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Figure Technology Solutions (FIGR) reports 29,958-share insider tax withholding

Filing Impact
(Very High)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Figure Technology Solutions, Inc. director and 10% owner Michael Scott Cagney reported that 29,958 shares of Class B Common Stock were withheld at $31.80 per share on July 10, 2026 to satisfy tax liabilities on vested restricted stock units, not through a market sale. Following this tax-withholding disposition, he holds 4,806,399 Class B shares directly and also reports substantial indirect Class B holdings through two children’s trusts and a family trust, each convertible into Class A Common Stock on a one-for-one basis.

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Insider Cagney Michael Scott
Role Director, 10% Owner
Type Security Shares Price Value
Tax Withholding Class B Common Stock 29,958 $31.80 $953K
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
Holdings After Transaction: Class B Common Stock — 4,806,399 shares (Direct); Class B Common Stock — 31,521,107 shares (Indirect, By Family Trust)
Footnotes (1)
  1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale. Reflects a gift transfer exempt from reporting pursuant to Rule 16a-13.
Shares withheld for taxes 29,958 shares F-code tax-withholding disposition on July 10, 2026 tied to RSU vesting
Withholding price $31.80 per share Price used for the 29,958 Class B shares withheld for tax liability
Direct Class B holdings after transaction 4,806,399 shares Direct Class B Common Stock owned by Cagney following the tax withholding
Children’s Trust 1 indirect holdings 3,185,970 shares Class B shares held indirectly via Children’s Trust 1, convertible into Class A one-for-one
Children’s Trust 2 indirect holdings 3,185,970 shares Class B shares held indirectly via Children’s Trust 2, convertible into Class A one-for-one
Family Trust indirect holdings 31,521,107 shares Class B shares held indirectly via a family trust, convertible into Class A one-for-one
tax-withholding disposition financial
"transaction_action is a tax-withholding disposition to satisfy tax liability"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
restricted stock units financial
"tax liability on vesting of restricted stock units. Not a market sale."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Rule 16a-13 regulatory
"Reflects a gift transfer exempt from reporting pursuant to Rule 16a-13."
Class B Common Stock financial
"Each outstanding share of Class B Common Stock will be convertible at any time"
A class B common stock is one of multiple types of a company’s ordinary shares that carries specific rights—often different voting power or dividend priority—compared with other classes. For investors it matters because those differences affect how much influence you have over company decisions, the income you might receive, and how freely the shares trade; think of it like owning a car with different keys: some keys let you start the engine and open the trunk, others only unlock the door.
Class A Common Stock financial
"convertible at any time into one share of Class A Common Stock"
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
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FAQ

What insider transaction did Figure Technology Solutions (FIGR) report on July 10, 2026?

Michael Scott Cagney reported a tax-withholding disposition of 29,958 Class B shares on July 10, 2026. The shares were withheld by the issuer to cover tax liabilities from vested restricted stock units, and the filing notes this was not a market sale.

How many Figure Technology Solutions (FIGR) shares were withheld for taxes and at what price?

A total of 29,958 Class B Common shares were withheld at $31.80 per share. These shares satisfied tax obligations on the vesting of restricted stock units, using stock rather than cash to pay the liability, with no open-market transaction reported.

What is Michael Scott Cagney’s direct shareholding in FIGR after this filing?

After the tax-withholding disposition, Michael Scott Cagney directly holds 4,806,399 shares of Class B Common Stock. This figure reflects his direct ownership only; it does not include additional indirect holdings reported through various trusts associated with his family.

What indirect trust holdings in Figure Technology Solutions (FIGR) does the filing show?

The filing reports indirect holdings of 3,185,970 Class B shares in each of two children’s trusts and 31,521,107 Class B shares in a family trust. Each Class B share is convertible into one Class A share, subject to transfer-related automatic conversion terms.

Does this FIGR Form 4 reflect an open-market sale by Michael Scott Cagney?

No, the Form 4 specifies that the 29,958 shares represent shares withheld to satisfy tax liability on RSU vesting. A footnote explicitly states this is not a market sale, distinguishing it from discretionary open-market selling activity.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Cagney Michael Scott

(Last)(First)(Middle)
C/O FIGURE TECHNOLOGY SOLUTIONS, INC.
100 WEST LIBERTY STREET, SUITE 600

(Street)
RENO NEVADA 89501

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Figure Technology Solutions, Inc. [ FIGR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Class B Common Stock(1)07/10/2026F(2)29,958 (1) (1)Class A Common Stock29,958$31.84,806,399(3)D
Class B Common Stock(1) (1) (1)Class A Common Stock31,521,10731,521,107(3)IBy Family Trust
Class B Common Stock(1) (1) (1)Class A Common Stock3,185,9703,185,970IBy Children's Trust 1
Class B Common Stock(1) (1) (1)Class A Common Stock3,185,9703,185,970IBy Children's Trust 2
Explanation of Responses:
1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.
2. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.
3. Reflects a gift transfer exempt from reporting pursuant to Rule 16a-13.
/s/ Macrina Kgil, Attorney-in-Fact07/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)