Director at Farmers National (FMNB) awarded 1,606 restricted shares

Rhea-AI Filing Summary

Richardson Gina A reported acquisition or exercise transactions in this Form 4 filing.

Farmers National Banc Corp director Gina A. Richardson received an equity award of 1,606 shares of common stock on May 8, 2026. The shares were granted at a price of $0.00 per share as restricted stock. After the award, she directly holds 17,412 shares. The restrictions on this restricted stock grant lapse on the date of the company’s 2027 Annual Meeting of Shareholders.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Richardson Gina A

Role null

Type	Security	Shares	Price	Value
Grant/Award	Farmers National Banc Corp	1,606	$0.00	--

Holdings After Transaction: Farmers National Banc Corp — 17,412 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Restricted stock granted: 1,606 shares Grant price per share: $0.00 per share Shares held after transaction: 17,412 shares +1 more

4 metrics

Restricted stock granted 1,606 shares Award granted on May 8, 2026

Grant price per share $0.00 per share Restricted stock award terms

Shares held after transaction 17,412 shares Direct holdings after award

Restriction lapse trigger 2027 Annual Meeting of Shareholders Vesting event for restricted stock

Key Terms

restricted stock, Annual Meeting of Shareholders, grant/award acquisition, beneficial ownership

4 terms

restricted stock financial

"Award represents a grant of restricted stock which restrictions lapse..."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Annual Meeting of Shareholders financial

"restrictions lapse on the date of the 2027 Annual Meeting of Shareholders..."

A yearly gathering where a company’s owners (shareholders) vote on key items like electing the board, approving executive pay, and ratifying auditors, and receive updates on performance and strategy. Think of it as an annual town hall for owners: it matters to investors because outcomes and disclosures can affect leadership, corporate direction, dividend and governance policies, and therefore the company’s risk and potential return.

grant/award acquisition financial

"transaction_action": "grant/award acquisition""

beneficial ownership financial

"transactionSummary includes netBuySellDirection and holding entries for ownership"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Richardson Gina A

(Last) (First) (Middle)

20 S BROAD STREET

P O BOX 555

(Street)

CANFIELD OHIO 44406

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FARMERS NATIONAL BANC CORP /OH/ [ FMNB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Farmers National Banc Corp	05/08/2026		A(1)		1,606	A	$0	17,412	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Award represents a grant of restricted stock which restrictions lapse on the date of the 2027 Annual Meeting of Shareholders of the Company.

	/s/ Annette Kushner, attorney in fact for Gina A. Richardson	05/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Gina A. Richardson report for FMNB?

Gina A. Richardson reported receiving a grant of 1,606 shares of Farmers National Banc Corp stock. The filing describes it as a restricted stock award with no cash price per share, reflecting equity-based compensation rather than an open-market purchase or sale.

How many FMNB shares does Gina A. Richardson hold after this award?

After the restricted stock award, Gina A. Richardson directly holds 17,412 shares of Farmers National Banc Corp. This total includes the newly granted 1,606 restricted shares, according to the Form 4 insider transaction data provided in the filing.

What type of FMNB shares were granted to Gina A. Richardson?

The filing states the award is a grant of restricted stock in Farmers National Banc Corp. These shares are subject to restrictions that lapse on the date of the company’s 2027 Annual Meeting of Shareholders, making them time-based equity compensation.

When do Gina A. Richardson’s FMNB restricted stock restrictions lapse?

The restrictions on Gina A. Richardson’s 1,606 restricted shares lapse on the date of the 2027 Annual Meeting of Shareholders of Farmers National Banc Corp. Until that meeting date, the shares remain subject to restricted stock conditions as described in the footnote.

Did Gina A. Richardson buy or sell FMNB shares in the market?

The transaction is classified as a grant or award acquisition with a price of $0.00 per share, not an open-market trade. It reflects compensation in the form of restricted stock, rather than Gina A. Richardson buying or selling Farmers National Banc Corp shares in the market.