First Financial Bancorp (FFBC) officer reports 1,266-share tax withholding event

Rhea-AI Filing Summary

First Financial Bancorp executive reports routine tax withholding transactions. Chief Commercial Banking Officer Matthew David Reckman had 1,266 shares of Common Stock withheld on 2026-03-07 at $27.25 per share to cover tax obligations. Following these dispositions, he directly holds 32,198 shares of First Financial Bancorp Common Stock.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Reckman Matthew David

Role Chief Comm. Banking Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	815	$27.25	$22K
Tax Withholding	Common Stock	451	$27.25	$12K

Holdings After Transaction: Common Stock — 32,649 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Reckman Matthew David

(Last) (First) (Middle)

255 E. FIFTH STREET

SUITE 800

(Street)

CINCINNATI OH 45202

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST FINANCIAL BANCORP /OH/ [ FFBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Comm. Banking Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/07/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/07/2026		F		815	D	$27.25	32,649	D
Common Stock	03/07/2026		F		451	D	$27.25	32,198	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Maria Hinkel, POA	03/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FFBC executive Matthew Reckman report?

Matthew David Reckman reported tax-withholding dispositions of First Financial Bancorp Common Stock. On 2026-03-07, 1,266 shares were withheld at $27.25 per share to satisfy tax liabilities, rather than sold in open-market transactions, reflecting a routine administrative event tied to equity compensation.

How many FFBC shares were involved in Matthew Reckman’s Form 4 filing?

The Form 4 shows 1,266 shares of First Financial Bancorp Common Stock used for tax withholding. These dispositions occurred in two entries of 815 and 451 shares, both priced at $27.25 per share, and reflect payment of tax obligations related to equity awards.

Does Matthew Reckman still hold FFBC shares after these tax-withholding transactions?

Yes, Matthew David Reckman continues to hold FFBC shares after the tax withholding. Following the reported dispositions, he directly owns 32,198 shares of First Financial Bancorp Common Stock, as disclosed in the Form 4’s post-transaction ownership figures for his direct holdings.

Were the FFBC insider transactions classified as open-market sales or tax withholding?

The transactions are classified as tax-withholding dispositions, not open-market sales. Code F indicates payment of exercise price or tax liability by delivering securities, meaning shares were withheld to cover obligations tied to equity awards rather than actively sold on the market.

What transaction code was used in Matthew Reckman’s FFBC Form 4?

The Form 4 uses transaction code F for both entries. This code signifies payment of an exercise price or tax liability by delivering securities, confirming that the 1,266 FFBC shares were withheld for tax-related purposes instead of being discretionary market sales by the executive.

How does the Form 4 summarize Matthew Reckman’s recent FFBC share activity?

The summary shows two tax-withholding dispositions totaling 1,266 shares and no open-market buys or sells. It records two F-code transactions, zero purchase or sale transactions, and confirms that these events relate solely to covering obligations from equity compensation arrangements.