[Form 4] Fold Holdings, Inc. Warrant Insider Trading Activity

Rhea-AI Filing Summary

Fold Holdings, Inc. – Form 4 insider transaction

Director Bracebridge H. Young, Jr. reported the purchase of common stock on 17 June 2025. The transaction was executed through the Bracebridge H. Young, Jr. 1999 Family Trust.

• Shares acquired: 7,300 common shares
• Average purchase price: $4.52 (weighted-average; price range $4.45–$4.55)
• Post-transaction holdings:
  • 1999 Family Trust – 7,300 shares (indirect)
  • Emerald ESG Advisors, LLC – 113,002 shares (indirect)
  • Emerald ESG Sponsor, LLC – 64,285 shares (indirect)
  • Direct ownership – 12,500 shares
• Reporting person’s role: Director; member of Emerald ESG entities

No derivative securities were reported, and there were no dispositions. The filing does not disclose any accompanying corporate events or earnings information.

Positive

• Insider purchase: Director acquired 7,300 shares at $4.52, indicating personal confidence.

Negative

• None.

Insights

Securities Analyst

TL;DR – Small insider buy; limited market impact.

The Form 4 shows a director purchasing 7,300 shares (~US$33 k) at $4.52 via a family trust. While insider buying can be a constructive signal, the size is immaterial relative to outstanding shares (not disclosed here) and total indirect holdings already controlled by the reporting person. No options, warrants, or derivative conversions accompany the trade, suggesting a routine accumulation rather than a strategic shift. Without associated operational or financial updates, the disclosure is neutral from a valuation standpoint and is unlikely to influence liquidity or governance dynamics.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Young Bracebridge H Jr

(Last) (First) (Middle)

C/O FOLD HOLDINGS, INC.,

11201 NORTH TATUM BLVD, STE 300 #42035

(Street)

PHOENIX AZ 85028-6039

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Fold Holdings, Inc. [ FLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
06/17/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/17/2025		A		7,300(1)	A	$4.52	7,300	I	By 1999 Family Trust(2)
Common Stock								113,002	I	By Emerald ESG Advisors, LLC(3)
Common Stock								64,285	I	By Emerald ESG Sponsor, LLC(3)
Common Stock								12,500	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents a weighted-average price. These shares were purchased in multiple transactions at prices ranging from $4.45 to $4.55, inclusive. For all transactions reported in this Form 4 utilizing a weighted-average price, the Reporting Person will provide to the issuer, any security holder of the issuer, or the SEC staff, upon request, information regarding the number of shares sold at each price within the range.

2. The shares are held of record by the Bracebridge H. Young, Jr. 1999 Family Trust (the "1999 Family Trust"), an irrevocable trust for which the Reporting Person serves as an investment advisor, and of which the Reporting Person's immediate family members are beneficiaries.

3. The Reporting Person is a member of Emerald ESG Sponsor, LLC and Emerald ESG Advisors, LLC.

	/s/ Bracebridge H. Young, Jr.	06/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

How many Fold Holdings (FLDDW) shares did the director purchase?

The Form 4 reports a purchase of 7,300 common shares on 17 June 2025.

What was the average purchase price paid by the insider?

The shares were bought at a weighted-average price of $4.52, within a $4.45–$4.55 range.

What are the director’s total reported holdings after the transaction?

Post-transaction, the director beneficially owns 7,300 shares (1999 Trust), 113,002 shares (Emerald ESG Advisors), 64,285 shares (Emerald ESG Sponsor), and 12,500 shares directly.

Did the filing report any derivative security activity?

No. Table II lists no derivative securities acquired or disposed of.

Is this Form 4 likely to be market-moving for FLDDW?

Given the small size of the purchase and lack of related news, the impact is expected to be minimal.