Every 10-Q that First Financial Bankshares Inc (FFIN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FFIN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FFIN filings page.
First Financial Bankshares, Inc. reported higher profitability for the three and six months ended June 30, 2026. Net earnings were $71,894 (thousands) for the quarter and $143,437 (thousands) year-to-date, up from $66,658 and $128,004. Basic and diluted EPS were $0.50 for the quarter and $1.00 for the first half, compared with $0.47 and $0.90. Net interest income rose to $136,914 (thousands) in the quarter and $271,705 (thousands) year-to-date, while noninterest income reached $35,844 and $67,940. Noninterest expense increased to $81,106 and $157,874.
At June 30, 2026, total assets were $15,306,437 (thousands), with loans held-for-investment of $8,346,931 and total deposits of $13,119,983. Shareholders’ equity rose to $1,996,887 (thousands). The available-for-sale securities portfolio had amortized cost of $6,030,335 and fair value of $5,675,957 (thousands), with gross unrealized losses of $376,791.
The allowance for credit losses on loans was $112,433 (thousands). Loans on nonaccrual status plus those past due over 90 days and still accruing, and foreclosed assets totaled $67,038 (thousands). The board renewed and increased the common share repurchase authorization to 7,200,000 shares through July 31, 2027, with no repurchases in 2025 or through June 30, 2026.
First Financial Bankshares, Inc. reported higher profitability for the three months ended March 31, 2026, with net earnings of $71,543 thousand, up from $61,346 thousand a year earlier. Basic and diluted net earnings per share were $0.50, compared with $0.43 in the prior-year quarter.
Net interest income rose to $134,791 thousand as total interest income increased while interest expense was essentially flat. The provision for credit losses was $2,291 thousand, slightly lower than the prior year, and the allowance for credit losses on loans totaled $107,918 thousand. Noninterest income was $32,096 thousand, helped by higher trust fees and mortgage-related gains, while noninterest expense increased to $76,768 thousand, mainly from higher compensation and software costs.
Total assets were $15,387,645 thousand at March 31, 2026, with loans held-for-investment of $8,285,120 thousand and deposits of $13,245,237 thousand. Comprehensive earnings were reduced by a $25,462-thousand unrealized loss on available-for-sale securities before tax, leading to comprehensive earnings of $51,428 thousand.
First Financial Bankshares (FFIN) reported Q3 2025 results. Net earnings were $52.3 million versus $55.3 million a year ago, as a higher provision for credit losses of $24.4 million (vs. $6.1 million) offset stronger revenue. Diluted EPS was $0.36 compared with $0.39 in Q3 2024.
Core banking momentum remained solid. Net interest income rose to $127.0 million from $107.1 million on higher loan and securities yields. Noninterest income was $34.3 million (vs. $32.4 million), with trust fees and mortgage-related gains contributing. Noninterest expense increased to $73.7 million (vs. $66.0 million) on higher compensation and software costs.
The balance sheet expanded. Total assets reached $14.84 billion and loans held-for-investment were $8.24 billion with an allowance of $106.0 million. Total deposits were $12.85 billion, up from $12.10 billion at December 31, 2024. Accumulated other comprehensive loss improved to $(308.6) million from $(424.3) million at year-end as securities valuations recovered. The company declared a quarterly dividend of $0.19 per share. Shares outstanding were 143,206,102 as of November 7, 2025.
First Financial Bankshares (FFIN) reported solid Q2 2025 results. Net earnings rose 27% YoY to $66.7 million and diluted EPS climbed to $0.47 from $0.37. Six-month earnings reached $128.0 million (+21%).
Revenue mix. Net interest income increased 19.8% to $123.7 million as loan growth (+7.4% YoY to $8.1 billion) offset higher funding costs; interest expense on deposits was essentially flat at $48.7 million despite a larger balance sheet. Provision for credit losses fell to $3.1 million (vs. $5.9 million). Non-interest income added $32.9 million (+5%), led by trust fees and mortgage banking.
Operating costs. Non-interest expense rose 10% to $71.7 million, driven by compensation and software investments, pressuring the efficiency ratio.
Balance sheet strength. Total assets grew 9% YoY to $14.4 billion; deposits advanced 9% to $12.45 billion with a stable 28% non-interest-bearing mix. Shareholders’ equity increased to $1.74 billion as unrealized losses in the AFS portfolio narrowed by $68 million, improving accumulated OCI.
Capital & liquidity. Cash and equivalents remain ample at $708 million. Borrowings and repo funding declined $115 million quarter-to-date, underscoring stronger liquidity. The quarterly dividend was raised to $0.19 per share.
Key takeaways: FFIN delivered double-digit top- and bottom-line growth, sustained loan momentum and improving AOCI, partially offset by rising operating costs and lingering deposit cost pressure.