FirstCash (FCFS) director Owen receives 833 RSUs with 2026 vesting terms

Rhea-AI Filing Summary

FirstCash Holdings director Randel G. Owen reported an equity grant from the company. On January 28, 2026, he received 833 shares of FirstCash common stock as an award priced at $0 per share, increasing his directly held stake to 8,484 shares.

The award reflects restricted stock units that are scheduled to vest on December 31, 2026 under an RSU award agreement. A pro rata portion may vest if his board service ends other than for cause, based on months served. Vesting and payment will be accelerated if there is a change in control of the company and the units are not assumed or equitably converted by the surviving entity.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Owen Randel G

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	833	$0.00	--

Holdings After Transaction: Common Stock — 8,484 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Owen Randel G

(Last) (First) (Middle)

1600 WEST 7TH STREET

(Street)

FORT WORTH TX 76102

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FirstCash Holdings, Inc. [ FCFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/28/2026		A		833(1)	A	$0	8,484	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects a grant of restricted stock units ("RSUs") that shall vest on December 31, 2026 pursuant to the terms of the RSU award agreement or on a pro rata portion upon the termination of service other than for cause, with such pro rata portion determined based on the number of whole months that elapsed from the Grant Date to the termination of service; the vesting and payment of these RSUs will be accelerated if there is a change-in-control of the Company and the Units are not assumed by the surviving entity or otherwise equitably converted or substituted in connection with the Change in Control.

Remarks:

	/s/ Randel G. Owen	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FCFS director Randel G. Owen report?

Director Randel G. Owen reported receiving 833 shares of FirstCash Holdings common stock as an equity award. The transaction was coded as an acquisition at $0 per share, reflecting a grant of restricted stock units under the company’s compensation program.

How many FCFS shares does director Randel G. Owen own after this grant?

After the January 28, 2026 equity grant, director Randel G. Owen beneficially owns 8,484 shares of FirstCash Holdings common stock directly. This total includes the 833 newly granted shares reported in the Form 4 insider filing as part of his board compensation.

What are the vesting terms of the FCFS restricted stock units granted to Owen?

The restricted stock units granted to Owen are scheduled to vest on December 31, 2026. If his service ends other than for cause, a pro rata portion may vest based on full months served, as defined in the RSU award agreement’s terms.

How does a change in control affect Owen’s FCFS restricted stock units?

If there is a change in control of FirstCash Holdings and the restricted stock units are not assumed or equitably converted by the surviving entity, the vesting and payment of Owen’s RSUs will be accelerated. This provision applies specifically when awards are not carried forward in the transaction.

Was cash paid for the FCFS shares reported by director Owen?

No cash changed hands for this transaction; the 833 shares were granted at a price of $0 per share. The transaction represents a stock-based compensation award in the form of restricted stock units rather than an open-market purchase.

Is the FCFS Form 4 filing for Owen a routine compensation event?

The filing reflects a routine equity compensation grant to a director in the form of restricted stock units. Such grants commonly form part of non-employee director compensation and are reported when awarded, including vesting schedules and any change-in-control acceleration terms.