Director Lux Marshall adds 9,939 Flagstar Bank (FLG) shares

Rhea-AI Filing Summary

Lux Marshall, a director of Flagstar Bank, National Association, acquired 9,939 shares of common stock on January 27, 2026 at a reported price of $0 per share. Following this transaction, Marshall beneficially owns 57,954 shares held directly.

The reported total includes service-based restricted stock units that will vest in shares of Flagstar’s common stock over time, indicating part of the holding is tied to continued service-based vesting conditions.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lux Marshall

(Last) (First) (Middle)

102 DUFFY AVENUE

(Street)

HICKSVILLE NY 11801

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FLAGSTAR BANK, NATIONAL ASSOCIATION [ NYSE:FLG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/27/2026		A		9,939	A	$0	57,954(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Remarks:

	/s/ Jan M. Klym, by Power of Attorney	01/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Lux Marshall report in the latest Form 4 for FLG?

Lux Marshall reported acquiring 9,939 shares of Flagstar Bank common stock on January 27, 2026 at a price of $0 per share. After this transaction, Marshall directly beneficially owns 57,954 shares, including service-based restricted stock units that vest over time.

How many Flagstar Bank (FLG) shares does Lux Marshall now own?

After the reported transaction, Lux Marshall beneficially owns 57,954 shares of Flagstar Bank common stock. This total, held directly, includes service-based restricted stock units that will vest into shares of the issuer’s common stock over the passage of time.

What was the price per share in Lux Marshall’s January 27, 2026 FLG transaction?

The Form 4 shows Lux Marshall acquired 9,939 Flagstar Bank common shares at a reported price of $0 per share. This typically reflects an equity award or similar grant rather than an open-market purchase funded with cash consideration from the reporting person.

What type of securities did Lux Marshall acquire in the FLG Form 4 filing?

The transaction involved common stock of Flagstar Bank, National Association. The filing notes the total beneficial ownership includes service-based restricted stock units that will vest in shares of the issuer’s common stock gradually over time, subject to continued service conditions.

Are restricted stock units included in Lux Marshall’s reported FLG holdings?

Yes. The Form 4 footnote states the total beneficial ownership figure includes service-based restricted stock units. These units will vest into shares of Flagstar Bank common stock over the passage of time, so part of the 57,954 reported shares reflects these unvested awards.