Figure (NYSE: FIGR) director has 68,059 shares withheld for tax

Rhea-AI Filing Summary

Figure Technology Solutions, Inc. director and ten percent owner Michael Scott Cagney reported that 68,059 shares of Class B Common Stock were disposed of on March 3, 2026 as a tax-withholding disposition. According to the disclosure, these shares were withheld by the issuer to satisfy tax liability on the vesting of restricted stock units and were not a market sale, at a price of $29.72 per share.

After this transaction, Cagney directly held 30,037,236 shares of Class B Common Stock. The filing also lists indirect holdings of Class B Common Stock as of that date: 4,313,645 shares held by a family trust, 2,237,012 shares held by Rockfish LLC, and 3,185,970 shares held by each of Children's Trust 1 and Children's Trust 2.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cagney Michael Scott

(Last) (First) (Middle)

C/O FIGURE TECHNOLOGY SOLUTIONS, INC.

100 WEST LIBERTY STREET, SUITE 600

(Street)

RENO NV 89501

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Figure Technology Solutions, Inc. [ FIGR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Class B Common Stock	(1)	03/03/2026		F(2)			68,059	(1)	(1)	Class A Common Stock	68,059	$29.72	30,037,236	D
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	4,313,645		4,313,645	I	By Family Trust
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	2,237,012		2,237,012	I	By Rockfish LLC
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	3,185,970		3,185,970	I	By Children's Trust 1
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	3,185,970		3,185,970	I	By Children's Trust 2

Explanation of Responses:

1. Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.

2. Represents shares withheld by the Issuer to satisfy tax liability on vesting of restricted stock units. Not a market sale.

	/s/ Ronald Chillemi, Attorney-in-Fact	03/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did Michael Scott Cagney report for FIGR?

Michael Scott Cagney reported a tax-withholding disposition of 68,059 Class B shares. The issuer withheld these shares at $29.72 each to cover tax on vested restricted stock units, and the filing states this was not a market sale.

How many FIGR Class B shares were withheld for taxes in this Form 4?

The Form 4 shows 68,059 Class B Common Stock shares were withheld for taxes. These shares were used to satisfy tax liability on restricted stock unit vesting at a reported price of $29.72 per share, rather than being sold in the open market.

How many FIGR Class B shares does Michael Scott Cagney hold directly after the transaction?

After the reported tax-withholding disposition, Michael Scott Cagney directly holds 30,037,236 Class B Common Stock shares. This figure reflects his direct ownership as of March 3, 2026, following the 68,059-share withholding by the issuer for tax purposes.

What indirect FIGR share holdings related to Michael Scott Cagney are disclosed?

The filing lists indirect Class B holdings of 4,313,645 shares by a family trust, 2,237,012 shares by Rockfish LLC, and 3,185,970 shares each by Children's Trust 1 and Children's Trust 2. These positions reflect indirect ownership as of the reported transaction date.

Was the 68,059-share FIGR transaction a market sale?

The 68,059-share transaction was not a market sale. The filing explains the issuer withheld these Class B Common Stock shares to satisfy tax liability on restricted stock unit vesting, characterizing the event as a tax-withholding disposition rather than an open-market transaction.

What type of security is involved in Michael Scott Cagney’s FIGR Form 4?

All reported positions involve FIGR Class B Common Stock. The Form 4 notes that each outstanding Class B share is convertible into one Class A share, and that Class B shares generally convert automatically into Class A upon most transfers, subject to certain permitted transfer exceptions.