accelerate according to the award terms.

Is the FCFS Form 4 transaction a purchase or an equity award?

The Form 4 reports an equity award, not an open-market purchase. James H. Graves received 833 restricted stock units at a stated price of $0 per share, reflecting a company grant of common stock rather than a cash-funded share acquisition.

What happens to the FCFS RSUs if James H. Graves’ service ends early?

If his service terminates other than for cause before December 31, 2026, a pro rata portion of the RSUs may vest. The portion is determined by the number of whole months from the grant date to the termination of service under the award agreement.