FG EVP gets 38,769 restricted shares; vesting begins Nov 10, 2026

Rhea-AI Filing Summary

F&G Annuities & Life (FG) reported an insider equity award. The EVP, CLO & Treasurer acquired 38,769 shares of restricted common stock on November 10, 2025 at $0.

The grant vests in three equal annual installments beginning November 10, 2026, subject to performance criteria specified in the award agreement. Following the transaction, the reporting person beneficially owns 119,759.5467 shares. The filing also notes purchases under the company’s ESPP are included to accurately reflect current ownership.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Young Wendy J.B.

Role EVP, CLO & Treasurer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	38,769	$0.00	--

Holdings After Transaction: Common Stock — 119,759.547 shares (Direct)

Footnotes (1)

1. Grant of restricted common stock vesting in three equal annual installments beginning November 10, 2026, subject to the achievement of performance criteria specified in the reporting person's award agreement. Reflects purchases under the Company's ESPP plan which are not required to be reported on an ongoing basis. The purchases are being reported on this Form 4 to accurately reflect the reporting person's ownership of the issuer's shares as of the current date.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Young Wendy J.B.

(Last) (First) (Middle)

801 GRAND AVENUE

SUITE 2600

(Street)

DES MOINES IA 50309

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
F&G Annuities & Life, Inc. [ FG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CLO & Treasurer

3. Date of Earliest Transaction (Month/Day/Year)
11/10/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/10/2025		A		38,769(1)	A	$0	119,759.5467(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Grant of restricted common stock vesting in three equal annual installments beginning November 10, 2026, subject to the achievement of performance criteria specified in the reporting person's award agreement.

2. Reflects purchases under the Company's ESPP plan which are not required to be reported on an ongoing basis. The purchases are being reported on this Form 4 to accurately reflect the reporting person's ownership of the issuer's shares as of the current date.

	/s/ Tessa Cantonwine, attorney-in-fact	11/13/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did FG disclose in this Form 4?

An insider—EVP, CLO & Treasurer—acquired 38,769 restricted common shares on November 10, 2025 at $0.

How do the restricted shares vest for FG’s insider grant?

They vest in three equal annual installments beginning November 10, 2026, subject to performance criteria.

What is the insider’s total beneficial ownership after the transaction for FG?

Beneficial ownership is 119,759.5467 shares after the reported transaction.

What is the insider’s role at F&G Annuities & Life (FG)?

The reporting person is EVP, CLO & Treasurer.

Were ESPP purchases included in the ownership figure for FG?

Yes. The filing notes ESPP purchases are included to accurately reflect current ownership.