Welcome to our dedicated page for Fold Holdings SEC filings (Ticker: FLDDW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Fold Holdings, Inc. SEC filings document a bitcoin financial services issuer with Nasdaq-listed common stock and warrants. The filings identify the company’s capital structure, including common stock and whole warrants exercisable for common shares, and record material-event disclosures following its transition from a blank-check company to Fold Holdings.
Recent filings cover operating results and financial condition, Regulation FD updates on bitcoin rewards card activity, material definitive agreements, promissory-note financing, share issuances, debt terms, listing-related covenants, and risk language tied to product launches, third-party service providers, bitcoin-linked treasury considerations, and corporate governance.
Fold Holdings, Inc. announced a strategic partnership with Lead Bank, an FDIC-insured institution that will support Fold customer accounts, deposits, withdrawals and bitcoin trading as the company develops its bitcoin-focused financial services platform.
The new banking relationship is expected to enable expanded account functionality, with phased rollout of features such as passthrough bitcoin purchases funded from FBO balances, ACH origination and same-day ACH, FedWire and FedNow transfers with 24/7/365 instant withdrawals, higher deposit and withdrawal limits, direct deposit with early fund availability, auto-stack bitcoin purchases from external accounts, and accounts with routing and account numbers. Fold plans to begin transitioning customer accounts to Lead Bank later this year while continuing to enhance the Fold App and related products.
Fold Holdings, Inc. Chief Financial Officer Repass Wolfe exercised and settled 4,195 restricted stock units into an equal number of shares of common stock on July 31, 2026. On August 3, 2026 he sold 1,180 common shares at $0.47 per share to cover tax withholding obligations under a mandated "sell to cover" arrangement, which footnotes state was not a discretionary transaction. The RSU awards were originally converted in connection with the July 24, 2024 business combination under the "Merger Agreement" with Legacy Fold.
Fold Holdings, Inc. reported equity transactions by Chief Technology Officer Thomas J. Dickman. On August 3, 2026 he sold 5 shares of common stock at $0.47 per share solely to cover tax withholding obligations from recently vested restricted stock units under a mandated “sell to cover” arrangement. On July 31, 2026, 17 restricted stock units vested and converted on a one-for-one basis into 17 shares of common stock, leaving 224 restricted stock units outstanding, which arose from the company’s business combination completed under a prior merger agreement.
Fold Holdings Chief Executive Officer William Brian Poppic Reeves, also a 10% owner, had 12,622 restricted stock units convert one-for-one into common stock on July 31, 2026, from merger-related awards. On August 3, 2026, he sold 5,082 common shares at $0.47 in issuer-mandated “sell to cover” transactions to satisfy tax withholding obligations, which the footnotes state were not discretionary. These transactions were reported outside a Rule 10b5-1 trading plan.
William Reeves filed to sell common stock of FLD under Rule 144. The planned sale relates to 5,082 shares of common stock that vested as restricted stock on July 31, 2026 as compensation from the issuer and are listed on NASDAQ.
The filing also lists prior open-market sales of common stock during May–July 2026, including 5,537 shares on May 4, 2026 for an aggregate value of 7,873.61 and 9,681 shares on May 18, 2026 for an aggregate value of 12,008.31.
Wolfe Repass submitted a notice related to potential sales of common stock of FLD. The filing lists a proposed transaction involving 1,180 common shares, connected with restricted stock vesting dated July 31, 2026, and a proposed sale date of August 3, 2026 on NASDAQ. It also details several prior sales of common stock by Wolfe Repass over the preceding three months, including multiple transactions in May, June, and July 2026 with specified share amounts and total consideration.
An affiliate of FLD has filed a notice of intent to sell 5 shares of common stock through Fidelity Brokerage Services LLC on or after 08/03/2026, with a reference price of $2.35 per share on NASDAQ. The shares to be sold relate to restricted stock vesting scheduled for 07/31/2026, classified as compensation. The filing also lists several prior open-market sales of FLD common stock by Thomas Dickman between May and July 2026.
Fold Holdings, Inc. reports that Chief Operating Officer Matt McManus sold 2,109 shares of common stock on 2026-07-22 at $0.45 per share, leaving him with 382,879 shares held directly.
According to the footnote, this sell-to-cover transaction was mandated to satisfy tax withholding on vested restricted stock units and did not represent a discretionary trade or a Rule 10b5-1 plan transaction.
Matthew A. McManus filed a notice of proposed sale of common stock under Rule 144, indicating that shares will be sold through Fidelity Brokerage Services LLC on July 22, 2026 on the NASDAQ market. The filing links the planned sale to restricted stock vesting received as compensation on July 21, 2026, and also reports a prior sale of common stock during the past three months.
Fold Holdings, Inc. reports that on July 14, 2026, Nasdaq notified the company that its common stock no longer meets the $1.00 per share minimum bid price required for continued listing under Nasdaq Listing Rule 5550(a)(2), after trading below that level for 30 consecutive business days.
Fold has 180 calendar days, until January 11, 2027, to regain compliance by having its closing bid price at or above $1.00 per share for at least 10 consecutive business days. The company may receive an additional 180-day period if it satisfies other Nasdaq listing standards and commits to curing the deficiency. If the stock trades at or below $0.10 for 10 consecutive trading days, Nasdaq will immediately issue a delisting determination and suspend trading, and the common stock would not be eligible for any compliance period. Nasdaq rules also contemplate the use of a reverse stock split to help cure the deficiency, but it would need to be completed at least 10 business days before the initial compliance period expires.