First Financial Bancorp. posts investor presentation

First Financial Bancorp. furnished an investor presentation that its executive officers may use in meetings with investors and analysts.

Rhea-AI Filing Summary

First Financial Bancorp. furnished an investor presentation that its executive officers may use in meetings with investors and analysts. The materials are provided under a Regulation FD disclosure, meaning they are made available to the public to support fair and equal access to information.

The investor presentation is attached as Exhibit 99.1 and is specifically designated as not being treated as “filed” for purposes of the Securities Exchange Act or incorporated by reference into Securities Act filings.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did First Financial Bancorp. (FFBC) disclose in this 8-K?

First Financial Bancorp. furnished an investor presentation that executives may use in meetings with investors and analysts. The presentation is attached as Exhibit 99.1 and is provided under a Regulation FD disclosure item to support broad, public access to the same information.

How will First Financial Bancorp. (FFBC) use the investor presentation?

Executive officers of First Financial Bancorp. intend to use the investor presentation, in whole or in part, during one or more meetings with investors and analysts. This ensures that information shared in those meetings is also available publicly through the attached exhibit.

Is the First Financial Bancorp. (FFBC) investor presentation considered 'filed' with the SEC?

The company states that Item 7.01 and Exhibit 99.1 are not intended to be treated as “filed” for purposes of the Securities Exchange Act. They are also not intended to be incorporated by reference into filings under the Securities Act, limiting their formal legal status.

Where can investors find the new First Financial Bancorp. (FFBC) materials?

Investors can access the materials in the investor presentation attached as Exhibit 99.1 to this current report. The exhibit is part of the public SEC submission, allowing investors and analysts to review the same information used in company meetings.

What exhibits were included with this First Financial Bancorp. (FFBC) report?

The report includes Exhibit 99.1, which is the First Financial Bancorp. investor presentation, and Exhibit 104, the cover page interactive data file embedded within the Inline XBRL document. These exhibits accompany the current report for public reference.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/02/2026 - 04:15 PM Learn about SEC filing dates

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 2, 2026

FIRST FINANCIAL BANCORP.

(Exact name of registrant as specified in its charter)

Ohio

001-34762

31-1042001

(State or other jurisdiction of incorporation or organization)

(Commission File Number)

(I.R.S. employer identification number)

255 East Fifth Street, Suite 900

Cincinnati,

Ohio

45202

(Address of principal executive offices)

(Zip Code)

Registrant's telephone number, including area code: (877) 322-9530

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Title of each class

Trading symbol

Name of exchange on which registered

Common stock, No par value

FFBC

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company     ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.     ☐

Item 7.01    Regulation FD Disclosure.

The executive officers of First Financial Bancorp. intend to use the materials filed herewith, in whole or in part, in one or more meetings with investors and analysts. A copy of the investor presentation is attached hereto as Exhibit 99.1.

First Financial Bancorp. does not intend for this Item 7.01 or Exhibit 99.1 to be treated as “filed” for purposes of the Securities Exchange Act of 1934, as amended, or incorporated by reference into its filings under the Securities Act of 1933, as amended.

Item 9.01    Financial Statements and Exhibits.

    (d)    Exhibits:

The following exhibits shall not be deemed to be "filed" for purposes of the Exchange Act:

    Exhibit No.    Description

    99.1 First Financial Bancorp. Investor Presentation

    104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

                        FIRST FINANCIAL BANCORP.

						By: /s/ James M. Anderson
						James M. Anderson
						Executive Vice President and Chief Financial Officer
Date:			February 2, 2026