Farmers National (FMNB) SEVP Wallace logs equity awards, tax share use

Rhea-AI Filing Summary

Farmers National Banc Corp executive Amber B. Wallace reported multiple share transactions in FMNB. She received 2,929 shares on 2026-02-24 as a grant at $0 per share and 5,839 shares on 2026-02-20, with related awards under the company’s share ownership and performance-based plans. On the same day, 2,782 shares were disposed of to cover tax obligations. She also made small open‑market purchases of 14 shares at $13.35 on 2026-01-02 and 15 shares at $13.02 on 2026-02-02, bringing direct holdings to 61,815 shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Wallace Amber B

(Last) (First) (Middle)

20 S BROAD STREET

P O BOX 555

(Street)

CANFIELD OH 44406

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FARMERS NATIONAL BANC CORP /OH/ [ FMNB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SEVP/Chief Retail & Marketing

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Farmers National Banc Corp	01/02/2026		P(1)		14	A	$13.35	55,814	D
Farmers National Banc Corp	02/02/2026		P(2)		15	A	$13.02	55,829	D
Farmers National Banc Corp	02/20/2026		A(3)		5,839	A	$13.6	61,668	D
Farmers National Banc Corp	02/20/2026		F		2,782	D	$13.6	58,886	D
Farmers National Banc Corp	02/24/2026		A(4)		2,929	A	$0	61,815	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired pursuant to the terms of the Farmers National Banc Corp. Share Ownership Plan.

2. Shares acquired pursuant to the terms of the Farmers National Banc Corp. Share Ownership Plan.

3. Award represents the vesting of performance shares which vested on the third anniversary of their grant date based upon the Company's return on equity.

4. Award represents a grant of restricted stock which restrictions lapse on the third anniversary of the grant date.

	/s/ Annette Kushner, attorney in fact for Amber Wallace Soukenik	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Amber B. Wallace report for FMNB?

Amber B. Wallace reported grants, a tax-related share disposition, and small open‑market purchases of Farmers National Banc Corp stock. Activity included plan-based awards, vesting of performance shares, and incremental direct purchases, reflecting routine executive compensation and ownership adjustments rather than a large discretionary trade.

How many FMNB shares did Amber B. Wallace acquire through awards and plans?

She acquired 2,929 shares on February 24, 2026 and 5,839 shares on February 20, 2026. Footnotes state these were tied to the Farmers National Banc Corp Share Ownership Plan, performance share vesting based on return on equity, and a restricted stock grant with three‑year restriction lapse.

What was the purpose of the FMNB share disposition reported by Amber B. Wallace?

The disposition of 2,782 shares on February 20, 2026 was for tax withholding. The filing labels it as payment of tax liability by delivering securities, rather than an open‑market sale, meaning shares were surrendered to satisfy obligations from equity awards.

Did Amber B. Wallace buy FMNB shares on the open market?

Yes. She purchased 14 Farmers National Banc Corp shares at $13.35 on January 2, 2026 and 15 shares at $13.02 on February 2, 2026. Both transactions are coded as open‑market or private purchases, modestly increasing her direct ownership stake.

What is Amber B. Wallace’s FMNB share ownership after these transactions?

Following the latest reported grant on February 24, 2026, she directly owns 61,815 Farmers National Banc Corp shares. Earlier transaction rows show intermediate balances, but the most recent post‑transaction figure reflects her updated direct holdings as reported in the Form 4.

How are performance and restricted stock awards structured for FMNB’s Amber B. Wallace?

Footnotes explain one award reflects performance shares vesting on the third anniversary of grant based on the company’s return on equity. Another represents restricted stock whose restrictions lapse on the third anniversary, aligning executive compensation with multi‑year performance and retention goals.