Welcome to our dedicated page for Farmers & Merchants Bk Md SEC filings (Ticker: FMFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Farmers and Merchants Bancshares, Inc. (FMFG) SEC filings page provides access to the company’s public reports as a financial holding company in the commercial banking industry. Farmers and Merchants Bancshares, Inc. is the parent of Farmers and Merchants Bank, which serves the deposit and financing needs of consumers and businesses in Carroll and Baltimore Counties in Maryland.
Through this page, users can review current reports on Form 8-K that the company files with the U.S. Securities and Exchange Commission. Recent 8-K filings have addressed topics such as dividend declarations on the common stock, earnings results for specific reporting periods, and the issuance of fixed-to-floating rate subordinated notes intended to qualify as Tier 2 capital and to repay an existing term loan.
In addition to 8-Ks, investors can consult the company’s periodic reports referenced in its disclosures, which include sections like “Risk Factors” that describe risks and uncertainties affecting operations. These filings discuss areas such as net interest income, provisions for credit losses, loan and deposit balances, securities portfolios, and regulatory capital considerations, all of which are central to understanding a commercial banking organization.
This SEC filings page is integrated with AI-powered tools that summarize and highlight key points from lengthy documents. Users can quickly identify the main items in quarterly and annual reports, as well as in specialized filings covering capital instruments, stockholder rights plans, or registration statements related to offerings such as a dividend reinvestment plan. The platform also surfaces relevant exhibits, such as forms of subordinated notes and purchase agreements, to help users see the underlying contractual terms.
For those tracking FMFG, this page offers a structured view of the company’s regulatory reporting history, from material event disclosures to capital and governance-related filings.
Farmers and Merchants Bancshares, Inc. filed a current report to note that it has issued a press release describing its financial results for the three- and twelve-month periods ended December 31, 2025. The press release is provided as Exhibit 99.1 and is furnished, rather than filed, under securities law rules.
The report clarifies that this earnings information is not automatically incorporated into other securities filings unless specifically referenced. Additional exhibits include an interactive data file associated with the cover page of the Inline XBRL document.
Farmers & Merchants Bancshares, Inc. executive vice president Barry Luciani reported an equity award tied to the company’s common stock. On January 21, 2026, he acquired 1,200 shares at a price of $0 per share, leaving him with 1,416 shares beneficially owned directly.
The filing explains this amount represents restricted stock units that are payable only in shares of common stock. These units will vest in equal installments over a three‑year period beginning January 21, 2026, as long as he remains employed by the company or an affiliate on each vesting date.
Farmers & Merchants Bancshares, Inc. insider activity: Board advisor Mark C. Krebs acquired 265 shares of the company’s stock on
Farmers & Merchants Bancshares, Inc. director Ronald W. Hux reported acquiring additional common stock of the company. On January 8, 2026, he acquired 800 shares of FMFG at a price of $17.02 per share. Following this transaction, he directly beneficially owns 39,207.504 shares of the company’s stock.
Farmers & Merchants Bancshares, Inc. director Robert G. Pollokoff reported acquiring 823 FMFG common shares on January 8, 2026 at a price of
Farmers & Merchants Bancshares, Inc. director Teresa L. Smack reported a purchase of the company’s common stock. On 01/08/2026, she acquired 827 shares of FMFG at a price of $17.02 per share. Following this transaction, she beneficially owns 8,378.401 shares of the issuer’s stock in direct ownership form.
Farmers & Merchants Bancshares, Inc. director Bruce L. Schindler reported acquiring additional common stock of the company. On 01/08/2026, he acquired 2,287 shares of FMFG at a price of $17.02 per share. Following this transaction, he beneficially owned 105,065.793 FMFG shares in total, held in direct ownership. This filing reflects an increase in his personal equity stake as a board member.
Farmers & Merchants Bancshares, Inc. director Emily Bollinger Miller reported acquiring additional common shares of the company. On January 8, 2026, she acquired 910 FMFG shares at a price of $17.02 per share. Following this transaction, she beneficially owns 2,886.247 FMFG shares, held in direct ownership. This filing reflects an increase in her personal equity stake in the bank.
Farmers & Merchants Bancshares, Inc. director Barry J. Renbaum and his wife, Carol E. Renbaum, reported additional ownership of company common stock on a joint Form 4/A. On 12/15/2025, they acquired 6,905 shares of common stock, coded "J," at a stated price of $16.66 per share.
After this transaction, their jointly held direct ownership increased to 328,377 shares of Farmers & Merchants Bancshares common stock. The filing notes that the newly reported shares were acquired as participants in the company’s dividend reinvestment program, and that the couple owns the reported shares as joint tenants. This Form 4/A amends an earlier filing originally dated 07/31/2024 and references an earliest transaction date of 09/12/2022.
Farmers & Merchants Bancshares, Inc. (FMFG) director reported buying common stock in the company. On 11/25/2025, the director purchased 750 shares of FMFG at a price of $16 per share in an open market transaction coded "P" for purchase.
Following this transaction, the director beneficially owned 1,940.995 shares of FMFG common stock in direct form. This filing reflects an increase in the director's personal equity stake in the company.