Welcome to our dedicated page for Farmers & Merchants Bk Md SEC filings (Ticker: FMFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Farmers and Merchants Bancshares, Inc. (FMFG) SEC filings page provides access to the company’s public reports as a financial holding company in the commercial banking industry. Farmers and Merchants Bancshares, Inc. is the parent of Farmers and Merchants Bank, which serves the deposit and financing needs of consumers and businesses in Carroll and Baltimore Counties in Maryland.
Through this page, users can review current reports on Form 8-K that the company files with the U.S. Securities and Exchange Commission. Recent 8-K filings have addressed topics such as dividend declarations on the common stock, earnings results for specific reporting periods, and the issuance of fixed-to-floating rate subordinated notes intended to qualify as Tier 2 capital and to repay an existing term loan.
In addition to 8-Ks, investors can consult the company’s periodic reports referenced in its disclosures, which include sections like “Risk Factors” that describe risks and uncertainties affecting operations. These filings discuss areas such as net interest income, provisions for credit losses, loan and deposit balances, securities portfolios, and regulatory capital considerations, all of which are central to understanding a commercial banking organization.
This SEC filings page is integrated with AI-powered tools that summarize and highlight key points from lengthy documents. Users can quickly identify the main items in quarterly and annual reports, as well as in specialized filings covering capital instruments, stockholder rights plans, or registration statements related to offerings such as a dividend reinvestment plan. The platform also surfaces relevant exhibits, such as forms of subordinated notes and purchase agreements, to help users see the underlying contractual terms.
For those tracking FMFG, this page offers a structured view of the company’s regulatory reporting history, from material event disclosures to capital and governance-related filings.
Farmers and Merchants Bancshares, Inc. (FMFG) announced that its Board of Directors declared a cash dividend of $0.34 per share on its common stock. The dividend will be paid on December 15, 2025 to stockholders who are on record as of December 5, 2025. This cash dividend provides direct cash returns to shareholders and reflects the company’s ongoing practice of distributing part of its earnings to its owners.
Farmers and Merchants Bancshares (FMFG) reported stronger Q3 2025 results. Net income rose to
Balance sheet trends were mixed. Total assets reached
Farmers and Merchants Bancshares, Inc. (FMFG)Exhibit 99.1. The information in Item 2.02 and Exhibit 99.1 is furnished and not deemed “filed” for purposes of Section 18 of the Exchange Act, and is not incorporated by reference unless expressly stated.
Farmers & Merchants Bancshares, Inc. filed a Form D reporting a completed private offering of debt securities under Rule 506(b). The company raised the full $12,500,000 and reports
Farmers and Merchants Bancshares, Inc. issued $12,500,000 aggregate principal amount of 7.875% Fixed to Floating Rate Subordinated Notes due September 25, 2035. The Notes were sold in a private placement at par and are intended to fund repayment of approximately $10,019,442 outstanding under a 2020 Term Note with First Horizon Bank and for general corporate purposes. Interest is fixed at 7.875% through September 25, 2030, then resets quarterly at Three-Month Term SOFR plus 458 basis points (floors at 0% SOFR). The Notes are unsecured, subordinated obligations of the company, rank junior to senior indebtedness, are not guaranteed by subsidiaries, and are intended to qualify as Tier 2 regulatory capital. Redemptions by the company are limited prior to September 26, 2030 and require regulatory approvals where applicable.