F & M Bank Corp. announces 2025 results, dividend

F & M Bank Corp. filed a current report to share that it has released its financial results for the quarter and full year ended December 31, 2025.

Accepted by SEC EDGAR 02/02/2026 - 10:26 AM EST Learn about SEC filing dates

Rhea-AI Filing Summary

F & M Bank Corp. filed a current report to share that it has released its financial results for the quarter and full year ended December 31, 2025. The company also announced its quarterly dividend in the same press release dated January 30, 2026.

The press release is included as Exhibit 99.1 and is treated as information that is furnished, not filed, under securities law. No securities are listed as trading on a national exchange in this report.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did FMBM disclose in its January 30, 2026 announcement?

F & M Bank Corp. disclosed that it issued a press release announcing financial results for the quarter and year ended December 31, 2025, along with its quarterly dividend. The press release, dated January 30, 2026, is attached to the report as Exhibit 99.1.

Which period do FMBM’s newly announced results cover?

The results announced by F & M Bank Corp. cover the quarter and full year ended December 31, 2025. These timeframes are specifically identified in the report as the focus of the financial information included in the January 30, 2026 press release.

How did FMBM communicate its latest quarterly dividend information?

F & M Bank Corp. communicated its latest quarterly dividend in a press release dated January 30, 2026. That press release, which also includes quarterly and annual results, is incorporated into the report as Exhibit 99.1 for investors and other stakeholders to review.

Is FMBM’s January 30, 2026 press release considered filed or furnished?

The press release attached as Exhibit 99.1 is considered furnished rather than filed under the Securities Exchange Act of 1934. The company specifies that it is not deemed filed or incorporated into other securities filings unless expressly referenced.

Where can investors find FMBM’s detailed Q4 and 2025 financial results?

Investors can find detailed quarterly and full-year 2025 financial results for F & M Bank Corp. in the press release attached as Exhibit 99.1. The report explains that this exhibit contains the results and the related quarterly dividend announcement.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 30, 2026

F&M Bank Corp.

(Exact name of registrant as specified in its charter)

Virginia		000-13273		54-1280811
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

P.O. Box 1111

Timberville, Virginia 22853

(540) 896-8941

(Address including zip code, and telephone number, including area code, of registrant’s principal executive offices)

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
		None

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On January 30, 2026, F & M Bank Corp. issued a press release announcing results for the quarter and year ended December 31, 2025, and its quarterly dividend. A copy of the press release is attached as Exhibit 99.1.

The information in this Item 2.02, and Exhibit 99.1 attached hereto, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.		Description
99.1		Press release dated January 30, 2026
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURES 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	F & M Bank Corp.
Date: February 2, 2026	By:	/s/ Lisa F. Campbell
		Lisa F. Campbell Executive Vice President and Chief Financial Officer

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