Fold Holdings (NASDAQ: FLDDW) director trust buys 7,700 shares

Rhea-AI Filing Summary

Fold Holdings, Inc. director Young Bracebridge H Jr reported an open-market purchase of 7,700 shares of Common Stock on behalf of the Bracebridge H. Young, Jr. 1999 Family Trust, an irrevocable family trust for which he serves as investment advisor. The shares were bought at a weighted-average price of $3.8534 per share in multiple trades between $3.76 and $4.01. Following this transaction, the trust’s indirect holdings totaled 15,000 shares, and Young also reported separate direct ownership of 189,787 shares as of the same date.

Insider Trade Summary

Net Buyer: 7,700 shares ($29,671)

Net Buy 2 txns

Insider Young Bracebridge H Jr

Role Director

Bought 7,700 shs ($30K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	7,700	$3.8534	$30K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 15,000 shares (Indirect, By 1999 Family Trust); Common Stock — 189,787 shares (Direct)

Footnotes (1)

1. Represents a weighted-average price. These shares were purchased in multiple transactions at prices ranging from $3.76 to $4.01, inclusive. For all transactions reported in this Form 4 utilizing a weighted-average price, the Reporting Person will provide to the issuer, any security holder of the issuer, or the SEC staff, upon request, information regarding the number of shares sold at each price within the range. The shares are held of record by the Bracebridge H. Young, Jr. 1999 Family Trust (the "1999 Family Trust"), an irrevocable trust for which the Reporting Person serves as an investment advisor, and of which the Reporting Person's immediate family members are beneficiaries.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Young Bracebridge H Jr

(Last) (First) (Middle)

C/O FOLD HOLDINGS, INC.,

11201 NORTH TATUM BLVD, STE 300 #42035

(Street)

PHOENIX AZ 85028-6039

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Fold Holdings, Inc. [ FLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/19/2025		P		7,700	A	$3.8534(1)	15,000	I	By 1999 Family Trust(2)
Common Stock								189,787	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents a weighted-average price. These shares were purchased in multiple transactions at prices ranging from $3.76 to $4.01, inclusive. For all transactions reported in this Form 4 utilizing a weighted-average price, the Reporting Person will provide to the issuer, any security holder of the issuer, or the SEC staff, upon request, information regarding the number of shares sold at each price within the range.

2. The shares are held of record by the Bracebridge H. Young, Jr. 1999 Family Trust (the "1999 Family Trust"), an irrevocable trust for which the Reporting Person serves as an investment advisor, and of which the Reporting Person's immediate family members are beneficiaries.

	/s/ Bracebridge H. Young, Jr.	08/21/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Young Bracebridge H Jr report for FLDDW?

Young Bracebridge H Jr reported an open-market purchase of 7,700 shares of Fold Holdings Common Stock for a family trust. The transaction occurred on August 19, 2025, and was disclosed as an indirect ownership position through the Bracebridge H. Young, Jr. 1999 Family Trust.

How many Fold Holdings (FLDDW) shares did the director-linked trust buy and at what price?

The Bracebridge H. Young, Jr. 1999 Family Trust bought 7,700 Fold Holdings shares at a weighted-average price of $3.8534. Trades occurred in multiple lots within a price range from $3.76 to $4.01 per share, as disclosed in the filing footnote.

What are Young Bracebridge H Jr’s total indirect Fold Holdings (FLDDW) holdings after this transaction?

After the reported purchase, the Bracebridge H. Young, Jr. 1999 Family Trust held 15,000 Fold Holdings Common Stock shares indirectly. This figure reflects the updated post-transaction balance for the trust, which is associated with Young as its investment advisor in the filing disclosure.

What direct Fold Holdings (FLDDW) ownership did Young Bracebridge H Jr report?

Young Bracebridge H Jr reported direct ownership of 189,787 Fold Holdings Common Stock shares as of the same date. This direct position is separate from the 15,000 shares held indirectly through the 1999 Family Trust, providing a fuller picture of his combined reported holdings.

Who actually holds the 7,700 Fold Holdings (FLDDW) shares purchased in the Form 4?

The 7,700 shares are held by the Bracebridge H. Young, Jr. 1999 Family Trust, an irrevocable trust. Young serves as investment advisor to this trust, and his immediate family members are beneficiaries, according to the detailed footnote included with the reported transaction.

What does the weighted-average price disclosure mean in this Fold Holdings (FLDDW) Form 4?

The filing states the 7,700 shares were purchased in multiple trades at prices between $3.76 and $4.01, with a weighted-average of $3.8534. The reporting person offers to provide exact share counts at each price upon request to the issuer, security holders, or SEC staff.