First Foundation (FFWM) furnishes Q4 and full-year 2025 earnings release

Rhea-AI Filing Summary

First Foundation Inc. filed a current report to furnish its latest earnings release. The company issued an earnings announcement covering its consolidated financial results for the quarter and year ended December 31, 2025, dated January 29, 2026. The earnings release is attached as Exhibit 99.1 and is furnished, not filed, under securities law rules.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM 8-K

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CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 29, 2026

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FIRST FOUNDATION INC.

(Exact name of registrant as specified in its charter)

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Delaware	​	001-36461	​	20-8639702
(State or other jurisdiction of incorporation)	​	(Commission File Number)	​	(IRS Employer Identification Number)

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5221 N. O’Connor Blvd. #1378	​	​
Irving, Texas	​	75201
(Address of Principal Executive Offices)	​	(Zip Code)

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(469) 638-9636

(Registrant’s Telephone Number, Including Area Code)

N/A

(Former name or former address, if changed since last report.)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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Title of each class	​	Trading Symbol(s)	​	Name of each exchange on which registered
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Common Stock	​	FFWM	​	New York Stock Exchange

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 2.02	Results of Operations and Financial Condition

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On January 29, 2026, First Foundation Inc. (“the Company”) issued an earnings release reporting its consolidated financial results as of and for the quarter and year ended December 31, 2025. A copy of that earnings release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.  

In accordance with General Instruction B.2 of Form 8-K, the information contained in this Current Report on Form 8-K, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section, and such information and that Exhibit shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended.

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Item 9.01 Financial Statements and Exhibits

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Exhibit No.	​ ​ ​ ​	Description
99.1		Earnings Release dated January 29, 2026 announcing the consolidated financial results of First Foundation Inc. as of and for the quarter and year ended December 31, 2025.
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104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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Uly	​	​	​
​	​ ​ ​	FIRST FOUNDATION INC.
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Date: January 29, 2026	​	By:	/s/ JAMIE BRITTON
​	​	​	Jamie Britton
​	​	​	Executive Vice President and Chief Financial Officer

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FAQ

What did First Foundation Inc. (FFWM) report in this 8-K filing?

First Foundation Inc. furnished an earnings release summarizing its consolidated financial results for the quarter and year ended December 31, 2025. The full earnings details are contained in Exhibit 99.1 attached to the report and incorporated by reference.

Which period does First Foundation Inc.’s latest earnings release cover?

The earnings release covers First Foundation Inc.’s consolidated financial results for both the quarter and the full year ended December 31, 2025. This period provides a snapshot of recent quarterly performance and the company’s results over the entire fiscal year.

How is the First Foundation Inc. (FFWM) earnings release treated under securities laws?

The earnings release attached as Exhibit 99.1 is being furnished, not filed, under General Instruction B.2. This means it is not subject to Section 18 liability of the Exchange Act and is not automatically incorporated into Securities Act registration statements.

Where can investors find the detailed financial results for First Foundation Inc. (FFWM)?

Investors can find detailed financial results in the earnings release attached as Exhibit 99.1 to the report. That exhibit contains the consolidated financial information for the quarter and year ended December 31, 2025, as referenced in the filing.

What is Item 2.02 in First Foundation Inc.’s (FFWM) 8-K?

Item 2.02 in the report relates to Results of Operations and Financial Condition. Under this item, First Foundation Inc. furnished an earnings release presenting its consolidated financial results for the quarter and full year ended December 31, 2025.