Every 10-Q that FRMRS&MER BNCORP LODI CA (FMCB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FMCB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FMCB filings page.
Farmers & Merchants Bancorp reported net income of $24.7 million for the three months ended June 30, 2026, and $48.8 million for the first half of 2026. Basic EPS was $36.77 for the quarter and $72.68 year-to-date. Net interest income reached $57.4 million in the quarter and $114.3 million for six months, with a $0.5 million quarterly provision for credit losses. Non-interest income was $5.0 million and non-interest expense $28.1 million in the quarter.
At June 30, 2026, total assets were $5.84 billion, up from $5.69 billion at December 31, 2025. Loans and leases held for investment, net of unearned income, were $3.70 billion, and total investment securities were $1.63 billion. Cash and cash equivalents stood at $278.6 million. Total deposits were $5.09 billion, including $1.60 billion of non-interest-bearing deposits. Shareholders’ equity was $679.0 million, with 691,944 common shares outstanding.
Credit quality metrics remained conservative, with total past due and non-accrual loans of $5.2 million on a $3.70 billion portfolio and an allowance for credit losses on loans of $77.3 million. Net charge-offs were $0.6 million for the first half of 2026. Loans modified for borrowers experiencing financial difficulty totaled $4.8 million, or 0.13% of the portfolio by amortized cost. Other comprehensive income reflected a $1.1 million quarterly loss, driven by unrealized losses on securities.
Farmers & Merchants Bancorp reported solid Q1 2026 results, with net income of $24.1 million for the three months ended March 31, 2026, up from $23.0 million a year earlier. Basic earnings per share were $35.91, compared with $32.88 in Q1 2025.
Total assets grew to $5.84 billion from $5.69 billion, while total deposits increased to $5.12 billion from $4.98 billion. Loans and leases held for investment, net, were $3.54 billion, slightly below $3.57 billion at year-end. The allowance for credit losses on loans and leases stood at $76.9 million. Comprehensive income declined to $17.2 million, mainly due to a $6.8 million after-tax other comprehensive loss on investment securities.
Farmers & Merchants Bancorp reported solid Q3 performance. Net income was $23.7 million, up from $22.1 million a year ago, as net interest income rose to $55.4 million from $52.0 million. The company recorded a $0.7 million provision for credit losses and net charge-offs of $0.9 million.
As of September 30, 2025, total assets were $5.63 billion versus $5.37 billion at year-end. Deposits reached $4.89 billion, up from $4.70 billion, while loans and leases held for investment, net, were $3.53 billion. Shareholders’ equity improved to $645.3 million, supported by higher retained earnings and a smaller accumulated other comprehensive loss. Nonaccrual loans were modest at $0.96 million.
Operating cash flow was $90.5 million for the nine months; investing used $298.1 million, primarily for securities purchases, and financing provided $167.6 million, reflecting deposit growth. Basic EPS was $34.24 for the quarter, and shares outstanding were 720,365 as of October 31, 2025.