Family trust transfers reported by First Citizens (NASDAQ: FCNCA) insider

Rhea-AI Filing Summary

First Citizens BancShares insider Carson H. Brice, identified as a 10% owner, reported several indirect movements of Class A common shares involving family-related trusts and accounts. Reported transfers on January 9 and 12, 2026 at a stated price of $0 per share include 267 and 68 Class A shares attributed to the Carson Holding Brice Revocable Trust, 250 Class A shares held "By Spouse," and 17 Class A shares each for separate Brice family trusts for Stephen, Elizabeth, and Cordelia Brice.

The filing also lists indirect holdings of both Class A and Class B common shares across revocable trusts, children’s trusts, custodial accounts, and the Carson Holding Brice 2025 GRAT. Footnotes explain that certain shares are held in trusts for the benefit of the reporting person’s children, that the reporting person does not have investment control over those trusts, and that she disclaims beneficial ownership of those securities.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Brice Carson H

(Last) (First) (Middle)

POST OFFICE BOX 1352

(Street)

SMITHFIELD NC 27577

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST CITIZENS BANCSHARES INC /DE/ [ FCNCA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/09/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common	01/09/2026		G		267	D	$0	235,921	I	Carson Holding Brice Revocable Trust
Class A Common	01/12/2026		G		68	D	$0	235,853	I	Carson Holding Brice Revocable Trust
Class A Common	01/09/2026		G		250	A	$0	890	I(1)	By Spouse
Class A Common	01/12/2026		G		17	A	$0	99,147	I(2)	Brice Trust fbo Stephen B. Brice
Class A Common	01/12/2026		G		17	A	$0	99,746	I(2)	Brice Trust fbo Elizabeth M. Brice
Class A Common	01/12/2026		G		17	A	$0	99,746	I(2)	Brice Trust fbo Cordelia A. Brice
Class A Common								16,890	I(1)	As custodian for Stephen Brice
Class A Common								16,289	I(1)	As custodian for Cordelia Brice
Class A Common								16,289	I(1)	As custodian for Elizabeth Brice
Class A Common								10,652	I	As beneficiary of a trust
Class B Common								54,635(3)	I	Carson Holding Brice Revocable Trust
Class B Common								563	I(1)	By Spouse
Class B Common								2,347	I(1)	As custodian for Stephen Brice
Class B Common								2,348	I(1)	As custodian for Elizabeth Brice
Class B Common								2,348	I(1)	As cusodian for Cordelia Brice
Class B Common								1,250	I	As beneficiary of a trust
Class B Common								4,409	I(2)	Brice Trust fbo Stephen B. Brice
Class B Common								4,491	I(2)	Brice Trust fbo Elizabeth M. Brice
Class B Common								4,491	I(2)	Brice Trust fbo Cordelia A. Brice
Class B Common								44,940(3)	I	Carson Holding Brice 2025 GRAT

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reporting person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the reporting person is the beneficial owner of such securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.

2. The listed shares are held by a trust for the benefit of the Reporting Person's children. The Reporting person does not serve as trustee of or have or share investment control over the Issuer's shares held by the trust, she disclaims beneficial ownership of the shares held by the trust, and this report shall not be deemed an admission that the Reporting Perrson is the beneficial owner of the shares for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.

3. On October 28, 2025, the reporting person contributed 44,940 shares of Class B Common held by her revocable trust (of which she is the trustee) to a new grantor retained annuity trust (the "Carson Holding Brice 2025 GRAT") of which she serves as trustee and which shares are reported in this Form 4 as indirectly owned.

	Carson H. Brice, By: E. Knox Proctor V , Attorney-in-fact	01/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider activity did FCNCA report for Carson H. Brice on this Form 4?

The Form 4 reports indirect movements of Class A common shares on January 9 and 12, 2026, including transfers at a stated price of $0 per share involving a revocable trust, a spouse account, and multiple Brice family trusts.

Which entities are shown holding First Citizens (FCNCA) shares for Carson H. Brice?

Indirect holdings are shown through Carson Holding Brice Revocable Trust, a spouse account, custodial accounts for Stephen, Elizabeth, and Cordelia Brice, trusts for the benefit of her children, and the Carson Holding Brice 2025 GRAT.

What does the Form 4 say about Carson H. Brice’s beneficial ownership of FCNCA shares?

Footnotes state that the reporting person disclaims beneficial ownership of certain securities, particularly those held in trusts for her children, and that the report is not an admission of beneficial ownership for Section 16 or any other purpose.

Were the FCNCA insider transactions reported by Carson H. Brice purchases or sales for cash?

The reported Class A movements use transaction code G and show a $0 per share price, indicating transfers rather than open-market cash purchases or sales.

How are Class B shares of First Citizens (FCNCA) reflected in this Form 4 for Carson H. Brice?

The filing lists indirect holdings of Class B common shares in the Carson Holding Brice Revocable Trust, spouse and custodial accounts, children’s trusts, and the Carson Holding Brice 2025 GRAT, with amounts shown as holdings rather than new transactions.

What is the Carson Holding Brice 2025 GRAT mentioned in the FCNCA Form 4?

A footnote explains that on October 28, 2025, 44,940 Class B shares previously held in a revocable trust were contributed to a new grantor retained annuity trust called the Carson Holding Brice 2025 GRAT, and those shares are now reported as indirectly owned through that GRAT.