STOCK TITAN

Figure (NYSE: FIGR) director logs tax-withholding on 32,247 Class B shares

Filing Impact
(Very High)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Figure Technology Solutions director and 10% owner Michael Scott Cagney reported a tax-related share disposition involving the company’s dual-class stock. On April 10, 2026, 32,247 shares of Class B Common Stock were withheld at $34.08 per share to satisfy tax liability on vesting restricted stock units, which the filing states was not a market sale.

After this tax-withholding event, Cagney directly held 29,971,703 shares of Class B Common Stock. He also reported additional indirect Class B holdings through a family trust, Rockfish LLC, and two children’s trusts, each of which is convertible into an equal number of Class A Common shares under the company’s dual-class structure.

Positive

  • None.

Negative

  • None.
Insider Cagney Michael Scott
Role Director, 10% Owner
Type Security Shares Price Value
Tax Withholding Class B Common Stock 32,247 $34.08 $1.10M
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
Holdings After Transaction: Class B Common Stock — 29,971,703 shares (Direct); Class B Common Stock — 4,313,645 shares (Indirect, By Family Trust)
Footnotes (1)
  1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.
Tax-withheld shares 32,247 shares Class B Common Stock withheld for tax liability on RSU vesting
Withholding price $34.08 per share Value used for tax-withholding disposition on April 10, 2026
Direct Class B holdings 29,971,703 shares Direct Class B Common Stock after tax-withholding event
Family trust indirect holdings 4,313,645 shares Class B Common Stock held indirectly by Family Trust
Rockfish LLC indirect holdings 2,237,012 shares Class B Common Stock held indirectly by Rockfish LLC
Children’s Trust 1 holdings 3,185,970 shares Class B Common Stock held indirectly by Children's Trust 1
Children’s Trust 2 holdings 3,185,970 shares Class B Common Stock held indirectly by Children's Trust 2
Class B Common Stock financial
"Each outstanding share of Class B Common Stock will be convertible at any time"
A class B common stock is one of multiple types of a company’s ordinary shares that carries specific rights—often different voting power or dividend priority—compared with other classes. For investors it matters because those differences affect how much influence you have over company decisions, the income you might receive, and how freely the shares trade; think of it like owning a car with different keys: some keys let you start the engine and open the trunk, others only unlock the door.
Class A Common Stock financial
"convertible at any time at the option of the holder into one share of Class A Common Stock"
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
restricted stock units financial
"Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax liability financial
"shares withheld by the Issuer to satisfy tax liability on vesting"
Family Trust financial
"nature_of_ownership": "By Family Trust""
indirect ownership financial
"ownership_type": "indirect""
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Cagney Michael Scott

(Last)(First)(Middle)
C/O FIGURE TECHNOLOGY SOLUTIONS, INC.
100 WEST LIBERTY STREET, SUITE 600

(Street)
RENO NEVADA 89501

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Figure Technology Solutions, Inc. [ FIGR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Class B Common Stock(1)04/10/2026F(2)32,247 (1) (1)Class A Common Stock32,247$34.0829,971,703D
Class B Common Stock(1) (1) (1)Class A Common Stock4,313,6454,313,645IBy Family Trust
Class B Common Stock(1) (1) (1)Class A Common Stock2,237,0122,237,012IBy Rockfish LLC
Class B Common Stock(1) (1) (1)Class A Common Stock3,185,9703,185,970IBy Children's Trust 1
Class B Common Stock(1) (1) (1)Class A Common Stock3,185,9703,185,970IBy Children's Trust 2
Explanation of Responses:
1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.
2. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.
/s/ Ronald Chillemi, Attorney-in-Fact04/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FIGR’s Michael Scott Cagney report on April 10, 2026?

Michael Scott Cagney reported a tax-withholding disposition of 32,247 shares of Class B Common Stock. The shares were withheld by Figure Technology Solutions to cover tax liability on vesting restricted stock units at $34.08 per share and were not sold in the market.

How many FIGR Class B shares were withheld for taxes and at what price?

The filing shows 32,247 shares of Class B Common Stock withheld for tax obligations at $34.08 per share. This represents payment of tax liability on vesting restricted stock units, using shares instead of cash, and is explicitly described as not being a market sale.

What are Michael Scott Cagney’s direct FIGR Class B share holdings after the transaction?

After the April 10, 2026 tax-withholding event, Cagney directly held 29,971,703 shares of Class B Common Stock. This figure reflects his position following the disposition of 32,247 shares to satisfy tax liabilities related to restricted stock unit vesting.

How does FIGR’s dual-class structure affect the reported Class B holdings?

Each Class B Common share is convertible into one Class A Common share at any time at the holder’s option. Additionally, Class B converts automatically into Class A upon most transfers, except for certain permitted transfers, linking Cagney’s Class B positions directly to equivalent Class A share potential.

Was the FIGR insider transaction a market sale of shares?

The filing states the 32,247 shares represent stock withheld by the issuer to satisfy tax liability on restricted stock unit vesting. It explicitly clarifies this is not a market sale, indicating no open-market disposal of shares occurred in connection with this tax-withholding transaction.