Welcome to our dedicated page for Financial Instns SEC filings (Ticker: FISI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Financial Institutions, Inc. announced that its Board of Directors declared new cash dividends on its common and preferred stock. The company will pay a cash dividend of $0.31 per common share, along with dividends of $0.75 per share on its Series A 3% Preferred Stock and $2.12 per share on its Series B-1 8.48% Preferred Stock. All of these dividends are payable on January 2, 2026 to shareholders of record as of December 15, 2025. The details were provided in a press release furnished as an exhibit.
Financial Institutions, Inc. (FISI) filed its Q3 2025 report, showing stronger profitability and a firmer balance sheet. Net income for the quarter was $20,477 thousand, up from $13,466 thousand a year ago, with diluted EPS of $0.99 versus $0.84. Net interest income rose to $51,789 thousand from $40,681 thousand as deposit costs eased and loan yields held up, while the provision for credit losses was $2,732 thousand (prior year $3,104 thousand).
Noninterest income improved to $12,056 thousand, aided by higher company-owned life insurance income and securities gains, and noninterest expense was $35,875 thousand. Total assets reached $6,288,052 thousand, supported by loan growth to $4,543,131 thousand (net). Deposits increased to $5,357,809 thousand, with higher time and savings balances. Shareholders’ equity strengthened to $621,720 thousand as accumulated other comprehensive loss narrowed to $(36,758) thousand. The company declared a $0.31 common dividend for the quarter.
Operating cash flow was $(2,602) thousand year-to-date, with investing cash use of $(77,765) thousand and financing inflows of $178,991 thousand. The registrant reported 20,130,546 common shares outstanding as of October 30, 2025.
Financial Institutions, Inc. (FISI) furnished an 8-K announcing it issued a press release with financial results for the third quarter ended September 30, 2025. The release was furnished as Exhibit 99.1.
The company also published an investor presentation covering Q3 2025 on its Investor Relations website under “Events & Presentations.” The company notes it may use SEC filings, press releases, and its website to communicate material information.
The Item 7.01 information is furnished and not deemed filed under the Exchange Act.
PL Capital Advisors and related parties, together with Black Maple affiliates and family trusts, report beneficial ownership of 1,511,363 shares of Financial Institutions, Inc. (FISI), representing 7.5% of the outstanding common stock based on 20,129,633 shares reported as of July 31, 2025. The Reporting Persons acquired these shares at an aggregate cost of $37,911,308. PL Capital Advisors holds shared voting/dispositive power over 1,491,363 shares; Black Maple-related parties share power over 29,325 shares; several Lashley family trusts and individuals account for the remainder. The filers state they bought the stock because they believed it was undervalued and intend to monitor corporate governance and management, and may assert shareholder rights; they acknowledge this could constitute a control purpose. The filing lists multiple open-market purchases between June 26 and August 13, 2025, with various per-share prices disclosed, and states no margin loans are outstanding secured by the reported shares.
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