F&M Bank Corp (FMBM) director discloses 2025 share ownership details

Rhea-AI Filing Summary

F&M Bank Corp director Christopher S. Runion reported his year-end beneficial ownership of the company’s common stock for the fiscal year ended 12/31/2025. The Form 5 shows he held 8,649 shares directly and 2,402 shares indirectly through the entity described as the Heifer Investment Corporate Account.

A footnote explains that the reported holdings include shares acquired during 2025 under the F&M Bank Corp Dividend Reinvestment Plan. Those plan purchases included 10.10 shares at $20.93 on 2/28/25, 30.39 shares at $19.87 on 5/30/25, 25.76 shares at $23.75 on 08/29/25, and 22.91 shares at $27.00 on 11/28/25, which are now part of his reported year-end totals.

SEC Form 5

FORM 5

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0362
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hours per response:			1.0

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Form 3 Holdings Reported.

Form 4 Transactions Reported.

1. Name and Address of Reporting Person^*

Runion Christopher S.

(Last) (First) (Middle)

C/O F&M BANK

(Street)

TIMBERVILLE VA 22853

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
				Amount	(A) or (D)	Price
Common Stock							8,649	D
Common Stock							2,402(1)	I	By Heifer Investment Corporate Account

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)	5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
					(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares acquired in 2025 under F&M Bank Corp. Dividend Reinvestment Plan. Shares included 10.10@ $20.93 2/28/25, 30.39@ $19.87 5/30/25, 25.76@ $23.75 08/29/25, and 22.91@ $27.00 11/28/25.

	/s/ Candy F. Barkley, Attorney-in-Fact	01/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does F&M Bank Corp (FMBM) disclose in this Form 5 filing?

The filing reports director Christopher S. Runion’s beneficial ownership of F&M Bank Corp common stock as of the fiscal year ended 12/31/2025, including both direct and indirect holdings.

How many F&M Bank Corp (FMBM) shares does Christopher S. Runion own directly and indirectly?

Christopher S. Runion is reported as beneficially owning 8,649 shares directly and 2,402 shares indirectly through the Heifer Investment Corporate Account.

What is the Heifer Investment Corporate Account mentioned in the FMBM Form 5?

The Form 5 identifies 2,402 F&M Bank Corp shares as held indirectly by Christopher S. Runion, with the nature of ownership described as “By Heifer Investment Corporate Account.”

How were some of Christopher S. Runion’s FMBM shares acquired in 2025?

A footnote states that the reported holdings include shares acquired under the F&M Bank Corp Dividend Reinvestment Plan during 2025, which are now part of his year-end totals.

What specific dividend reinvestment purchases are detailed in the FMBM Form 5?

The footnote lists purchases of 10.10 shares at $20.93 on 2/28/25, 30.39 shares at $19.87 on 5/30/25, 25.76 shares at $23.75 on 08/29/25, and 22.91 shares at $27.00 on 11/28/25 under the Dividend Reinvestment Plan.

What is Christopher S. Runion’s relationship to F&M Bank Corp (FMBM)?

The Form 5 identifies Christopher S. Runion as a director of F&M Bank Corp, with the filing made for one reporting person.