Welcome to our dedicated page for Flagstar Bank, National Association SEC filings (Ticker: FLG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Flagstar Bank, National Association (FLG) SEC filings page on Stock Titan provides direct access to the bank’s regulatory disclosures as a national bank and public reporting company. Following an internal reorganization, Flagstar Bank, N.A. became the successor issuer to Flagstar Financial, Inc., and its common stock, preferred securities and Bifurcated Option Note Unit Securities are listed on the New York Stock Exchange.
Through this page, readers can review annual reports on Form 10‑K and quarterly reports on Form 10‑Q, where Flagstar presents detailed information on its balance sheet, income statement, loan and deposit composition, credit quality metrics, capital ratios and risk management. These filings are especially important for understanding the bank’s regional footprint across nine states, its focus on commercial and industrial lending, and its strategy to adjust exposure to multi‑family and commercial real estate loans.
The filings list also includes current reports on Form 8‑K that document material events such as the completion of the holding company reorganization, regulatory approvals, shareholder votes, earnings releases, investor presentations and changes in directors or executive officers. Investors can see how the bank describes its transformation efforts, funding and capital actions, and structural changes directly in these official documents.
Flagstar’s capital structure and funding arrangements are further detailed in registration statements and related amendments, including information on common stock, preferred stock, depositary shares, Bifurcated Option Note Unit Securities and junior subordinated debentures issued through statutory trusts. These documents outline key terms, maturities and covenants that affect shareholders and creditors.
Stock Titan enhances this dataset with AI‑powered summaries that highlight the main points of lengthy 10‑K, 10‑Q and 8‑K filings, helping readers quickly identify changes in earnings drivers, credit trends, capital and liquidity, and corporate structure. Real‑time updates from EDGAR and easy access to forms related to equity securities support research into FLG’s regulatory history, governance and financial condition.
Flagstar Bank, National Association filed a post-effective amendment to a Form S-1 that continues the registration of 277,656,287 shares of common stock and 314,954 warrants originally registered by its predecessor, Flagstar Financial, Inc.
The amendment reflects an internal reorganization completed on October 17, 2025, in which Flagstar Financial merged into Flagstar Bank, with the bank becoming the publicly traded entity. Each share of predecessor common stock was converted into one share of Flagstar Bank common stock, and existing warrants were adjusted so they now entitle holders to Flagstar Bank common stock or preferred stock on substantially the same terms, subject to existing limits. Flagstar Bank becomes the successor issuer under Exchange Act Rule 12g-3, adopts the prior registration statement for all Exchange Act and OCC Part 16 purposes, and outlines its indemnification and insurance framework for directors and other institution-affiliated parties, subject to banking law and SEC public policy limits.
Flagstar Bank (FLG)$36 million for the quarter ended September 30, 2025, improving from a $70 million loss in the prior quarter. Loss attributable to common stockholders was $45 million, or $0.11 per diluted share. For the first nine months of 2025, net loss was $206 million versus $930 million a year earlier; loss to common stockholders was $231 million, or $0.56 per diluted share, compared with $957 million and $3.16 per share in 2024.
At September 30, 2025, Flagstar reported $91.7 billion in assets, $63.2 billion in loans, $69.2 billion in deposits, and total stockholders’ equity of $8.1 billion. The company became the successor reporting entity on October 17, 2025 following an internal reorganization that merged Flagstar Financial, Inc. into Flagstar Bank, N.A., with capital stock and warrants converting into substantially equivalent Bank securities. Common shares outstanding were 415,755,877 as of October 31, 2025.
Flagstar Bank (FLG) reported a board change. On October 30, 2025, Brian R. Callanan notified the Bank of his resignation as a member of the Board of Directors, effective November 2, 2025. The company stated the decision was not the result of any disagreement with the Bank on matters relating to operations, policies, or practices.
The filing lists FLG common stock and related listed securities on the New York Stock Exchange.
Flagstar Bank, National Association filed Post-Effective Amendment No. 2 to its Form S-1 to reflect completion of an internal reorganization and adopt the existing registration as the successor issuer. The original Registration Statement covered 277,656,287 shares of Predecessor Common Stock and 314,954 warrants.
The reorganization closed on October 17, 2025, merging Flagstar Financial, Inc. into Flagstar Bank, N.A., with a one-for-one conversion of each share into Issuer Common Stock with substantially the same rights. Warrants now entitle holders to Issuer Common Stock (or Series D preferred, as limited) consistent with the prior terms. The bank became the successor issuer under Rule 12g-3 and, as a national bank, notes Securities Act Section 3(a)(2) exemption for the reorganization-related issuances.
Flagstar Bank, National Association filed a Form 8-K announcing it will distribute and post a written investor presentation beginning October 24, 2025. The presentation is furnished as Exhibit 99.1 and will be made available to investors and on the Company’s website.
The filing lists the Company’s securities on the NYSE under the symbols FLG, FLG PRU, and FLG PRA. The report was signed by Salvatore DiMartino, Executive Vice President and Director of Investor Relations.
Flagstar Bank, National Association filed an 8-K stating it issued a news release reporting financial results for the quarter ended September 30, 2025. The release is furnished as Exhibit 99.1.
The filing lists the company’s securities on the NYSE: common stock (FLG), Bifurcated Option Note Unit Securities SM (FLG PRU), and depositary shares for Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred Stock (FLG PRA). The report was signed by Executive Vice President and Director of Investor Relations, Salvatore DiMartino.
Liberty 77 Capital and affiliates filed Amendment No. 5 to Schedule 13D reporting beneficial ownership of 113,520,361 shares of Flagstar Bank, N.A. common stock, representing 24.9% of the class.
The filing reflects the October 17, 2025 merger in which Flagstar Bank, N.A. became successor issuer to Flagstar Financial, Inc. Holdings comprise 74,999,994 shares held directly by Liberty Strategic Capital (CEN) Holdings, LLC, up to 38,506,725 shares issuable upon exercise of New Warrants, plus 100 shares and 13,542 service-based RSUs held by Steven T. Mnuchin. As of October 20, 2025, approximately 115,520 New Warrants are eligible to be exercised for common stock, subject to a condition that none of the reporting persons would be deemed to own 25% or more. Each reporting person has sole voting and dispositive power; no transactions occurred in the last sixty days.
The parties amended the Registration Rights Agreement to substitute the bank as issuer and note OCC-related securities sale rules.
Flagstar Bank, National Association filed a Form 25 to remove certain securities from listing and/or registration on the New York Stock Exchange under Section 12(b) of the Exchange Act.
The notification covers common stock, depositary shares each representing a 1/40th interest in Fixed‑to‑Floating Rate Series A Noncumulative Perpetual Preferred Stock, and Bifurcated Option Note Unit Securities. The filing states the NYSE has complied with 17 CFR 240.12d2‑2(b), and the issuer has complied with exchange rules and 17 CFR 240.12d2‑2(c) for voluntary withdrawal.
Flagstar Bank, National Association completed an internal reorganization on October 17, 2025 and became the successor issuer to Flagstar Financial, Inc. under Rule 12g-3(a). Shares of the predecessor’s common and preferred stock converted on a one-for-one basis into corresponding Bank securities, and existing warrants—including those forming part of the BONUSES Units—now reference Bank securities on the same terms.
The Bank assumed the predecessor’s senior notes, including 5.90% Fixed-to-Floating Rate Notes due 2028 and 4.125% Fixed-to-Floating Rate Notes due 2030, and assumed junior subordinated debentures totaling $610 million outstanding as of September 30, 2025. Depositary shares for Bank Series A and the BONUSES Units remain registered or deemed registered under the Exchange Act.
The Bank will be regulated and supervised by the OCC and intends to continue making SEC submissions as a voluntary filer. The NYSE will treat the Bank’s common stock as a continued listing under the symbol FLG effective October 20, 2025. An amendment to a March 11, 2024 Registration Rights Agreement substituted the Bank as party and reflects OCC Part 16 oversight of national bank securities.