Welcome to our dedicated page for FLAGSTAR BANK, NATIONAL ASSOCIATION SEC filings (Ticker: FLG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Flagstar Bank, National Association filings document the bank's public-company reporting as a national bank with NYSE-listed common stock, Bifurcated Option Note Unit Securities, and depositary shares tied to Series A noncumulative perpetual preferred stock. Current reports record quarterly operating results, Regulation FD presentations, annual-meeting notices, and board changes.
Proxy materials cover director elections, governance, executive compensation, shareholder meeting procedures, and pay-versus-performance disclosures. The filing record also identifies capital-structure matters for common and preferred securities, material-event exhibits, and risk-related disclosure categories tied to the bank's regional banking, lending, deposit, and funding activities.
FLAGSTAR BANK, NATIONAL ASSOCIATION senior executive Kris Gagnon reported a routine tax-related share disposition. He surrendered 6,051 shares of common stock to the issuer to cover tax obligations on recently vested restricted stock, rather than selling them in the market. Following this transaction, he directly holds 44,539 shares, and this total includes service-based restricted stock units that are scheduled to vest into common shares over time.
Raffetto Richard A reported acquisition or exercise transactions in this Form 4 filing.
FLAGSTAR BANK, NATIONAL ASSOCIATION senior executive Richard A. Raffetto reported an equity compensation grant of 245,902 shares of Common Stock on March 15, 2026. The award was recorded at a price of $0.0000 per share, reflecting a grant or award rather than an open-market purchase.
After this grant, Raffetto directly holds 245,902 common shares. He also has an indirect holding of 1,386 common shares through a 401(k) plan. A footnote explains that the direct total includes service-based restricted stock units that will vest into common shares over time, tying much of this position to continued service rather than immediate free-trading stock.
Smith Lee Matthew reported acquisition or exercise transactions in this Form 4 filing.
Flagstar Bank senior executive vice president and chief financial officer Matthew Smith received a grant of 245,902 shares of common stock as a stock award. This compensation-related award, recorded at a price of $0.00 per share, increased his directly held position to 850,182 shares.
He also reports indirect holdings of 48,967 shares by stock award and 4,888 shares under a March 24, 2023 stock award. Footnotes state that these include service-based restricted stock units that vest over time, with certain awards vesting in two annual installments starting on December 1, 2026 and others vesting on March 24, 2026.
FLAGSTAR BANK, NATIONAL ASSOCIATION executive chairman, president and CEO Joseph M. Otting reported compensation-related stock activity. He received a grant of 81,967 shares of common stock, increasing his direct holdings, which include service-based restricted stock units that vest over time. On the same date, 43,044 shares were surrendered back to the issuer to cover tax obligations on shares whose restrictions had lapsed, leaving him with 291,874 directly held shares.
Flagstar Bank, N.A. has set Tuesday, June 9, 2026 as the date for its 2026 Annual Meeting of Shareholders, which will be held exclusively via live virtual webcast beginning at 10:00 a.m. Eastern Time. The record date for voting rights is April 10, 2026, meaning shareholders of record on that date may receive notice of and vote at the meeting.
The bank notes that additional details on how to participate will appear in its Proxy Statement and Notice of Annual Meeting, to be sent to shareholders and filed with the Office of the Comptroller of the Currency and the SEC, and posted on its investor relations website. The filing also reiterates that at December 31, 2025 Flagstar Bank, N.A. had $87.5 billion of assets, $61.0 billion of loans, deposits of $66.0 billion, and total stockholders' equity of $8.1 billion, and operates about 340 locations across ten states.
Flagstar Bank, National Association files its annual report describing a large, nationwide banking franchise and recent structural changes. As of December 31, 2025, the Bank reports $87.5 billion in assets, $61.0 billion of loans, $66.0 billion of deposits, and stockholders’ equity of $8.1 billion.
Flagstar highlights that it operates roughly 340 locations in nine states, including private banking branches serving high‑net‑worth clients, and competes through retail branches, private banking, and mortgage offerings. The report emphasizes extensive regulatory oversight, environmental and climate‑risk management, human‑capital initiatives for its 5,631 employees, and strong regulatory capital ratios that qualify the Bank as well capitalized.
The filing also explains an October 2025 internal corporate reorganization that eliminated the former holding company, making the Bank the top‑level public entity while maintaining substantially the same capital structure and consolidated financial position.
Flagstar Bank, National Association senior executive Richard A. Raffetto reported several common stock transactions inside the company’s 401(k) plan during 2025. On March 4, he had an intra-plan transfer of 570 shares at $11.85, bringing his plan holdings to 1,122 shares.
On June 4, another intra-plan move of 92 shares at $11.67 raised the balance to 1,215 shares. On September 4, the plan rebalanced, transferring out 4 shares at $12.93, then on December 4 another rebalance and purchase of 95 shares at $12.85 increased holdings to 1,386 shares.
Footnotes explain these were 401(k) rebalancing, payroll contribution, and dividend reinvestment activity, with any profit from matchable transactions disgorged back to the issuer.
RCP Eagle Holdings and affiliates report a significant ownership position in Flagstar Bank, National Association. The group beneficially owns 35,981,113 shares of common stock, representing 8.65% of Flagstar’s outstanding shares, based on 415,755,877 shares reported in the company’s Form 10-Q.
RCP Eagle Holdings LP directly holds the shares, while RCP Eagle Holdings GP LLC, RCP GenPar HoldCo LLC, and other Reverence Capital-related entities may be deemed indirect beneficial owners through their control structure. Voting and disposition decisions are made by an investment committee, whose members are identified but each disclaims beneficial ownership.
Flagstar Bank, National Association filed a current report stating that it will begin distributing an investor presentation starting on January 30, 2026. The bank will make this written presentation, attached as Exhibit 99.1, available to investors and post it on its website for broader access.
Flagstar Bank, National Association filed a current report to furnish its latest financial results. The company issued a news release covering its performance for the quarter and year ended December 31, 2025, and attached this press release as Exhibit 99.1 to the filing.
The report clarifies that the disclosure is made through an accompanying press release rather than detailed financial tables in the 8-K itself. The filing is signed on behalf of the bank by Executive Vice President and Director of Investor Relations, Salvatore DiMartino.