Director David Bovenzi files Form 3 for FINANCIAL INSTITUTIONS INC (FISI)

Rhea-AI Filing Summary

FINANCIAL INSTITUTIONS INC director David Bovenzi has filed an initial Form 3 reporting his ownership in the company. The filing shows that he holds 0 shares of the company’s Common Stock directly as of the reported date, meaning no beneficial ownership position is disclosed at this time.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Bovenzi David

Role null

Type	Security	Shares	Price	Value
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 0 shares (Direct, null)

Footnotes (1)

Key Figures

Common Stock owned: 0.0000 shares

1 metrics

Common Stock owned 0.0000 shares Total shares following holding entry as of 2026-05-20

Key Terms

Form 3, Common Stock, reporting person

3 terms

Form 3 regulatory

"Bovenzi David has filed an initial Form 3 reporting his ownership"

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

Common Stock financial

"The filing shows that he holds 0 shares of the company’s Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

reporting person regulatory

"The total shares following the reported holding entry are shown for the reporting person"

Understanding Insider Trading Forms →

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Bovenzi David

(Last) (First) (Middle)

C/O 220 LIBERTY STREET

(Street)

WARSAW NEW YORK 14569

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
05/20/2026

3. Issuer Name and Ticker or Trading Symbol
FINANCIAL INSTITUTIONS INC [ FISI ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	0	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Sandra L. Byers by Power of Attorney from David Bovenzi	05/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does the FISI Form 3 filed by David Bovenzi show?

The Form 3 for FINANCIAL INSTITUTIONS INC shows director David Bovenzi reporting his initial ownership. It discloses that he holds 0 shares of Common Stock directly as of the reported date, indicating no current beneficial ownership.

Does director David Bovenzi own FISI common stock according to this Form 3?

According to the Form 3, director David Bovenzi reports owning 0 shares of FINANCIAL INSTITUTIONS INC Common Stock. The total shares following the reported holding entry are shown as 0.0000, so no equity position is disclosed.

What is the security reported in David Bovenzi’s FISI Form 3?

The Form 3 lists Common Stock of FINANCIAL INSTITUTIONS INC as the relevant security. For this security, the reporting person shows 0.0000 total shares owned following the reported holding entry, indicating no current direct holdings.

Is the FISI Form 3 for David Bovenzi a buy or sell transaction?

The Form 3 is an initial ownership report, not a buy or sell filing. The transaction is categorized as a holding entry with an unknown code, and it shows 0 shares owned after the reported date.

What role does David Bovenzi have at FINANCIAL INSTITUTIONS INC?

In the Form 3, David Bovenzi is identified as a director of FINANCIAL INSTITUTIONS INC. He is not listed as an officer and is not marked as a ten percent owner, which frames the context for his reported ownership position.