First Financial CFO has 3,961 shares withheld for tax

Q: Was the FFBC CFO’s September 2026 Form 4 transaction an open-market sale?

No. The Form 4 states the transaction was a payment of tax liability by delivering or withholding securities, with 3,961 shares withheld as taxes when the CFO became retirement eligible, rather than an open-market sale.

Q: What indirect FFBC shareholdings does the CFO report on this Form 4?

The CFO reports 828 FFBC shares held indirectly as UTMA custodian for his son and 20,563.4069 FFBC shares held indirectly through a 401-K plan, as of the same reporting date.

Q: Was a Rule 10b5-1 trading plan involved in the FFBC CFO’s reported transaction?

No. The Form 4’s Rule 10b5-1 checkbox is not checked, and there is no footnote indicating that the September 5, 2026 tax-withholding transaction was made under a Rule 10b5-1 trading plan.

FFBC’s CFO had shares withheld to cover taxes tied to retirement eligibility while retaining substantial direct and indirect holdings.

Filing Impact

(Neutral)

Filing Sentiment

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Sentiment and the balance of points

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Form Type

Rhea-AI Filing Summary

FIRST FINANCIAL BANCORP (FFBC) reported that Chief Financial Officer James M. Anderson had 3,961 shares of common stock withheld on September 5, 2026 to pay tax liability associated with becoming retirement eligible. The shares were valued at $32.98 per share for this tax-withholding transaction.

After this event, Anderson held 110,576 shares of FFBC common stock directly. He also held FFBC shares indirectly, including 828 shares as UTMA custodian for his son and 20,563.4069 shares through a 401-K plan. No Rule 10b5-1 trading plan is reported in connection with these transactions.

Insider Trade Summary

Tax Withholding: 3,961 shares

Tax Withholding 3 txns

Insider ANDERSON JAMES M

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock ^F1	3,961	$32.98	$131K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 110,576 shares (Direct); Common Stock — 828 shares (Indirect, As UTMA Custodian for Son); Common Stock — 20,563.4069 shares (Indirect, By 401-K)

Footnotes (1)

F1. Shares withheld to pay taxes associated with reporting person becoming retirement eligible.

Key Figures

Shares withheld for taxes: 3,961 shares Per-share value for tax withholding: $32.98 per share Direct holdings after transaction: 110,576 shares +2 more

5 metrics

Shares withheld for taxes 3,961 shares Common stock withheld on September 5, 2026 to pay tax liability

Per-share value for tax withholding $32.98 per share Value used for the 3,961 shares withheld on September 5, 2026

Direct holdings after transaction 110,576 shares FFBC common stock directly owned by CFO after September 5, 2026

Indirect UTMA holdings 828 shares Indirect FFBC common stock held as UTMA custodian for son

Indirect 401-K holdings 20,563.4069 shares Indirect FFBC common stock held through a 401-K plan

Key Terms

Payment of tax liability by delivering or withholding securities, UTMA Custodian, 401-K, indirect ownership

4 terms

Payment of tax liability by delivering or withholding securities financial

"The transaction is described as Payment of tax liability by delivering"

UTMA Custodian financial

"Indirect ownership noted as As UTMA Custodian for Son"

401-K financial

"Indirect ownership described as By 401-K"

indirect ownership financial

"Holdings reported with ownership type marked as indirect"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did FFBC’s Chief Financial Officer report on September 5, 2026?

FFBC’s Chief Financial Officer, James M. Anderson, reported that 3,961 shares of common stock were withheld on September 5, 2026 to pay tax liability associated with him becoming retirement eligible, at a value of $32.98 per share.

Was the FFBC CFO’s September 2026 Form 4 transaction an open-market sale?

No. The Form 4 states the transaction was a payment of tax liability by delivering or withholding securities, with 3,961 shares withheld as taxes when the CFO became retirement eligible, rather than an open-market sale.

How many FFBC shares does the CFO hold directly after this Form 4 transaction?

After the September 5, 2026 tax-withholding transaction, Chief Financial Officer James M. Anderson held 110,576 shares of FFBC common stock in direct ownership, according to the Form 4 disclosure.

What indirect FFBC shareholdings does the CFO report on this Form 4?

The CFO reports 828 FFBC shares held indirectly as UTMA custodian for his son and 20,563.4069 FFBC shares held indirectly through a 401-K plan, as of the same reporting date.

Was a Rule 10b5-1 trading plan involved in the FFBC CFO’s reported transaction?

No. The Form 4’s Rule 10b5-1 checkbox is not checked, and there is no footnote indicating that the September 5, 2026 tax-withholding transaction was made under a Rule 10b5-1 trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/09/2026 - 12:40 PM EDT Accepted by SEC EDGAR 09/09/2026 - 12:39 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ANDERSON JAMES M

(Last)

(First)

(Middle)

255 EAST 5TH STREET, SUITE 2900

(Street)

CINCINNATI

OHIO

45202

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FIRST FINANCIAL BANCORP /OH/ [ FFBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/05/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	09/05/2026		F		3,961⁽¹⁾	D	$32.98	110,576	D
Common Stock								828	I	As UTMA Custodian for Son
Common Stock								20,563.4069	I	By 401-K

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Shares withheld to pay taxes associated with reporting person becoming retirement eligible.

	/s/ Maria Hinkel, POA	09/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR