Welcome to our dedicated page for Financial Instns SEC filings (Ticker: FISI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Financial Institutions, Inc. (FISI) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a financial holding company in the commercial banking industry. Through documents filed with the U.S. Securities and Exchange Commission, investors can review details about its banking and wealth management activities, capital structure and material events.
Financial Institutions, Inc. files current reports on Form 8-K that describe events such as quarterly and annual earnings releases, dividend declarations on common and preferred stock, share repurchase program authorizations and capital transactions. For example, the company has reported the completion of a private placement of fixed-to-floating rate subordinated notes due 2035, the intention to redeem existing subordinated notes, and the approval of a new share repurchase program replacing a prior authorization.
These filings also confirm that the company’s common stock trades on the Nasdaq Global Select Market under the symbol FISI and that certain subordinated notes are intended to qualify as Tier 2 capital for regulatory capital purposes. Dividend-related 8-K filings outline cash dividends on common shares and specified dividends on preferred stock series, along with record and payment dates.
On Stock Titan, SEC filings for Financial Institutions, Inc. are supplemented with AI-powered summaries that explain the key points of each document in clear language. Real-time updates from the EDGAR system help users quickly see new 8-Ks and other filings as they are posted. Investors can use these tools to better understand the implications of capital raises, debt redemptions, dividend actions and earnings announcements without reading every line of each filing.
For users researching FISI, this filings page serves as a focused view into the company’s regulatory reporting, capital management decisions and significant corporate events as disclosed to the SEC.
Financial Institutions, Inc. declared a higher quarterly cash dividend of $0.32 per common share, up $0.01, or 3.2%, from the prior quarter. The Board links this increase to strong 2025 profitability, a solid balance sheet, and confidence in sustainable long-term earnings growth.
Based on a closing share price of $34.43 on February 11, 2026, the dividend implies a 3.7% yield and a 35% payout ratio of 2025 net income available to common stockholders per diluted share. The Company also declared dividends of $0.75 per share on Series A 3% preferred stock and $2.12 per share on Series B-1 8.48% preferred stock.
All dividends are payable on April 2, 2026 to shareholders of record as of March 13, 2026. Financial Institutions, Inc. is a financial holding company with approximately $6.3 billion in assets as of December 31, 2025, operating Five Star Bank and wealth manager Courier Capital.
Wellington Management Group LLP and related entities filed a Schedule 13G reporting a passive ownership stake in Financial Institutions, Inc. common stock. They report beneficial ownership of 1,049,295 shares, representing 5.21% of the outstanding common stock as of 12/31/2025.
The filing shows shared voting and dispositive power over all reported shares and no sole voting or dispositive power. The securities are owned of record by advisory clients of Wellington investment advisers, and the filing certifies that the position is held in the ordinary course of business, not to change or influence control of the company.
Financial Institutions, Inc. filed an S-4 for an exchange offer covering up to
The New Notes have the same economic terms and share the same indenture as the Old Notes, but are SEC-registered, generally freely transferable, and carry no ongoing registration rights or additional-interest features. The company will receive no cash proceeds, and total indebtedness will not increase, as Old Notes tendered are cancelled.
The prospectus details risks tied to the exchange mechanics, subordination to senior and subsidiary obligations, regulatory capital constraints, floating-rate reliance on Three-Month Term SOFR plus 312 basis points after December 15, 2030, optional prepayment features, potential market illiquidity and sensitivity to future credit ratings.
Financial Institutions, Inc. filed a current report to share that it has released its financial results for the fourth quarter ended December 31, 2025. The company issued a press release on January 29, 2026, which is furnished as Exhibit 99.1.
The company also published an investor presentation with fourth-quarter 2025 data on its investor relations website under “Events & Presentations.” The company states that it may use this website, along with SEC filings and press releases, to communicate material information to investors.
Financial Institutions Inc. reported updated insider holdings for its Chief Marketing Officer, Blake G. Jones, in an annual Form 5 filing. As of the fiscal year ended 12/31/2025, Jones beneficially owned 232 shares of Financial Institutions Inc. common stock held indirectly through the company’s 401(k) plan. A footnote explains that this total includes 10 shares acquired under the FISI 401(k) plan since the date of Jones’s last Section 16 filing. The filing reflects ongoing plan-based accumulation of shares rather than a discretionary open-market trade.
Financial Institutions Inc.5,275 shares of common stock directly and 40 shares indirectly through the company’s 401(k) plan. A footnote explains that 12 shares were acquired under the FISI 401(k) plan since his last Section 16 filing, reflecting routine accumulation of stock through retirement plan contributions rather than open-market trading.
Financial Institutions Inc.'s Chief Financial Officer, William Jack Plants II, reported his annual beneficial ownership on Form 5 for the fiscal year ended 12/31/2025. He directly holds 5,499 shares of Financial Institutions Inc. common stock.
In addition, he indirectly holds 1,700 shares through the company's 401(k) plan and 4,937 shares in an IRA. A footnote explains that 75 shares were acquired under the FISI 401(k) plan since his last Section 16 filing, indicating incremental retirement-plan accumulation rather than a large discretionary trade.
Financial Institutions Inc. insider Laurie R. Collins, the Chief Human Resources Officer, reported updated year-end holdings of the company’s common stock. As of the issuer’s fiscal year ended 12/31/2025, Collins beneficially owned 6,227 shares of common stock directly and 726 shares indirectly through a 401(k) plan.
The footnotes explain that part of these positions reflects 42 shares acquired via a broker-sponsored dividend reinvestment program and 32 shares acquired under the FISI 401(k) plan since the prior ownership report. This Form 5 is an annual update of insider holdings rather than a disclosure of new open-market purchases or sales.
Financial Institutions Inc. President and CEO Martin K. Birmingham filed an annual Form 5 reporting his beneficial ownership of company stock for the fiscal year ended 12/31/2025. He directly owns 130,797 shares of common stock. In addition, he indirectly owns 7,500 shares held in an IRA and 15,042 shares held in the company 401(k) plan. The footnote explains that 662 of the 401(k) shares were acquired under the FISI 401(k) plan since his last Section 16 filing, reflecting ongoing accumulation through retirement-plan contributions.
Financial Institutions, Inc. entered into subordinated note purchase agreements with institutional investors and issued
The new subordinated notes are unsecured, rank junior to senior indebtedness, are intended to qualify as Tier 2 capital, and may be prepaid by the company on or after