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Harris Associates L.P.First Citizens BancShares, Inc. Class A common stock, representing 8.1% of the class as of 12/31/2025.
The firms report sole dispositive power over these shares and no voting power. They state the position is held in the ordinary course of business and not for the purpose of changing or influencing control of First Citizens BancShares.
First Citizens BancShares, Inc. created a new 6.625% Non-Cumulative Perpetual Preferred Stock, Series E, with a $1,000 per share liquidation preference, and related depositary shares, by filing a certificate of designation in Delaware.
The company agreed to sell, and has closed a public offering of, 16,000,000 depositary shares, each representing a 1/40th interest in a Series E preferred share. Dividends are fixed at 6.625% per year until March 15, 2031, then reset every five years at the five-year U.S. Treasury rate plus 2.830%. The preferred ranks on parity with existing preferred series, is senior to common stock, has limited voting rights, and is redeemable at the company’s option on or after March 15, 2031 or after a defined regulatory capital event.
First Citizens BancShares plans to issue depositary shares, each representing a 1/40th interest in new non‑cumulative perpetual Series E preferred stock, with dividends fixed to March 15, 2031 and then resetting every five years off the five‑year U.S. Treasury rate plus a spread. The preferred is perpetual, ranks senior to common stock, and can be redeemed at the company’s option after March 15, 2031 or following certain regulatory capital events, subject to Federal Reserve approval.
The company intends to list the depositary shares on Nasdaq under the symbol FCNCN and use net proceeds for general corporate purposes. First Citizens reported unaudited net income of $580 million for the quarter ended December 31, 2025 and $2.206 billion for 2025, with total assets of $229.698 billion at year‑end. It also has an agreement to acquire 138 branches from BMO Bank N.A., expecting to assume about $5.7 billion of deposits and $1.1 billion of loans in a transaction anticipated to close in the second half of 2026.
First Citizens BancShares, Inc. reported that it has released its results of operations for the quarter ended December 31, 2025. The company furnished an earnings press release, an investor presentation, and a detailed financial supplement as Exhibits 99.1, 99.2, and 99.3 to this report, and also made them available on its investor relations website.
The company plans to discuss its fourth-quarter and full-year performance on a conference call scheduled for 9 a.m. Eastern time on January 23, 2026. The report also includes customary cautionary language about forward-looking statements, highlighting a wide range of economic, regulatory, competitive, geopolitical, and operational risks that could cause actual results to differ from current expectations.