Director reports 2025 holdings at F&M Bank Corp (FMBM) in Form 5 filing

Rhea-AI Filing Summary

F&M Bank Corp director Christopher S. Runion filed an annual Form 5 reporting his beneficial ownership of the company’s common stock for the fiscal year ended 12/31/2025. During 2025 he reported four open-market purchases: 12.6729 shares on 02/28/2025 at $20.45, 17.5013 shares on 05/30/2025 at $19.75, 18.057 shares on 08/29/2025 at $23.70, and 18.3495 shares on 11/28/2025 at $23.70.

A footnote explains that his holdings include 66.58 shares acquired in 2025 through the F&M Bank Corp Dividend Reinvestment Plan. As of year-end, he beneficially owned 8,715.58 common shares directly and 2,402 common shares indirectly through the Heifer Investment Corporate Account.

SEC Form 5

FORM 5

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0362
Estimated average burden
hours per response:			1.0

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Form 3 Holdings Reported.

Form 4 Transactions Reported.

1. Name and Address of Reporting Person^*

Runion Christopher S.

(Last) (First) (Middle)

C/O F&M BANK

(Street)

TIMBERVILLE VA 22853

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
				Amount	(A) or (D)	Price
Common Stock	02/28/2025		P	12.6729(1)	A	$20.45	8,661.67	D
Common Stock	05/30/2025		P	17.5013(1)	A	$19.75	8,679.17	D
Common Stock	08/29/2025		P	18.057(1)	A	$23.7	8,697.23	D
Common Stock	11/28/2025		P	18.3495(1)	A	$23.7	8,715.58	D
Common Stock							2,402	I	By Heifer Investment Corporate Account

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)	5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
					(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 66.58 shares acquired in 2025 through F&M Bank Corp Dividend Reinvestment Plan.

	/s/ Candy F. Barkley, Attorney-in-Fact	01/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does FMBM’s 2025 Form 5 filing report for director Christopher S. Runion?

The Form 5 shows that director Christopher S. Runion reported his beneficial ownership of F&M Bank Corp common stock for the year ended 12/31/2025, including several small open-market purchases and dividend reinvestment shares.

How many F&M Bank Corp (FMBM) shares does Christopher S. Runion beneficially own at year-end 2025?

As of the issuer’s fiscal year-end, he beneficially owned 8,715.58 F&M Bank Corp common shares directly and 2,402 common shares indirectly through the Heifer Investment Corporate Account.

What insider transactions in FMBM common stock are reported for 2025?

The filing reports four open-market purchases of F&M Bank Corp common stock: 12.6729 shares at $20.45 on 02/28/2025, 17.5013 shares at $19.75 on 05/30/2025, 18.057 shares at $23.70 on 08/29/2025, and 18.3495 shares at $23.70 on 11/28/2025.

Does F&M Bank Corp’s 2025 Form 5 show indirect ownership for Christopher S. Runion?

Yes. The Form 5 reports 2,402 common shares held indirectly, described as owned “By Heifer Investment Corporate Account.”

What role does the dividend reinvestment plan play in FMBM shares reported on this Form 5?

A footnote states the reported holdings include 66.58 shares acquired in 2025 through the F&M Bank Corp Dividend Reinvestment Plan, reflecting automatic reinvestment of dividends into additional common stock.

Is this FMBM Form 5 filed for one reporting person or a group?

The Form 5 is marked as “Form filed by One Reporting Person” and relates to director Christopher S. Runion.