FLD reports proposed insider sales under Form 144 by Wolfe Repass. The notice lists multiple dispositions of Common shares between 02/19/2026 and 03/20/2026, with individual trades such as 21,857 shares for $32,427.05 on 02/19/2026. The filing also records Restricted Stock Vesting of 1,326 shares on 04/01/2026 tied to compensation.
Ten31 LLC, through affiliated funds, reported an acquisition and note restructuring involving Fold Holdings, Inc. SATS Credit Fund LP purchased a Senior Unsecured Promissory Note and 520,000 shares of Common Stock from the issuer for an aggregate $13,000,000, and Ten31 is the investment adviser to the funds involved.
The filing shows 520,000 Common Stock shares acquired indirectly and 5,560,889 Common Stock shares held indirectly after the transaction. A previously purchased 7.0% Convertible Note, which was convertible into approximately 3,700,000 Common Stock shares at $12.50 per share, was redeemed on February 26, 2026 without ever being exercised.
Ten31 LLC, as a reporting person for Fold Holdings, Inc., reported its initial beneficial ownership on a Form 3 with no new buy or sell transactions.
Indirectly through SATS Credit Fund LP and Low Time Preference Fund II, LLC, it reports 4,115,299 shares of Common Stock and a warrant covering 925,590 underlying shares of Common Stock with an exercise price of 15.00 per share and an expiration date of March 6, 2030.
The securities are owned directly by the investment funds managed by Ten31 LLC and may be deemed to be indirectly beneficially owned by Ten31 LLC and its co-founder and managing member, Jonathan Kirkwood.
Fold Holdings Chief Financial Officer Repass Wolfe reported routine equity compensation activity. On March 19, 2026, Mr. Repass exercised 695 restricted stock units, which convert into common stock on a one-for-one basis, receiving 695 shares of Common Stock at a conversion price of $0.00 per share. On March 20, 2026, he sold 176 shares of Common Stock at $1.246 per share to cover tax withholding obligations tied to this vesting. The company required this "sell to cover" transaction, so it was not a discretionary sale. After these transactions, Mr. Repass directly holds 242,773 shares of Common Stock and 1,390 restricted stock units, with the RSUs vesting over time under a pre-established schedule and merger-related liquidity condition.
Fold Holdings, Inc. Chief Technology Officer Thomas J. Dickman exercised restricted stock units that converted into 179 shares of Common Stock and then sold 47 shares in an open-market transaction used to cover tax withholding obligations mandated by the company’s sell-to-cover policy. After these transactions, he reported owning 332,322 shares of Common Stock directly and 357 restricted stock units that remain outstanding.
Fold Holdings, Inc. disclosed that it has begun rolling out its Fold Bitcoin Rewards Credit Card to customers at the top of its waitlist. Previously, only internal team members had been underwritten and issued credit lines. The company cautions that there can be no assurances that further rollouts of the card will occur as anticipated, or at all. The disclosure is provided under Regulation FD and is expressly not deemed filed for liability purposes under Section 18 of the Exchange Act.
FLD reports Form 144 notice for proposed sales of Common Stock by Wolfe Repass. The filing lists multiple resale transactions dated 02/19/2026 through 03/02/2026, with individual sale quantities such as 21,857 shares on 02/19/2026 and 11,281 shares on 03/02/2026. The transactions are described as resale activity tied to the reporting person.
Thomas Dickman submitted a notice of an intended sale of 47 shares of common stock pursuant to a Form 144 filed in connection with restricted stock that vested on 03/19/2026. The filing records a proposed sale through Fidelity Brokerage Services LLC with a reported price of $58.58 and notes 8 shares sold during the prior three months on 03/02/2026 at $11.38.
Fold Holdings, Inc. is a bitcoin-focused financial services company that lets U.S. consumers earn, save, and spend bitcoin through familiar banking tools. Its platform centers on an FDIC-insured checking account offered via Sutton Bank, a Visa prepaid debit card, bill payment, merchant gift cards, and bitcoin rewards.
The company partners with BitGo, a federally chartered national trust bank, to provide bitcoin custody and trading, and with Marqeta, Visa, Stripe and Celtic Bank to support card issuing and credit operations. As of December 31, 2025, Fold had nearly 84,000 verified accounts and runs an extensive rewards network where users earn sats-based bitcoin credits on card spending and merchant offers.
Fold emphasizes a bitcoin treasury and accumulation strategy alongside operations. As of March 17, 2026, it held 827 bitcoin in its Investment Treasury and separately maintained a Rewards Treasury that matched a $6.9 million customer rewards liability as of December 31, 2025. Recent developments include launching the Fold Bitcoin Credit Card on a limited basis, introducing a bitcoin gift card program, restructuring debt with a $13.0 million senior unsecured note while repaying prior convertible notes, and entering a $250 million equity purchase facility to support potential future capital needs.
Fold Holdings, Inc. received an amended Schedule 13D/A from Fulgur Frontier Capital LP and Fulgur Ventures I, L.P., which together report beneficial ownership of 18,100,406 shares of common stock, representing 37.5% of the company based on 48,307,642 shares outstanding as of November 10, 2025.
On December 30, 2025, a limited partner contributed 7,191,631 shares to Fulgur Frontier for no consideration; those shares were originally bought in 2025 open-market transactions for about $27,557,381 at a volume-weighted price of $3.83 per share. The reporting funds describe themselves as private investment vehicles and state they acquired the position believing the shares were undervalued, while noting they currently have no specific plans for corporate actions and that this amendment is filed solely to correct a ministerial error in the original report.