Welcome to our dedicated page for First Foundation SEC filings (Ticker: FFWM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for First Foundation Inc. (NYSE: FFWM), a financial services company with two wholly owned operating subsidiaries, First Foundation Advisors and First Foundation Bank. Through these filings, investors can review how the company reports its personal banking, business banking, and private wealth management activities, including investment, trust, insurance, and philanthropy services.
Key documents available through the SEC’s EDGAR system and summarized here include Form 10-Q quarterly reports and Form 10-K annual reports, which contain consolidated financial statements, segment information for Banking and Wealth Management, and management’s discussion of financial condition and results of operations. Earnings releases furnished on Form 8-K provide additional detail on quarterly performance and are referenced in several of the company’s recent filings.
First Foundation also files multiple Form 8-K current reports to disclose material events. Recent examples include filings describing the Agreement and Plan of Merger with FirstSun Capital Bancorp, the anticipated merger of First Foundation with and into FirstSun and of First Foundation Bank with and into Sunflower Bank, National Association, and related support and lockup agreements. Other 8-K filings document executive appointments at First Foundation Bank, employment agreements, and changes in key leadership roles.
Using this page, readers can follow regulatory disclosures related to FFWM, including transaction terms, closing conditions, and governance matters described in merger-related filings. AI-powered tools on the platform can help interpret complex sections of lengthy documents, highlight important items such as material definitive agreements, and summarize earnings-related disclosures, allowing users to navigate First Foundation’s SEC history more efficiently while still referring back to the full official filings.
First Foundation Inc. filed a current report to furnish its latest earnings release. The company issued an earnings announcement covering its consolidated financial results for the quarter and year ended December 31, 2025, dated January 29, 2026. The earnings release is attached as Exhibit 99.1 and is furnished, not filed, under securities law rules.
FirstSun Capital Bancorp used its fourth-quarter 2025 earnings call to reiterate confidence in its pending merger with First Foundation Inc. Management said integration planning and balance sheet optimization are progressing well and that expected cost-saving synergies already factor in infrastructure needs for the combined company.
They highlighted plans to expand the commercial and industrial sales force in Texas and Southern California, using First Foundation’s newer markets, and to apply FirstSun’s retail strategy in Southern California branches. Management emphasized liquidity and funding repricing as part of balance sheet repositioning, aiming to lower higher-cost term funding over several quarters after closing.
They see opportunities to deepen deposit and treasury management relationships, particularly with multifamily investors who hold significant cash, and stated that recent interest rate cuts have not changed their financial expectations for the transaction. Pro forma merger guidance remains unchanged, although they remain “extremely excited” about post-closing prospects.
FirstSun Capital Bancorp filed a communication about its proposed merger with First Foundation Inc., highlighting that management is encouraged by progress on operational integration planning and balance sheet optimization with the First Foundation team. The text primarily provides a detailed cautionary note on forward-looking statements, listing numerous economic, interest rate, liquidity, regulatory and integration risks that could cause actual results and merger outcomes to differ from expectations, including the possibility the merger may not close or may not achieve anticipated cost savings and synergies. It also notes that FirstSun’s Form S-4 registration statement for shares to be issued in the merger has been declared effective, and that a joint proxy statement/prospectus has been mailed to stockholders, directing investors to SEC and company websites for free access to these documents.
FirstSun Capital Bancorp and First Foundation Inc. plan a stock-for-stock bank merger. First Foundation will merge into FirstSun, followed by a merger of First Foundation Bank into Sunflower Bank, creating a combined institution with approximately $17 billion in assets and a balance sheet repositioning focused on selling or running off select loans and reducing higher-cost funding.
Each share of First Foundation common stock will convert into 0.16083 share of FirstSun common stock, with cash paid for fractional shares. Based on FirstSun’s share price, the implied value of the merger consideration per First Foundation share was $6.46 on October 27, 2025 and $6.26 on January 9, 2026. Approximately 18,960,810 FirstSun shares are expected to be issued, leaving legacy FirstSun holders with about 59.5% and legacy First Foundation holders with about 40.5% of the combined company.
First Foundation preferred stock converts into FirstSun common stock using the same exchange ratio, and warrants are cashlessly exercised and terminated with an aggregate cash payment of about $17.5 million to warrant holders. The merger is intended to qualify as a tax-free “reorganization” for most First Foundation stockholders, subject to detailed tax rules. Both boards unanimously support the deal, which requires stockholder and regulatory approvals, with special meetings scheduled for February 27, 2026.
First Foundation Inc. (FFWM) reported an initial insider ownership filing on Form 3 for Parham Medhat, who serves as EVP, Chief Operations Officer. The filing states that no securities are beneficially owned by the reporting person as of the event date.
The event requiring the statement occurred on 10/20/2025. The submission includes Exhibit 24 (Power of Attorney) and indicates the form was filed by one reporting person.
First Foundation Inc. reported a net loss for the quarter ended September 30, 2025. The company posted a Q3 2025 net loss of $146.3 million as a sharp provision for credit losses of $65.0 million drove negative results despite $46.1 million in net interest income. A tax expense of $87.4 million further widened the loss.
Total assets were $11.91 billion, down from $12.65 billion at year-end. Loans held for investment, net, declined to $7.20 billion from $7.91 billion, while the allowance for credit losses increased to $101.9 million from $32.3 million. Deposits fell to $9.29 billion from $9.87 billion. Cash and cash equivalents rose to $1.73 billion, and securities available-for-sale increased to $1.56 billion.
Shareholders’ equity decreased to $917.9 million from $1.05 billion, with retained earnings moving to a $(22.1) million deficit. For the nine months, net loss was $147.1 million. As of November 5, 2025, 82,884,401 common shares were outstanding.
FMR LLC filed an amended Schedule 13G reporting beneficial ownership of 3,292,344.56 shares of First Foundation Inc (FFWM) common stock, representing 4.0% of the class as of September 30, 2025. Abigail P. Johnson is also listed as a reporting person for the same beneficial amount.
FMR reports sole voting power over 3,290,458.00 shares and sole dispositive power over 3,292,344.56 shares, with no shared voting or dispositive power. The filing states the securities were acquired and are held in the ordinary course of business and not to change or influence control. The filing also notes ownership of 5 percent or less of the class.
First Foundation Inc. (FFWM): Schedule 13D filed by Canyon Capital Advisors LLC and principals Joshua S. Friedman and Mitchell R. Julis. The group reports beneficial ownership of 8,152,392 shares of common stock, representing 9.9% of the class, based on 82,386,071 shares outstanding as of August 4, 2025. The filing shifts from a prior Schedule 13G due to a Support Agreement tied to a pending merger.
On October 27, 2025, Canyon-affiliated accounts entered a Support Agreement with FirstSun Capital Bancorp to vote their shares in favor of the Merger Agreement and related proposals, agree to certain voting commitments, and restrict transfers for a period, with termination upon closing or valid termination of the merger. The reporting persons disclose approximately $34,725,270 paid to acquire the common stock reported. Prior transactions include the July 2024 capital raise (common and preferred purchases, Series C warrants) and subsequent governance and registration rights arrangements, with certain rights to be terminated or amended in connection with the merger.
First Foundation Inc. (FFWM) announced an all‑stock merger with FirstSun Capital Bancorp, under which First Foundation will merge into FirstSun, followed by a bank merger of First Foundation Bank into Sunflower Bank. First Foundation stockholders will receive 0.16083 of a FirstSun common share for each FFWM share at the Effective Time. Upon completion, First Foundation stockholders are expected to own approximately 40.5% of the combined company. The boards of both companies unanimously approved the agreement, which is subject to regulatory and stockholder approvals and other customary closing conditions. The parties anticipate closing in early
The agreement includes governance and structural terms: a combined 13‑member board (8 FirstSun, 5 First Foundation); a FirstSun charter amendment to increase authorized shares and create a non‑voting common class (available to holders who would otherwise exceed 4.99% and elect non‑voting stock); and support agreements from certain directors/stockholders to vote in favor. Certain FFWM stockholders entered 24‑month lock‑ups with staged releases at 12/18/24 months. Select FFWM warrants will be exercised and terminated for Series C stock plus an
First Foundation Inc. (FFWM) furnished its quarterly results. The company issued an earnings release for the quarter ended September 30, 2025, which is attached as Exhibit 99.1 and incorporated by reference. The company also cancelled its quarterly earnings conference call that had been scheduled for 11:00 a.m. Eastern Time on October 30, 2025.
On October 27, 2025, the company provided a preliminary overview of third‑quarter 2025 results within its Investor Presentation, which is incorporated by reference. The information in this report, including Exhibit 99.1, is being furnished under Regulation FD and, consistent with General Instruction B.2, is not deemed filed for purposes of Section 18 of the Exchange Act.