Welcome to our dedicated page for Flagstar Bank, National Association SEC filings (Ticker: FLG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Flagstar Bank, National Association filings document the bank's public-company reporting as a national bank with NYSE-listed common stock, Bifurcated Option Note Unit Securities, and depositary shares tied to Series A noncumulative perpetual preferred stock. Current reports record quarterly operating results, Regulation FD presentations, annual-meeting notices, and board changes.
Proxy materials cover director elections, governance, executive compensation, shareholder meeting procedures, and pay-versus-performance disclosures. The filing record also identifies capital-structure matters for common and preferred securities, material-event exhibits, and risk-related disclosure categories tied to the bank's regional banking, lending, deposit, and funding activities.
FLAGSTAR BANK, NATIONAL ASSOCIATION executive Smith Lee Matthew, the SEVP & Chief Financial Officer, reported a routine tax-related share disposition. He surrendered 2,131 shares of common stock to the issuer to cover tax obligations on shares whose restrictions lapsed, which is not an open-market sale.
After this transaction, he holds 852,939 common shares directly, and an additional 48,967 shares indirectly by stock award. Footnotes note that his total holdings include vested stock awards and service-based restricted stock units that will vest in issuer common stock over time.
FLAGSTAR BANK, NATIONAL ASSOCIATION executive Bryan Marx, EVP & Principal Accounting Officer, received a grant of 24,590 shares of common stock as a stock award. The award carried no cash exercise price.
On the same date, 3,676 shares were surrendered back to the company to cover tax obligations when restrictions lapsed. After these transactions, Marx directly owned 89,923 shares, a total that includes service-based restricted stock units that will vest over time.
FLAGSTAR BANK, NATIONAL ASSOCIATION executive George Buchanan, EVP and Chief Risk Officer, received a grant of 61,475 shares of common stock on March 15, 2026 as a compensation award. The grant carried no exercise price.
On the same date, 4,368 shares were surrendered back to the issuer to cover tax obligations tied to shares whose restrictions lapsed, a non-market, tax-withholding disposition. After these transactions, Buchanan directly holds 156,176 shares of common stock, a total that includes service-based restricted stock units scheduled to vest over time.
FLAGSTAR BANK, NATIONAL ASSOCIATION reported that senior executive Bao Nguyen, SEVP, General Counsel and Chief of Staff to the CEO, received a grant of 122,951 shares of common stock. The award was made at no cash cost to Nguyen and represents equity-based compensation.
On the same date, 8,609 shares were surrendered back to the issuer to cover tax obligations on shares for which restrictions lapsed, a non-market, tax-withholding disposition. After these transactions, Nguyen directly owned 164,932 shares, including service-based restricted stock units that will vest over time.
FLAGSTAR BANK, NATIONAL ASSOCIATION senior executive Kris Gagnon reported a routine tax-related share disposition. He surrendered 6,051 shares of common stock to the issuer to cover tax obligations on recently vested restricted stock, rather than selling them in the market. Following this transaction, he directly holds 44,539 shares, and this total includes service-based restricted stock units that are scheduled to vest into common shares over time.
Raffetto Richard A reported acquisition or exercise transactions in this Form 4 filing.
FLAGSTAR BANK, NATIONAL ASSOCIATION senior executive Richard A. Raffetto reported an equity compensation grant of 245,902 shares of Common Stock on March 15, 2026. The award was recorded at a price of $0.0000 per share, reflecting a grant or award rather than an open-market purchase.
After this grant, Raffetto directly holds 245,902 common shares. He also has an indirect holding of 1,386 common shares through a 401(k) plan. A footnote explains that the direct total includes service-based restricted stock units that will vest into common shares over time, tying much of this position to continued service rather than immediate free-trading stock.
Smith Lee Matthew reported acquisition or exercise transactions in this Form 4 filing.
Flagstar Bank senior executive vice president and chief financial officer Matthew Smith received a grant of 245,902 shares of common stock as a stock award. This compensation-related award, recorded at a price of $0.00 per share, increased his directly held position to 850,182 shares.
He also reports indirect holdings of 48,967 shares by stock award and 4,888 shares under a March 24, 2023 stock award. Footnotes state that these include service-based restricted stock units that vest over time, with certain awards vesting in two annual installments starting on December 1, 2026 and others vesting on March 24, 2026.
FLAGSTAR BANK, NATIONAL ASSOCIATION executive chairman, president and CEO Joseph M. Otting reported compensation-related stock activity. He received a grant of 81,967 shares of common stock, increasing his direct holdings, which include service-based restricted stock units that vest over time. On the same date, 43,044 shares were surrendered back to the issuer to cover tax obligations on shares whose restrictions had lapsed, leaving him with 291,874 directly held shares.
Flagstar Bank, N.A. has set Tuesday, June 9, 2026 as the date for its 2026 Annual Meeting of Shareholders, which will be held exclusively via live virtual webcast beginning at 10:00 a.m. Eastern Time. The record date for voting rights is April 10, 2026, meaning shareholders of record on that date may receive notice of and vote at the meeting.
The bank notes that additional details on how to participate will appear in its Proxy Statement and Notice of Annual Meeting, to be sent to shareholders and filed with the Office of the Comptroller of the Currency and the SEC, and posted on its investor relations website. The filing also reiterates that at December 31, 2025 Flagstar Bank, N.A. had $87.5 billion of assets, $61.0 billion of loans, deposits of $66.0 billion, and total stockholders' equity of $8.1 billion, and operates about 340 locations across ten states.
Flagstar Bank, National Association files its annual report describing a large, nationwide banking franchise and recent structural changes. As of December 31, 2025, the Bank reports $87.5 billion in assets, $61.0 billion of loans, $66.0 billion of deposits, and stockholders’ equity of $8.1 billion.
Flagstar highlights that it operates roughly 340 locations in nine states, including private banking branches serving high‑net‑worth clients, and competes through retail branches, private banking, and mortgage offerings. The report emphasizes extensive regulatory oversight, environmental and climate‑risk management, human‑capital initiatives for its 5,631 employees, and strong regulatory capital ratios that qualify the Bank as well capitalized.
The filing also explains an October 2025 internal corporate reorganization that eliminated the former holding company, making the Bank the top‑level public entity while maintaining substantially the same capital structure and consolidated financial position.