F&M Bank Corp (FMBM) director reports stock purchase and ESOP holdings

Rhea-AI Filing Summary

F&M Bank Corp director reports small stock purchase

A director of F&M Bank Corp reported buying 291 shares of the company’s common stock on 12/18/2025 at a price of $28.25 per share. After this transaction, the director beneficially owns 5,777 shares directly and 168,459 shares indirectly as trustee of the F&M Bank Corp ESOP. The filing notes that the newly acquired shares were obtained from the issuer using the proceeds of a quarterly retainer, meaning the director’s board compensation was taken in stock rather than cash for this portion.

Insider Trade Summary

Net Buyer: 291 shares ($8,221)

Net Buy 2 txns

Insider BURKHOLDER EDWARD RAY

Role Director

Bought 291 shs ($8K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	291	$28.25	$8K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 5,777 shares (Direct); Common Stock — 168,459 shares (Indirect, As Trustee of F&M Bank Corp. ESOP)

Footnotes (1)

1. [object Object]

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BURKHOLDER EDWARD RAY

(Last) (First) (Middle)

C/O F&M BANK

205 S MAIN STREET

(Street)

TIMBERVILLE VA 22853

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/18/2025		P		291(1)	A	$28.25	5,777	D
Common Stock								168,459	I	As Trustee of F&M Bank Corp. ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired from issuer with proceeds of a quarterly retainer.

	/s/ Candy F. Barkley, Attorney-in-Fact	12/19/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FMBM report in this Form 4?

A director of F&M Bank Corp reported buying 291 shares of common stock on 12/18/2025.

At what price were the FMBM shares acquired by the director?

The director acquired 291 shares of F&M Bank Corp common stock at a price of $28.25 per share.

How many FMBM shares does the director own after this transaction?

Following the transaction, the director beneficially owns 5,777 shares directly and 168,459 shares indirectly as trustee of the F&M Bank Corp ESOP.

What is the source of funds for the director’s newly acquired FMBM shares?

The filing explains that the 291 shares were acquired from the issuer with proceeds of a quarterly retainer, reflecting stock-based board compensation.

Does this FMBM Form 4 include any derivative securities transactions?

The section for derivative securities shows no reported acquisitions or dispositions, indicating no derivative transactions in this filing excerpt.

What is the director’s relationship to F&M Bank Corp in this filing?

The reporting person is identified as a Director of F&M Bank Corp and also serves as trustee of the F&M Bank Corp ESOP for the indirect holdings.