STOCK TITAN

[8-K] First Financial Bancorp Reports Material Event

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K
Rhea-AI Filing Summary

First Financial Bancorp filed a Current Report announcing that an investor presentation is attached as Exhibit 99.1 and that its executive officers intend to use the materials, in whole or in part, in meetings with investors and analysts. The company explicitly states the presentation is furnished for informational purposes and is not intended to be treated as "filed" under the Securities Exchange Act or incorporated by reference into Securities Act filings. The report also lists an Inline XBRL cover page interactive data file as Exhibit 104.

First Financial Bancorp ha presentato un Current Report indicando che in allegato figura una presentazione per gli investitori come Exhibit 99.1 e che i suoi dirigenti intendono utilizzare, in tutto o in parte, il materiale negli incontri con investitori e analisti. La società precisa espressamente che la presentazione è fornita a scopo informativo e non deve essere considerata "filed" ai sensi dello Securities Exchange Act né incorporata per riferimento nelle comunicazioni previste dallo Securities Act. Il rapporto indica inoltre un file di dati interattivi Inline XBRL come Exhibit 104.

First Financial Bancorp presentó un Current Report en el que se adjunta una presentación para inversores como Exhibit 99.1 y en el que sus altos directivos señalan que tienen la intención de utilizar el material, total o parcialmente, en reuniones con inversores y analistas. La compañía deja claro que la presentación se facilita con fines informativos y no debe considerarse "filed" bajo el Securities Exchange Act ni incorporarse por referencia en filings del Securities Act. El informe también lista un archivo de datos interactivos Inline XBRL como Exhibit 104.

First Financial Bancorp는 Current Report를 제출하면서 투자자 프레젠테이션이 Exhibit 99.1로 첨부되어 있으며 경영진이 해당 자료를 전부 또는 일부를 투자자 및 애널리스트 미팅에서 사용할 예정이라고 밝혔습니다. 회사는 해당 프레젠테이션이 정보 제공 목적임을 명확히 하며, Securities Exchange Act에 따라 "filed"로 취급되거나 Securities Act 제출서류에 참조로 통합될 의도가 아님을 명시했습니다. 보고서에는 또한 Exhibit 104로 Inline XBRL 표지 페이지 인터랙티브 데이터 파일이 기재되어 있습니다.

First Financial Bancorp a déposé un Current Report indiquant qu’une présentation destinée aux investisseurs est jointe en tant que Exhibit 99.1 et que ses dirigeants ont l’intention d’utiliser tout ou partie de ces documents lors de réunions avec des investisseurs et des analystes. La société précise expressément que la présentation est fournie à titre informatif et ne doit pas être considérée comme "filed" au titre du Securities Exchange Act ni être incorporée par référence dans des dépôts au titre du Securities Act. Le rapport mentionne également un fichier de données interactives Inline XBRL en tant qu’Exhibit 104.

First Financial Bancorp reichte einen Current Report ein, in dem mitgeteilt wird, dass eine Investorpräsentation als Exhibit 99.1 beigefügt ist und dass ihre Führungskräfte beabsichtigen, das Material ganz oder teilweise in Treffen mit Investoren und Analysten zu verwenden. Das Unternehmen stellt ausdrücklich klar, dass die Präsentation zu Informationszwecken zur Verfügung gestellt wird und nicht als "filed" gemäß dem Securities Exchange Act zu behandeln oder in Securities Act-Filings durch Verweis aufgenommen werden soll. Der Bericht führt außerdem eine Inline-XBRL-Titelseite als interaktive Datendatei unter Exhibit 104 auf.

Positive
  • Investor presentation furnished as Exhibit 99.1, providing a direct communication channel between management and investors
  • Clear legal statement that the presentation is furnished and not filed, limiting unintended incorporation into other SEC filings
  • Inline XBRL cover page (Exhibit 104) included to support interactive data accessibility
Negative
  • None.

Insights

TL;DR Company furnished an investor presentation for use in investor meetings; no financial details disclosed, so immediate market impact is limited.

The filing communicates that management will use an investor presentation (Exhibit 99.1) in meetings with investors and analysts and clarifies that the presentation is furnished rather than filed. Because the document does not include earnings, guidance, transaction details, or material financial metrics, it is a routine disclosure focused on communication rather than a substantive operational update. Investors should view this as a transparency step but not a material event.

TL;DR Disclosure follows SEC practice of furnishing investor materials while limiting incorporation by reference; governance implications are routine.

The registrant appropriately notes that the investor presentation is furnished and not filed, which limits legal incorporation into future filings. This is standard governance practice to provide investor communications while managing disclosure scope. The filing contains no executive changes, related-party transactions, or triggering events that would suggest governance concerns. Documentation of the exhibit numbers maintains regulatory clarity.

First Financial Bancorp ha presentato un Current Report indicando che in allegato figura una presentazione per gli investitori come Exhibit 99.1 e che i suoi dirigenti intendono utilizzare, in tutto o in parte, il materiale negli incontri con investitori e analisti. La società precisa espressamente che la presentazione è fornita a scopo informativo e non deve essere considerata "filed" ai sensi dello Securities Exchange Act né incorporata per riferimento nelle comunicazioni previste dallo Securities Act. Il rapporto indica inoltre un file di dati interattivi Inline XBRL come Exhibit 104.

First Financial Bancorp presentó un Current Report en el que se adjunta una presentación para inversores como Exhibit 99.1 y en el que sus altos directivos señalan que tienen la intención de utilizar el material, total o parcialmente, en reuniones con inversores y analistas. La compañía deja claro que la presentación se facilita con fines informativos y no debe considerarse "filed" bajo el Securities Exchange Act ni incorporarse por referencia en filings del Securities Act. El informe también lista un archivo de datos interactivos Inline XBRL como Exhibit 104.

First Financial Bancorp는 Current Report를 제출하면서 투자자 프레젠테이션이 Exhibit 99.1로 첨부되어 있으며 경영진이 해당 자료를 전부 또는 일부를 투자자 및 애널리스트 미팅에서 사용할 예정이라고 밝혔습니다. 회사는 해당 프레젠테이션이 정보 제공 목적임을 명확히 하며, Securities Exchange Act에 따라 "filed"로 취급되거나 Securities Act 제출서류에 참조로 통합될 의도가 아님을 명시했습니다. 보고서에는 또한 Exhibit 104로 Inline XBRL 표지 페이지 인터랙티브 데이터 파일이 기재되어 있습니다.

First Financial Bancorp a déposé un Current Report indiquant qu’une présentation destinée aux investisseurs est jointe en tant que Exhibit 99.1 et que ses dirigeants ont l’intention d’utiliser tout ou partie de ces documents lors de réunions avec des investisseurs et des analystes. La société précise expressément que la présentation est fournie à titre informatif et ne doit pas être considérée comme "filed" au titre du Securities Exchange Act ni être incorporée par référence dans des dépôts au titre du Securities Act. Le rapport mentionne également un fichier de données interactives Inline XBRL en tant qu’Exhibit 104.

First Financial Bancorp reichte einen Current Report ein, in dem mitgeteilt wird, dass eine Investorpräsentation als Exhibit 99.1 beigefügt ist und dass ihre Führungskräfte beabsichtigen, das Material ganz oder teilweise in Treffen mit Investoren und Analysten zu verwenden. Das Unternehmen stellt ausdrücklich klar, dass die Präsentation zu Informationszwecken zur Verfügung gestellt wird und nicht als "filed" gemäß dem Securities Exchange Act zu behandeln oder in Securities Act-Filings durch Verweis aufgenommen werden soll. Der Bericht führt außerdem eine Inline-XBRL-Titelseite als interaktive Datendatei unter Exhibit 104 auf.

0000708955false00007089552025-08-212025-08-210000708955exch:XNMS2025-08-212025-08-21



UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
 
FORM 8-K
 

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
 
Date of Report (Date of earliest event reported): August 21, 2025
 

FIRST FINANCIAL BANCORP.
(Exact name of registrant as specified in its charter)
 
Ohio001-34762 31-1042001
(State or other jurisdiction of
incorporation or organization)
(Commission File Number) (I.R.S. employer
identification number)
255 East Fifth Street, Suite 900Cincinnati,Ohio45202
(Address of principal executive offices)(Zip Code)
  
Registrant's telephone number, including area code: (877322-9530
 
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Title of each classTrading symbolName of exchange on which registered
Common stock, No par valueFFBCThe NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company     

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.     



Item 7.01    Regulation FD Disclosure.

The executive officers of First Financial Bancorp. intend to use the materials filed herewith, in whole or in part, in one or more meetings with investors and analysts. A copy of the investor presentation is attached hereto as Exhibit 99.1.

First Financial Bancorp. does not intend for this Item 7.01 or Exhibit 99.1 to be treated as “filed” for purposes of the Securities Exchange Act of 1934, as amended, or incorporated by reference into its filings under the Securities Act of 1933, as amended.
 

Item 9.01    Financial Statements and Exhibits.

    (d)    Exhibits:
        
The following exhibits shall not be deemed to be "filed" for purposes of the Exchange Act:
    Exhibit No.    Description

    99.1 First Financial Bancorp. Investor Presentation
    104 Cover Page Interactive Data File (embedded within the Inline XBRL document)









SIGNATURES


    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

                        FIRST FINANCIAL BANCORP.

By: /s/ James M. Anderson
James M. Anderson
Executive Vice President and Chief Financial Officer
Date:August 21, 2025

                    



FAQ

What did First Financial Bancorp (FFBC) announce in this 8-K?

The company furnished an investor presentation (Exhibit 99.1) and stated executives intend to use it in meetings with investors and analysts.

Is the investor presentation filed with the SEC for incorporation by reference?

No. The company explicitly states the presentation is furnished and is not intended to be treated as filed or incorporated by reference into Securities Act filings.

Does the 8-K include financial results or guidance?

No. The document does not contain earnings, guidance, or other financial metrics.

Which exhibits are listed in the filing?

Exhibit 99.1 (Investor Presentation) and Exhibit 104 (Cover Page Interactive Data File) are listed.

Will management use the materials publicly?

The filing states executive officers intend to use the materials, in whole or in part, in meetings with investors and analysts.
First Fin Banc

NASDAQ:FFBC

FFBC Rankings

FFBC Latest News

FFBC Latest SEC Filings

FFBC Stock Data

2.41B
94.58M
1.1%
80.71%
1.47%
Banks - Regional
National Commercial Banks
Link
United States
CINCINNATI