FNF director granted 342 phantom stock units

Ammerman Douglas K reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Ammerman Douglas K reported acquisition or exercise transactions in this Form 4 filing.

Fidelity National Financial director Douglas K. Ammerman received a grant of 342.2364 shares of FNF phantom stock on June 30, 2026 under the company’s Deferred Compensation Plan. Each phantom share is economically equivalent to one share of FNF common stock but is payable in cash after his service as a director ends.

Following this routine compensation-related award, Ammerman holds a total of 25,491.0245 phantom stock units directly. This filing does not reflect any open‑market buying or selling of FNF common shares.

Insider Trade Summary

Grant/Award: 342.2364 shares

Grant/Award 1 txn

Insider Ammerman Douglas K

Role Director

Type	Security	Shares	Price	Value
Grant/Award	FNF Phantom Stock	342.2364	$47.16	$16K

Holdings After Transaction: FNF Phantom Stock — 25,491.0245 contracts (Direct)

Footnotes (3)

1. F1. Phantom stock acquired by the reporting person pursuant to the Deferred Compensation Plan.
2. F2. Each share of phantom stock is the economic equivalent of one share of FNF stock.
3. F3. Shares of phantom stock are payable in cash following the reporting person's termination of service as a director.

Key Figures

Phantom stock granted: 342.2364 units Phantom stock equivalent price: $47.1600 per unit Total phantom units after grant: 25,491.0245 units +1 more

4 metrics

Phantom stock granted 342.2364 units Award on June 30, 2026

Phantom stock equivalent price $47.1600 per unit Grant reference price

Total phantom units after grant 25,491.0245 units Holdings following transaction

Underlying security shares 342.2364 shares Underlying FNF common stock equivalent

Key Terms

FNF Phantom Stock, Deferred Compensation Plan, phantom stock, economic equivalent, +1 more

5 terms

FNF Phantom Stock financial

"security_title: FNF Phantom Stock"

Deferred Compensation Plan financial

"Phantom stock acquired by the reporting person pursuant to the Deferred Compensation Plan."

A deferred compensation plan is an arrangement where an employer agrees to pay part of an employee’s pay or bonus at a later date instead of immediately, often to reduce current tax bills or to tie rewards to long-term performance. For investors it matters because these promises create future cash obligations and influence executive incentives and retention; they can affect a company’s reported liabilities, cash flow planning and the risk profile if the business faces financial trouble.

phantom stock financial

"Each share of phantom stock is the economic equivalent of one share of FNF stock."

A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.

economic equivalent financial

"Each share of phantom stock is the economic equivalent of one share of FNF stock."

payable in cash financial

"Shares of phantom stock are payable in cash following the reporting person's termination of service as a director."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Fidelity National Financial (FNF) director Douglas Ammerman report in this Form 4?

Douglas Ammerman reported receiving 342.2364 FNF phantom stock units as a compensation grant. These units track the value of FNF common stock and are paid in cash after his board service ends, rather than representing current stock purchases or sales.

How many FNF phantom stock units does Douglas Ammerman hold after this transaction?

After this award, Douglas Ammerman holds 25,491.0245 FNF phantom stock units directly. This total reflects his accumulated deferred compensation balance tied to FNF’s share price, rather than actual common shares currently owned or traded in the open market.

Is the FNF Form 4 for Douglas Ammerman an open-market stock purchase or sale?

No, the Form 4 shows a grant of phantom stock, not an open-market trade. The 342.2364 units were awarded under a Deferred Compensation Plan, meaning Ammerman did not buy or sell FNF common shares in the market in this filing.

What is FNF phantom stock as reported in Douglas Ammerman’s Form 4?

FNF phantom stock is a deferred compensation instrument whose value equals one FNF common share per unit. It does not provide actual share ownership and is ultimately settled in cash after the director’s service ends, aligning compensation with long-term share performance.

When will Douglas Ammerman receive payment for his FNF phantom stock units?

According to the disclosure, phantom stock units are payable in cash following Ammerman’s termination of service as a director. Until that time, the units track the economic value of FNF common stock as part of his deferred compensation arrangement.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/02/2026 - 07:10 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Ammerman Douglas K

(Last) (First) (Middle)

601 RIVERSIDE AVENUE

(Street)

JACKSONVILLE FLORIDA 32204

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Fidelity National Financial, Inc. [ FNF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
FNF Phantom Stock(1)	(2)	06/30/2026		A		342.2364		(3)	(3)	Common Stock	342.2364	$47.16	25,491.0245	D

Explanation of Responses:

1. Phantom stock acquired by the reporting person pursuant to the Deferred Compensation Plan.

2. Each share of phantom stock is the economic equivalent of one share of FNF stock.

3. Shares of phantom stock are payable in cash following the reporting person's termination of service as a director.

	/s/ Colleen E. Haley, as attorney-in-fact	07/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)