Flagstar (FLG) director Milton Berlinski awarded 9,939 shares

Rhea-AI Filing Summary

Flagstar Bank, National Association director Milton R. Berlinski reported an equity award of common stock. On January 27, 2026, he acquired 9,939 shares of common stock at $0 per share, bringing his directly held beneficial ownership to 33,938 shares. The reported total includes service-based restricted stock units that will vest into common shares over time.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Berlinski Milton R.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	9,939	$0.00	--

Holdings After Transaction: Common Stock — 33,938 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Berlinski Milton R.

(Last) (First) (Middle)

C/O REVERENCE

590 MADISON AVENUE, 29TH FLOOR

(Street)

NEW YORK NY 10022

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FLAGSTAR BANK, NATIONAL ASSOCIATION [ NYSE:FLG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/27/2026		A		9,939	A	$0	33,938(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Remarks:

	/s/ Jan M. Klym, by Power of Attorney	01/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FLG director Milton R. Berlinski report?

Director Milton R. Berlinski reported receiving 9,939 shares of Flagstar Bank, National Association common stock. The Form 4 shows this as an acquisition at $0 per share on January 27, 2026, increasing his directly owned beneficial holdings to 33,938 shares.

How many Flagstar (FLG) shares does Milton R. Berlinski now beneficially own?

Following the reported transaction, Milton R. Berlinski beneficially owns 33,938 shares of Flagstar Bank, National Association common stock. This figure, reported as directly owned, includes service-based restricted stock units that will vest into common shares over time.

What was the price for the shares acquired by FLG director Milton R. Berlinski?

The 9,939 Flagstar Bank, National Association common shares reported by Milton R. Berlinski were acquired at $0 per share. This pricing is consistent with equity awards or grants, rather than open-market purchases, as disclosed in the Form 4 filing.

What does the footnote about restricted stock units mean in the FLG Form 4?

The footnote explains that the reported total of 33,938 shares includes service-based restricted stock units. These units will convert into Flagstar Bank, National Association common stock over time as service conditions are met, adding to Berlinski’s beneficial ownership as they vest.

Is Milton R. Berlinski’s ownership in Flagstar (FLG) direct or indirect?

The Form 4 identifies Milton R. Berlinski’s 33,938 Flagstar Bank, National Association shares as directly owned. The filing does not reference any intermediary entities or indirect ownership structures for this position, indicating direct beneficial ownership of the reported common shares.