Welcome to our dedicated page for Fiserv SEC filings (Ticker: FISV), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page is intended to provide access to SEC filings for Fiserv, Inc. (NASDAQ: FISV), a Fortune 500 payments and financial technology company in the data processing and hosting industry. While no specific filings are listed in the available data here, Fiserv’s regulatory disclosures typically document how its businesses in account processing, digital banking solutions, card issuer processing and network services, payments, e-commerce, and merchant acquiring and processing are organized and managed.
For a company like Fiserv, investors often focus on annual reports on Form 10-K and quarterly reports on Form 10-Q, which can provide narrative and quantitative information about its payments and financial technology platforms, merchant acquiring activities, and products such as the Clover point-of-sale and business management platform. These filings can also describe major collaborations and acquisitions, such as the completed acquisition of StoneCastle Cash Management, and how such transactions affect liquidity solutions and digital asset-related offerings like FIUSD stablecoin reserves.
Other important filings may include current reports on Form 8-K describing significant events, and proxy statements that discuss governance and executive matters. For investors tracking executive share activity, Form 4 insider transaction reports can be relevant, although specific examples are not provided in the current data.
On Stock Titan, SEC filings for Fiserv can be paired with AI-powered summaries designed to explain key points from lengthy documents, highlight segment discussions related to payments, digital banking, and merchant solutions, and surface references to partnerships, AI initiatives, or agentic commerce frameworks mentioned in regulatory text. Real-time updates from EDGAR help ensure that new 10-K, 10-Q, 8-K, and Form 4 filings are reflected promptly, while AI-generated insights aim to make complex disclosures more accessible to a broad range of readers.
Fiserv, Inc. disclosed that its independent directors granted Chief Executive Officer Michael P. Lyons a supplemental long-term equity award on February 18, 2026. The package is designed to support retention and link his pay to the company’s strategic transformation and shareholder value creation.
The award totals about $30 million, split between $18 million of performance share units (PSUs) and $12 million of time-vesting restricted stock units (RSUs). The PSUs cliff vest after three years based on relative total shareholder return and goals tied to the One Fiserv action plan, with detailed metrics to be finalized around the 2026 investor day. The RSUs vest in three equal annual installments on the first three anniversaries of the grant date. This grant is in addition to Mr. Lyons’s regular annual equity incentive award of approximately $18.7 million granted the same day.
Fiserv Inc.’s Chief Executive Officer Michael P. Lyons reported equity compensation activity involving company common stock. On February 17, 2026, he acquired 13,176 shares at no cost through the vesting of performance share units that were originally granted on February 7, 2025.
On the same date, 5,620 shares were disposed of at $63.45 per share to satisfy tax withholding obligations related to that vesting, rather than through an open-market sale. Following these transactions, Lyons directly owned 42,159 shares of Fiserv common stock.
Fiserv Inc. Co-President Panagiotis Georgakopoulos reported equity compensation activity involving common stock. On February 17, 2026, he acquired 18,045 shares at no cost upon vesting of performance share units granted on September 3, 2024. On the same date, 9,212 shares were disposed of at $63.45 per share to cover tax withholding related to this vesting, leaving him with 71,262 directly held shares.
Fiserv Inc. executive Andrew Gelb reported equity compensation activity involving company common stock. On February 17, 2026, he acquired 8,669 shares through the vesting of performance share units originally granted on February 22, 2023, at no purchase price. On the same date, 3,486 shares were disposed of to cover tax liabilities through share withholding at a price of $63.45 per share. After these transactions, Gelb directly held 29,472 shares of Fiserv common stock.
Fiserv Inc.'s Chief Administrative and Legal Officer, Adam L. Rosman, reported equity compensation activity involving company common stock. On February 17, 2026, he acquired 7,981 shares through the vesting of performance share units that were granted on February 22, 2023, at no cash price. On the same date, 3,211 shares were disposed of to cover tax liabilities through share withholding tied to that vesting, at a price of $63.45 per share. After these transactions, he directly owned 64,566 shares of Fiserv common stock.
Fiserv, Inc. files its Annual Report describing a global payments and financial technology business serving merchants, banks and public-sector clients. For 2025, Fiserv generated $21.2 billion in total revenue, with $5.8 billion in operating income and $6.1 billion of net cash from operating activities.
The company reports that processing and services revenue made up 80% of total revenue, mostly from multi‑year, account‑ and transaction‑based contracts. About 84% of 2025 revenue came from the U.S. and Canada, with 16% from international regions, reflecting a primarily North American customer base with growing global exposure.
Fiserv operates through Merchant Solutions, Financial Solutions and Banking, anchored by platforms such as Clover, Commerce Hub, CardHub, DNA, Finxact and VisionPLUS. Its “One Fiserv” action plan focuses on expanding enterprise and small‑business relationships, embedded finance, and AI‑enabled operational efficiency, including new offerings like the FIUSD stablecoin.
The report also details extensive regulatory, cybersecurity and competitive risks, including evolving rules on payments, data privacy, anti‑money‑laundering and stablecoins, as well as challenges from fast‑moving technology and artificial intelligence adoption.
Dodge & Cox reports beneficial ownership of 49,474,622 shares of Fiserv, Inc. common stock, representing 9.2% of the class as of 12/31/2025. It has sole voting power over 46,768,972 shares and sole dispositive power over 49,474,622 shares, with no shared voting or dispositive power.
The filing states the securities are held in the ordinary course of business, not for the purpose of changing or influencing control of Fiserv. Clients of Dodge & Cox, including Dodge & Cox Stock Fund, have rights to dividends and sale proceeds; Dodge & Cox Stock Fund holds 31,869,400 shares, or 5.9% of the class.
Fiserv, Inc. reported modest 2025 growth but weaker margins and earnings momentum. GAAP revenue rose 1% in the fourth quarter to $5.28 billion and 4% for the full year to $21.19 billion, led by Merchant Solutions, while Financial Solutions grew more slowly.
GAAP diluted EPS was $1.51 in the quarter, down 8%, and $6.34 for 2025, up 18% helped by a large 2024 impairment charge. GAAP operating margin fell to 24.4% in the quarter and 27.5% for the year, with margin compression in both Merchant and Financial segments.
On a non-GAAP basis, adjusted revenue was flat at $4.90 billion in the quarter and up 4% to $19.80 billion for 2025. Organic revenue was flat in the quarter and grew 4% for the year. Adjusted EPS dropped 21% to $1.99 in the quarter and 2% to $8.64 for the full year as adjusted operating margin declined.
Fiserv generated $6.06 billion of operating cash flow and $4.44 billion of free cash flow in 2025, and repurchased 32.2 million shares for $5.6 billion. It completed the acquisition of StoneCastle Cash Management and guided for 2026 organic revenue growth of 1%–3% with adjusted EPS of $8.00–$8.30.
Fiserv Inc. Co-President Panagiotis Georgakopoulos reported a routine share withholding tied to equity compensation. On 02/07/2026, 4,438 shares of common stock were withheld at $60 per share to cover tax liabilities arising from the vesting of restricted stock units. After this transaction, he directly beneficially owned 62,429 shares of Fiserv common stock.
Fiserv Inc. executive Andrew Gelb reported a tax-related share withholding. On 02/07/2026, 1,096 shares of Fiserv common stock were withheld at $60 per share to cover tax liability from vesting restricted stock units. After this non-market transaction, he beneficially owned 24,289 shares directly.