FARMERS & MERCHANTS (NASDAQ: FMAO) chair receives 645-share stock grant

Rhea-AI Filing Summary

Farmers & Merchants Bancorp Inc. reported that Chairman of the Board Kevin J. Sauder received a grant of 645 shares of Common Stock at a reference price of $27.14 per share. This award was recorded as a non-derivative acquisition.

Following this grant, his directly held Common Stock position increased to 8,448.36 shares. The transaction is characterized as a grant or award rather than an open-market purchase or sale, indicating it is part of his compensation rather than a trading decision.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider SAUDER KEVIN J

Role Chairman of the Board

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	645	$27.14	$18K

Holdings After Transaction: Common Stock — 8,448.36 shares (Direct, null)

Footnotes (1)

Key Figures

Shares granted: 645 shares Grant price: $27.14 per share Shares held after grant: 8,448.36 shares

3 metrics

Shares granted 645 shares Common Stock grant to chairman Kevin J. Sauder

Grant price $27.14 per share Reference transaction price for Common Stock award

Shares held after grant 8,448.36 shares Total direct Common Stock ownership after transaction

Key Terms

Form 4, Grant, award, or other acquisition, Common Stock

3 terms

Form 4 regulatory

"Insider transaction reported on Form 4 for FMAO Common Stock."

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Grant, award, or other acquisition financial

"Transaction code A described as "Grant, award, or other acquisition"."

Common Stock financial

"Security title for the reported insider transaction is Common Stock."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SAUDER KEVIN J

(Last) (First) (Middle)

2540 RIDGECROFT AVE SE

(Street)

GRAND RAPIDS MICHIGAN 49546

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FARMERS & MERCHANTS BANCORP INC [ FMAO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chairman of the Board

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/04/2026		A		645	A	$27.14	8,448.36	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/Melinda L. Gies// Attorney in Fact	06/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Kevin J. Sauder report for FARMERS & MERCHANTS BANCORP INC (FMAO)?

Kevin J. Sauder reported receiving a grant of 645 shares of Common Stock. The Form 4 characterizes this as a grant or award acquisition, not an open-market trade, and it increases his directly held position in FMAO stock as board chairman.

At what price was the 645-share stock grant to the FMAO chairman reported?

The 645-share grant to the FMAO chairman was reported at $27.14 per share. This price is the transaction price disclosed in the Form 4 for the Common Stock award classified as a non-derivative grant or award acquisition to Kevin J. Sauder.

How many FMAO shares does Kevin J. Sauder hold after the reported grant?

After the reported grant, Kevin J. Sauder directly holds 8,448.36 shares of FMAO Common Stock. This figure reflects his total direct ownership following the 645-share grant recorded in the Form 4, which is categorized as a non-derivative award transaction.

Was the latest FMAO insider transaction a market purchase or a compensation grant?

The latest FMAO insider transaction was a compensation-related grant, not a market purchase. The Form 4 identifies the transaction code as an award or other acquisition, indicating shares were granted to the chairman rather than bought on the open market.

Does the FMAO Form 4 show any insider share sales or dispositions?

The FMAO Form 4 does not show any share sales or dispositions in this report. It records only a single acquisition transaction, a 645-share grant of Common Stock to Chairman Kevin J. Sauder, with no corresponding sales or derivative exercises disclosed.