Welcome to our dedicated page for Firstcash Holdings SEC filings (Ticker: FCFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The FirstCash Holdings, Inc. (NASDAQ: FCFS) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. These documents offer detailed information about FirstCash’s international pawn operations in the U.S., Latin America and the U.K., as well as its Retail POS payment solutions segment operated through American First Finance (AFF). Investors can use these filings to understand how the company reports its financial performance, risk factors and significant corporate events.
Core filings such as the annual report on Form 10-K and quarterly reports on Form 10-Q typically include segment breakdowns for U.S. pawn, Latin America pawn, U.K. pawn and AFF, along with discussions of pawn receivables, pawn loan fees, retail merchandise sales, margins, credit provisioning and cash flows. These reports also describe the regulatory and competitive environment, including references to consumer protection laws and the extensive regulatory regimes in the jurisdictions where FirstCash operates.
Current reports on Form 8-K document material events such as quarterly earnings releases, dividend declarations, share repurchase authorizations, amendments to the company’s revolving credit facility and the completion of acquisitions. For example, Form 8-K filings have reported the announcement and closing of the H&T Group plc acquisition, updates on investor presentations, and new or expanded share repurchase programs. Other 8-Ks have furnished earnings press releases and described settlements of legal or regulatory matters, including litigation related to the Military Lending Act.
Investors interested in capital structure and liquidity can review filings that discuss FirstCash’s unsecured bank credit facility, senior notes, leverage ratios and covenant terms. Disclosures about dividends and share repurchases appear in earnings-related filings and Board authorization announcements. While insider transaction reports on Form 4 are filed separately by individuals, they can be viewed alongside company filings to monitor equity ownership changes by officers and directors.
On Stock Titan, AI-powered tools summarize lengthy filings, highlight key metrics and identify important changes from prior periods. This helps users quickly interpret FirstCash’s 10-Ks, 10-Qs and 8-Ks, understand how pawn and AFF segment results are evolving, and see how management describes risks, regulatory developments and strategic priorities.
FMR LLC has filed an amended ownership report showing beneficial ownership of 3,794,063.76 shares of FIRSTCASH HOLDINGS INC common stock, representing 8.6% of the class. The filing is on a passive basis, stating the shares are held in the ordinary course of business.
FMR LLC reports sole voting power over 3,787,635.00 shares and sole dispositive power over 3,794,063.76 shares. Abigail P. Johnson is also a reporting person, with sole dispositive power over the same 3,794,063.76 shares but no voting power. No other single underlying investor holds more than 5% of the stock.
FirstCash Holdings reported insider equity activity for AFF President Howard F. Hambleton. On January 28, 2026, he received 5,104 restricted stock units under a time-vested award that will vest on December 31, 2028. The same day, 16,027 shares were acquired upon vesting of performance-based RSUs granted February 1, 2023, following achievement of three-year performance targets ending December 31, 2025. To cover related taxes, 6,306 shares were withheld, leaving Hambleton with 41,406 shares of common stock held directly after these transactions.
FirstCash Holdings executive Raul Ramos reported a new equity grant. On January 28, 2026, the SVP Latin American Operations received 2,000 restricted stock units of common stock at a grant price of $0, increasing his directly held common shares to 30,400.
The restricted stock units will vest in equal annual installments through January 28, 2031. In addition to his direct holdings, he also reports 3,391 common shares held indirectly through a 401(k) plan.
FirstCash Holdings Vice-Chairman and CEO Rick L. Wessel reported equity compensation activity in company stock. On January 28, 2026, he received 30,945 restricted stock units that are scheduled to vest on December 31, 2028. On the same date, 91,619 previously granted performance-based restricted stock units vested after meeting targets for a three-year period ending December 31, 2025.
To cover related tax obligations, 36,052 shares were withheld. After these transactions, Wessel directly owned 932,494 shares of FirstCash common stock.
FirstCash Holdings EVP & Chief Financial Officer R. Douglas Orr reported equity compensation activity involving company common stock. On January 28, 2026, he received 9,545 restricted stock units under a time-vested award that will fully vest on December 31, 2028.
On the same date, 29,970 restricted stock units granted February 1, 2023 vested after performance targets were measured over a three-year period ending December 31, 2025. To cover related tax obligations, 11,793 shares were withheld. Following these transactions, Orr directly holds 115,289 shares of common stock. In addition, 39,734 shares are held by a family limited partnership where he is general partner and disclaims beneficial ownership except for any pecuniary interest, and 45,110 shares are held in a spousal trust for his spouse and her descendants.
FirstCash Holdings President and COO Thomas Brent Stuart reported equity compensation activity in the company’s stock. On January 28, 2026, he received 12,741 restricted stock units under a time-vested award that will vest on December 31, 2028. The same day, 33,603 restricted stock units granted on February 1, 2023 vested based on performance targets over a three-year period ending December 31, 2025. To cover related tax obligations, 13,222 shares were withheld, leaving him with 160,846 shares of FirstCash common stock held directly after these transactions.
FirstCash Holdings, Inc. director Mikel D. Faulkner received an equity award of 833 restricted stock units on January 28, 2026. These units vest on December 31, 2026 under the RSU award agreement, or on a pro rata basis if his board service ends other than for cause.
The RSUs will vest and be paid earlier if there is a change in control and the units are not assumed or equitably converted by the surviving entity. Following this award, Faulkner beneficially owns 15,684 shares of common stock directly.
FirstCash Holdings director Paula K. Garrett reported an equity award of 833 restricted stock units (RSUs) of common stock on January 28, 2026. The award was recorded at a price of $0 per share and increased her directly held beneficial ownership to 8,064 common shares.
The RSUs are scheduled to vest on December 31, 2026 under the RSU award agreement, or on a pro rata basis if her board service ends other than for cause, based on whole months of service from the grant date. Vesting and payment will be accelerated if there is a change in control of the company and the units are not assumed or equitably converted by the surviving entity.
FirstCash Holdings director Randel G. Owen reported an equity grant from the company. On January 28, 2026, he received 833 shares of FirstCash common stock as an award priced at $0 per share, increasing his directly held stake to 8,484 shares.
The award reflects restricted stock units that are scheduled to vest on December 31, 2026 under an RSU award agreement. A pro rata portion may vest if his board service ends other than for cause, based on months served. Vesting and payment will be accelerated if there is a change in control of the company and the units are not assumed or equitably converted by the surviving entity.
FirstCash Holdings director Daniel E. Berce reported an equity award of 833 shares of common stock in the form of restricted stock units. The award was recorded at a price of $0 per share and increased his directly held beneficial ownership to 21,679 shares.
The RSUs are scheduled to vest on December 31, 2026 under the RSU award agreement, or on a pro rata basis if his board service ends other than for cause, based on whole months served from the grant date. Vesting and payment will be accelerated if there is a change in control of the company and the units are not assumed, converted, or substituted by the surviving entity.