F&M Bank Corp director acquires 218 shares via retainer stock

A director of F&M Bank Corp reported a small purchase of company stock.

Rhea-AI Filing Summary

A director of F&M Bank Corp reported a small purchase of company stock. On 12/18/2025, the director acquired 218 shares of F&M Bank Corp common stock in a transaction coded as a purchase at a price of $28.25 per share. After this transaction, the director beneficially owned 7,372 shares, held directly.

According to the explanation provided, the shares were acquired from the issuer using the proceeds of a quarterly retainer, indicating this was part of the director’s compensation arrangement rather than a discretionary open-market trade.

Insider Trade Summary

Net Buyer: 218 shares

Net Buy 1 txn

Insider WRAY PETER H

Role Director

Bought 218 shs ($6K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	218	$28.25	$6K

Holdings After Transaction: Common Stock — 7,372 shares (Direct)

Footnotes (1)

1. F1. Shares acquired from issuer with proceeds of a quarterly retainer.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did F&M Bank Corp (FMBM) disclose?

A director of F&M Bank Corp disclosed a purchase of 218 shares of the company’s common stock on 12/18/2025.

At what price were the F&M Bank Corp (FMBM) shares acquired by the director?

The director acquired the 218 shares at a price of $28.25 per share.

How many F&M Bank Corp (FMBM) shares does the director own after this transaction?

Following the reported transaction, the director beneficially owned 7,372 shares of F&M Bank Corp common stock, held directly.

What is the relationship of the reporting person to F&M Bank Corp (FMBM)?

The reporting person is identified as a Director of F&M Bank Corp.

How were the F&M Bank Corp (FMBM) shares obtained by the director?

The filing explains that the 218 shares were acquired from the issuer using proceeds of a quarterly retainer as part of the director’s compensation.

Is this F&M Bank Corp (FMBM) Form 4 filed for one or multiple reporting persons?

The Form 4 indicates it is filed by one reporting person, not a group.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 12/19/2025 - 03:58 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WRAY PETER H

(Last) (First) (Middle)

C/O F&M BANK

205 SOUTH MAIN STREET

(Street)

TIMBERVILLE VA 22853

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/18/2025		P		218(1)	A	$28.25	7,372	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired from issuer with proceeds of a quarterly retainer.

	/s/ Candy F. Barkley, Attorney-in-Fact	12/19/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.