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Fifth Third Bancorp 10-Q Filings

FITB NYSE

Every 10-Q that Fifth Third Bancorp (FITB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow FITB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FITB filings page.

Rhea-AI Summary

Fifth Third Bancorp reported net income of $801 million for the quarter ended June 30, 2026 on $3,279 million of total revenue on a fully taxable-equivalent basis, reflecting significant contributions from its February 1, 2026 all-stock merger with Comerica Incorporated valued at approximately $12.7 billion. Net interest income on an FTE basis rose to $2,220 million with a net interest margin of 3.36%, while noninterest income reached $1,059 million.

Merger integration materially increased costs: noninterest expense was $2,109 million in the quarter, including $193 million of Comerica-related expenses and $827 million year to date, contributing to year-to-date net income of $966 million. Credit metrics included net charge-offs of 0.30% of average portfolio loans, an ACL of 1.76% of portfolio loans and nonperforming assets of 0.60%. At June 30, 2026 total assets were $300 billion, loans and leases were $179,394 million, deposits were $234,141 million, and the CET1 capital ratio was 9.93%. The company also issued $2.0 billion of fixed-rate/floating-rate senior notes and will transition to Category III regulatory standards, including liquidity coverage and net stable funding ratios and annual supervisory stress testing.

Rhea-AI Summary

Fifth Third Bancorp reported first-quarter 2026 results marked by the closing of its all‑stock $12.7 billion Comerica merger and significant integration costs. Total revenue on a fully taxable‑equivalent basis rose to $2.8 billion, up 33% year over year, as net interest income surged with the addition of Comerica’s balance sheet.

Despite higher revenue, profitability weakened. Net income fell to $165 million, down 68%, and diluted EPS dropped to $0.15 from $0.71, largely reflecting $635 million of direct merger‑related expenses and higher ongoing operating costs. The efficiency ratio deteriorated to 84.5% from 61.0%.

Average interest‑earning assets increased 23% to $238 billion, including $73.0 billion of acquired interest‑earning assets. Loans and leases grew to $178 billion and deposits to $234 billion, driven mainly by Comerica. Credit quality metrics generally improved, though the provision for credit losses rose to $227 million, influenced by Comerica‑related reserves and more cautious economic forecasts. Regulatory capital remained solid, with a 9.89% CET1 ratio and tangible common equity at 8.26% of tangible assets.

Rhea-AI Summary

Fifth Third Bancorp reports higher profitability and details major strategic moves for the quarter ended September 30, 2025. Net interest income on a fully taxable-equivalent basis rose to $1.5B, with noninterest income of $781M, lifting total FTE revenue 8% year over year. Net income available to common shareholders increased to $608M, or $0.91 per diluted share, up from $0.78.

Credit costs rose as provision for credit losses climbed to $197M, largely driven by an asset-backed commercial loan impairment that included a $178M charge-off. Even so, nonperforming portfolio assets fell to 0.65% of portfolio loans and leases and OREO, and the allowance for credit losses stood at 1.96% of portfolio loans and leases.

The bank remained active in capital and funding management. It redeemed 14,000 shares of 4.500% Series L preferred stock, executed $525M of accelerated share repurchases, and issued $1.0B of senior notes maturing in 2028. Regulatory capital ratios were solid, with a CET1 ratio of 10.57%. The company also announced a pending all-stock merger with Comerica valued at $10.9B, expected to close by the end of the first quarter of 2026.