Tax-withholding share disposition reported by F&M Bank Corp (FMBM) president

Rhea-AI Filing Summary

F&M Bank Corp President Black Barton E. reported a tax-withholding disposition of 597 shares of Common Stock at $31.98 per share. This was a share withholding to satisfy tax obligations, not an open-market sale. After the transaction, he held 14,102 shares directly and 145,948.21 shares indirectly through the company ESOP.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Black Barton E.

Role President

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	597	$31.98	$19K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 14,102 shares (Direct); Common Stock — 145,948.21 shares (Indirect, Allocated to Mr. Black in F&M Bank Corp ESOP.)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Black Barton E.

(Last) (First) (Middle)

C/O F&M BANK

205 SOUTH MAIN STREET

(Street)

TIMBERVILLE VA 22853

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President

3. Date of Earliest Transaction (Month/Day/Year)
03/07/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/07/2026		F		597	D	$31.98	14,102	D
Common Stock								145,948.21	I	Allocated to Mr. Black in F&M Bank Corp ESOP.

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Candy F. Barkley, Attorney-in-Fact	03/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FMBM President Black Barton E. report?

Black Barton E. reported a tax-withholding disposition of 597 F&M Bank Corp shares at $31.98 each. The shares were used to cover tax obligations rather than sold in the open market, reflecting a routine compensation-related transaction.

Was the FMBM insider transaction an open-market sale of shares?

No, the FMBM transaction was a tax-withholding disposition, not an open-market sale. 597 shares were delivered at $31.98 per share to satisfy tax liabilities arising from equity compensation rather than being sold to outside investors.

How many FMBM shares does Black Barton E. hold after this Form 4?

After the reported transaction, Black Barton E. directly held 14,102 F&M Bank Corp common shares. He also indirectly held 145,948.21 shares allocated to him in the F&M Bank Corp ESOP, reflecting substantial ongoing ownership exposure.

What does a Form 4 tax-withholding disposition mean for FMBM investors?

A tax-withholding disposition on Form 4 means shares are surrendered to cover taxes on equity awards. For FMBM, 597 shares were used this way, which is generally regarded as a routine administrative event rather than a discretionary insider sale decision.

How large was the FMBM tax-withholding share disposition in dollar terms?

The tax-withholding disposition involved 597 F&M Bank Corp shares at $31.98 each. That implies a transaction value based on the stated price per share, tied specifically to satisfying the insider’s tax obligations associated with equity compensation.