STOCK TITAN

FirstCash (NASDAQ: FCFS) SVP Raul Ramos sells 3,165 shares, holds over 30,000

Filing Impact
(Very High)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

FirstCash Holdings, Inc. senior vice president of Latin American Operations Raul Ramos reported an open-market sale of common stock. He sold 3,165 shares of FirstCash common stock at a price of $231.13 per share. Following the sale, Ramos directly owns 27,235 common shares and has an additional 3,441 shares held indirectly through a 401(k) plan. This filing reflects a net reduction in his direct holdings while maintaining a meaningful remaining stake in the company.

Positive

  • None.

Negative

  • None.

Insights

Raul Ramos completed a modest open-market sale while retaining a sizable stake.

The Form 4 shows FirstCash SVP Raul Ramos executed an open-market sale of 3,165 common shares at $231.13 per share. After this transaction, his direct holdings stand at 27,235 shares, with an additional 3,441 shares in a 401(k) plan.

The transaction is a straightforward open-market sale rather than an option exercise or tax-withholding event, so it reduces his direct exposure. However, the remaining position suggests this is a partial, routine trimming rather than a full exit. The filing does not reference any trading plan, and derivative positions are not listed.

Insider Ramos Raul
Role SVP Latin American Operations
Sold 3,165 shs ($732K)
Type Security Shares Price Value
Sale Common Stock 3,165 $231.13 $732K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 27,235 shares (Direct, null); Common Stock — 3,441 shares (Indirect, 401(k) Plan)
Footnotes (1)
Shares sold 3,165 shares Open-market sale of FirstCash common stock
Sale price $231.13 per share Price for the 3,165 shares sold
Direct holdings after sale 27,235 shares Common stock directly owned after the transaction
Indirect 401(k) holdings 3,441 shares Common stock held indirectly via 401(k) plan
open-market sale financial
"He sold 3,165 shares of FirstCash common stock at a price of $231.13 per share."
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
401(k) Plan financial
"has an additional 3,441 shares held indirectly through a 401(k) plan."
A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.
indirect ownership financial
"3,441 shares held indirectly through a 401(k) plan."
Form 4 regulatory
"The Form 4 shows FirstCash SVP Raul Ramos executed an open-market sale."
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Ramos Raul

(Last)(First)(Middle)
1600 WEST 7TH STREET

(Street)
FORT WORTH TEXAS 76102

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FirstCash Holdings, Inc. [ FCFS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
SVP Latin American Operations
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/28/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/28/2026S3,165D$231.1327,235D
Common Stock3,441I401(k) Plan
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
Remarks:
/s/ Raul R. Ramos06/01/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FirstCash (FCFS) executive Raul Ramos report on this Form 4?

Raul Ramos reported an open-market sale of 3,165 shares of FirstCash common stock at $231.13 per share. The transaction reduced his direct holdings but left him with a substantial remaining stake in the company’s shares.

How many FirstCash (FCFS) shares does Raul Ramos hold after the reported sale?

After the reported sale, Raul Ramos directly holds 27,235 shares of FirstCash common stock. He also has an additional 3,441 shares held indirectly through a 401(k) plan, according to the Form 4 insider ownership disclosure.

Was Raul Ramos’s FirstCash (FCFS) transaction a buy or a sell?

The Form 4 shows that Raul Ramos executed an open-market sale of FirstCash common stock. He sold 3,165 shares at a price of $231.13 per share, resulting in a net decrease in his directly held share count.

What price did Raul Ramos receive per share in his FirstCash (FCFS) stock sale?

Raul Ramos sold 3,165 shares of FirstCash common stock at a price of $231.13 per share. This price is disclosed in the Form 4 as the transaction price for the reported open-market sale of the company’s stock.

How are Raul Ramos’s indirect FirstCash (FCFS) holdings reported on the Form 4?

The Form 4 reports 3,441 shares of FirstCash common stock as indirectly owned by Raul Ramos through a 401(k) plan. These retirement-plan shares are listed separately from his 27,235 directly held shares after the reported sale.