STOCK TITAN

FCNCA (FIRST CITIZENS) CEO adds Class B shares, updates GRAT holdings

Filing Impact
(Moderate)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

First Citizens BancShares Chairman and CEO Frank B. Holding Jr. reported open-market purchases of a total of 225 shares of Class B Common Stock on June 4, 2026 at prices in the $1,700 range per share, bringing his directly owned Class B holdings to 63,326 shares. He also directly owns 206,942 shares of Class A Common Stock. Footnotes show that on June 5, 2026, 38,111 and 22,370 Class B shares and 4,825 Class A shares were distributed from various 2025 GRATs to him and continue to be reported as directly owned, while remaining shares in those GRATs and a Ruth P. Holding 2025 GRAT, as well as certain family and trust accounts, continue to be reported as indirectly owned, with beneficial ownership of some positions expressly disclaimed.

Positive

  • None.

Negative

  • None.
Insider HOLDING FRANK B JR
Role Chairman and CEO
Bought 225 shs ($394K)
Type Security Shares Price Value
Purchase Class B Common 3 $1,712.99 $5K
Purchase Class B Common 1 $1,721.99 $2K
Purchase Class B Common 1 $1,727.99 $2K
Purchase Class B Common 31 $1,730.29 $54K
Purchase Class B Common 35 $1,731.99 $61K
Purchase Class B Common 15 $1,733.00 $26K
Purchase Class B Common 26 $1,734.00 $45K
Purchase Class B Common 12 $1,744.00 $21K
Purchase Class B Common 15 $1,765.00 $26K
Purchase Class B Common 15 $1,770.00 $27K
Purchase Class B Common 6 $1,775.00 $11K
Purchase Class B Common 20 $1,778.00 $36K
Purchase Class B Common 45 $1,779.99 $80K
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class B Common -- -- --
holding Class B Common -- -- --
holding Class B Common -- -- --
holding Class B Common -- -- --
holding Class B Common -- -- --
holding Class B Common -- -- --
holding Class B Common -- -- --
holding Class B Common -- -- --
Holdings After Transaction: Class B Common — 63,325 shares (Direct, null); Class A Common — 206,942 shares (Direct, null); Class A Common — 11,140 shares (Indirect, As beneficiary of a trust); Class B Common — 2,527 shares (Indirect, As beneficiary of a trust)
Footnotes (1)
  1. On June 5, 2026, 38,111 shares of Class B Common Stock were distributed from the Frank B. Holding, Jr. 2025 GRAT #1 (the "GRAT") to the reporting person and continue to be reported in this Form 4 as directly owned. On June 5, 2026, 22,370 shares of Class B Common Stock were distributed from the Frank B. Holding, Jr. 2025 GRAT #2 (the "GRAT") to the reporting person and continue to be reported in this Form 4 as directly owned, and the remaining 9,780 shares held by the GRAT continue to be reported in the Form 4 as indirectly owned. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,729.99 to $1,730.91, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnotes (3) through (4) to this Form 4. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,779.97 to $1,780.00, inclusive. On June 5, 2026, 4,825 shares of Class A Common Stock were distributed from the Frank B. Holding, Jr. 2025 GRAT #1 (the "GRAT") to the reporting person and continue to be reported in this Form 4 as directly owned, and the remaining 95,829 shares held by the GRAT continue to be reported in the Form 4 as indirectly owned. The reporting person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the reporting person is the beneficial owner of such securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose. On June 5, 2026, 8,000 shares of Class B Common Stock were distributed from the Ruth P. Holding 2025 GRAT (the "GRAT") to the reporting person's spouse and continue to be reported in this Form 4 as indirectly owned, and the remaining 24,300 shares held by the GRAT continue to be reported in the Form 4 as indirectly owned.
Class B shares purchased 225 shares Open-market purchases on June 4, 2026
Direct Class B holdings 63,326 shares Total directly owned after June 4, 2026 transactions
Direct Class A holdings 206,942 shares Total directly owned as reported
Class B distribution from 2025 GRAT #1 38,111 shares Distributed to reporting person on June 5, 2026
Class B distribution from 2025 GRAT #2 22,370 shares Distributed to reporting person on June 5, 2026
Class A distribution from 2025 GRAT #1 4,825 shares Distributed to reporting person on June 5, 2026
Remaining Class B in Ruth P. Holding 2025 GRAT 24,300 shares Indirectly owned after June 5, 2026 distribution
Remaining Class A in 2025 GRAT #1 95,829 shares Indirectly owned after June 5, 2026 distribution
GRAT financial
"2025 GRAT #1 (the "GRAT") to the reporting person and continue"
weighted average price financial
"The price reported in Column 4 is a weighted average price."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
beneficial ownership financial
"The reporting person disclaims beneficial ownership of these securities"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
Section 16 regulatory
"for purposes of Section 16 of the Securities Exchange Act of 1934"
Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.
open-market purchase financial
"transaction_action": "open-market purchase""
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
HOLDING FRANK B JR

(Last)(First)(Middle)
4300 SIX FORKS ROAD

(Street)
RALEIGH NORTH CAROLINA 27609

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FIRST CITIZENS BANCSHARES INC /DE/ [ FCNCA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
XOfficer (give title below)Other (specify below)
Chairman and CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/04/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class B Common06/04/2026P3A$1,712.9963,325(1)(2)D
Class B Common06/04/2026P1A$1,721.9963,326D
Class B Common06/04/2026P1A$1,727.9963,327D
Class B Common06/04/2026P31A$1,730.29(3)63,358D
Class B Common06/04/2026P35A$1,731.9963,393D
Class B Common06/04/2026P15A$1,73363,408D
Class B Common06/04/2026P26A$1,73463,434D
Class B Common06/04/2026P12A$1,74463,446D
Class B Common06/04/2026P15A$1,76563,461D
Class B Common06/04/2026P15A$1,77063,476D
Class B Common06/04/2026P6A$1,77563,482D
Class B Common06/04/2026P20A$1,77863,502D
Class B Common06/04/2026P45A$1,779.99(4)63,547D
Class A Common206,942(5)D
Class A Common11,140IAs beneficiary of a trust
Class A Common3,728I(6)By Spouse
Class A Common3,416I(6)As custodian for James Freeman Bailey, Jr.
Class A Common1,591I(6)As custodian for Royall Holding Bailey
Class A Common317I(6)As custodian for Jones Powell Bailey
Class A Common95,829(5)IFrank B. Holding Jr. 2025 #1 GRAT
Class A Common106,000IFrank B. Holding Jr. 2025 #2 GRAT
Class A Common115,000I(6)By Spouse as Trustee for the Ruth P. Holding 2025 GRAT
Class B Common2,527IAs beneficiary of a trust
Class B Common9,160(7)I(6)By Spouse
Class B Common4,957I(6)As custodian for James Freeman Bailey, Jr.
Class B Common4,800I(6)As custodian for Royall Holding Bailey
Class B Common5,158I(6)As custodian for Jones Powell Bailey
Class B Common0(1)IFrank B. Holding Jr. 2025 #1 GRAT
Class B Common9,780(2)IFrank B. Holding Jr. 2025 #2 GRAT
Class B Common24,300(7)I(6)By Spouse as Trustee for the Ruth P. Holding 2025 GRAT
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. On June 5, 2026, 38,111 shares of Class B Common Stock were distributed from the Frank B. Holding, Jr. 2025 GRAT #1 (the "GRAT") to the reporting person and continue to be reported in this Form 4 as directly owned.
2. On June 5, 2026, 22,370 shares of Class B Common Stock were distributed from the Frank B. Holding, Jr. 2025 GRAT #2 (the "GRAT") to the reporting person and continue to be reported in this Form 4 as directly owned, and the remaining 9,780 shares held by the GRAT continue to be reported in the Form 4 as indirectly owned.
3. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,729.99 to $1,730.91, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnotes (3) through (4) to this Form 4.
4. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,779.97 to $1,780.00, inclusive.
5. On June 5, 2026, 4,825 shares of Class A Common Stock were distributed from the Frank B. Holding, Jr. 2025 GRAT #1 (the "GRAT") to the reporting person and continue to be reported in this Form 4 as directly owned, and the remaining 95,829 shares held by the GRAT continue to be reported in the Form 4 as indirectly owned.
6. The reporting person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the reporting person is the beneficial owner of such securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.
7. On June 5, 2026, 8,000 shares of Class B Common Stock were distributed from the Ruth P. Holding 2025 GRAT (the "GRAT") to the reporting person's spouse and continue to be reported in this Form 4 as indirectly owned, and the remaining 24,300 shares held by the GRAT continue to be reported in the Form 4 as indirectly owned.
Frank B. Holding, Jr., By: E. Knox Proctor V, Attorney-in-fact06/08/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FCNCA Chairman Frank B. Holding Jr. report?

Frank B. Holding Jr. reported buying 225 shares of Class B Common Stock in open-market transactions on June 4, 2026. These purchases occurred at prices in the $1,700 range per share and increased his directly owned Class B position to 63,326 shares.

What are Frank B. Holding Jr.’s direct share holdings in FCNCA after these transactions?

After the reported activity, Frank B. Holding Jr. directly owns 63,326 shares of Class B Common Stock and 206,942 shares of Class A Common Stock. These totals reflect both his open-market purchases and GRAT distributions that moved shares into his direct ownership.

How many FCNCA shares were distributed from GRATs to Frank B. Holding Jr. in June 2026?

Footnotes state that on June 5, 2026, 38,111 Class B shares and 22,370 Class B shares were distributed from two 2025 GRATs, plus 4,825 Class A shares from another 2025 GRAT, to Frank B. Holding Jr., and are now reported as directly owned.

Does Frank B. Holding Jr. disclaim beneficial ownership of any FCNCA shares?

Yes. A footnote explains that Frank B. Holding Jr. disclaims beneficial ownership of certain indirectly held securities. It states that the report should not be deemed an admission that he is the beneficial owner of those securities for Section 16 or any other purpose.

What price information is provided for Frank B. Holding Jr.’s FCNCA share purchases?

The Form 4 notes that reported prices are weighted average prices for multiple trades in narrow ranges around the low-$1,700s per share. Additional details on the exact number of shares at each price are available upon request from the reporting person.