FFIC (FFIC) COO logs new RSU awards, PRSU forfeiture and tax withholding

Rhea-AI Filing Summary

Flushing Financial Corp’s Sr. EVP & COO Maria A. Grasso reported routine equity compensation changes. On January 26, 2026, 720 shares of common stock were withheld at $16.10 per share to cover taxes upon vesting, leaving her with 87,654 directly held shares.

On January 27, 2026, she received a grant of 7,590 restricted stock units (RSUs), which will cliff vest after three years, increasing her direct holdings to 95,244 shares. The same day, 8,700 performance RSUs from a 2023 grant were canceled because performance criteria were not met, and she received a new target grant of 7,590 performance RSUs, which can vest after a three‑year performance period if specified metrics are achieved. She also has 16,165 shares held indirectly in the Flushing Bank 401(k) Savings Plan as of January 27, 2026.

Insider Trade Summary

16,290 shares exercised/converted

Mixed 5 txns

Insider Grasso Maria A

Role Sr. EVP & COO

Type	Security	Shares	Price	Value
Exercise	Common Stock	8,700	$0.00	--
Exercise	Common Stock	7,590	$0.00	--
Grant/Award	Common Stock	7,590	$0.00	--
Tax Withholding	Common Stock	720	$16.10	$12K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 0 shares (Direct); Common Stock — 16,165 shares (Indirect, 401K)

Footnotes (1)

1. Shares withheld to satisfy taxes upon vesting. Grant of RSUs which cliff vest at end of three year period. Shares held in Flushing Bank 401(k) Savings Plan a/o 1/27/2026. Disposition resulted from non-vesting of an equal number of PRSUs, due to performance criteria not being met, from the January 26, 2023 grant. Grant of PRSUs, at target level, which cliff vest at the end of the three year performance period if certain performance metrics are achieved.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Grasso Maria A

(Last) (First) (Middle)

220 RXR PLAZA

(Street)

UNIONDALE NY 11556

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FLUSHING FINANCIAL CORP [ FFIC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Sr. EVP & COO

3. Date of Earliest Transaction (Month/Day/Year)
01/26/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/26/2026		F		720(1)	D	$16.1	87,654	D
Common Stock	01/27/2026		A		7,590	A	(2)	95,244	D
Common Stock								16,165(3)	I	401K

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Common Stock	(4)	01/27/2026		M			8,700	(4)	(4)	Common Stock	8,700	(4)	0	D
Common Stock	(5)	01/27/2026		M		7,590		(5)	(5)	Common Stock	7,590	(5)	0	D

Explanation of Responses:

1. Shares withheld to satisfy taxes upon vesting.

2. Grant of RSUs which cliff vest at end of three year period.

3. Shares held in Flushing Bank 401(k) Savings Plan a/o 1/27/2026.

4. Disposition resulted from non-vesting of an equal number of PRSUs, due to performance criteria not being met, from the January 26, 2023 grant.

5. Grant of PRSUs, at target level, which cliff vest at the end of the three year performance period if certain performance metrics are achieved.

	Signed by Russell A. Fleishman under Power of Attorney by Maria Grasso	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FFIC executive Maria Grasso report?

Maria Grasso, Sr. EVP & COO of Flushing Financial Corp (FFIC), reported routine equity compensation activity, including tax withholding on vested shares, a new RSU grant, cancellation of prior performance RSUs, and a new target performance RSU grant with a three-year vesting and performance period.

How many FFIC shares does Maria Grasso hold after these transactions?

After the reported transactions, Maria Grasso directly holds 95,244 shares of Flushing Financial common stock, plus 16,165 shares held indirectly through the Flushing Bank 401(k) Savings Plan as of January 27, 2026, reflecting both tax withholding and new equity awards.

What RSU awards did FFIC grant to Maria Grasso in January 2026?

On January 27, 2026, Maria Grasso received 7,590 restricted stock units that cliff vest at the end of a three-year period, along with a separate grant of 7,590 performance-based RSUs at target, which may vest after three years if specified performance metrics are achieved.

Why were 8,700 FFIC performance RSUs canceled for Maria Grasso?

The 8,700 performance-based restricted stock units tied to a January 26, 2023 grant were canceled because the related performance criteria were not met. This disposition reflects non-vesting of those PRSUs rather than a discretionary sale or open market transaction by Maria Grasso.

What does the tax withholding transaction mean for FFIC insider Maria Grasso?

On January 26, 2026, 720 shares of Flushing Financial common stock were withheld at $16.10 per share to satisfy taxes due upon vesting. This reduced the number of shares delivered but did not involve an open market sale by Maria Grasso.

How are Maria Grasso’s FFIC 401(k) shares reported in this Form 4?

The filing shows 16,165 Flushing Financial shares held indirectly in the Flushing Bank 401(k) Savings Plan as of January 27, 2026. These retirement-plan holdings are reported separately from Maria Grasso’s directly owned common stock shares.