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First Bancorp SEC Filings

FNLC Nasdaq

Welcome to our dedicated page for First Bancorp SEC filings (Ticker: FNLC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

The First Bancorp, Inc. (NASDAQ: FNLC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a publicly traded bank holding company. First Bancorp, based in Damariscotta, Maine, is the parent of First National Bank, a full-service community bank founded in 1864 that serves Mid-Coast and Down East Maine and offers consumer and commercial banking products and services, as well as investment management and trust services through First National Wealth Management.

Through this page, users can review current reports on Form 8-K, which First Bancorp files to announce material events such as quarterly and annual financial results, dividend declarations, and certain corporate matters. For example, 8-K filings describe results of operations and financial condition for specific quarters and document the declaration of cash dividends on FNLC common stock. An 8-K also reports a change in the company’s independent registered public accounting firm, including the audit committee’s actions and the absence of disagreements with the prior auditor.

In addition to 8-Ks, investors can use this page to locate the company’s annual reports on Form 10-K and quarterly reports on Form 10-Q as they become available through EDGAR. These filings typically include detailed information on net interest income, non-interest income, loan and deposit composition, asset quality, allowance for credit losses, capital ratios, and liquidity measures such as uninsured deposit levels and available day-one liquidity.

Stock Titan enhances these documents with AI-powered summaries that highlight key points from lengthy filings, helping users quickly identify important trends in earnings, credit quality, funding, and capital. The platform also surfaces insider and governance-related filings, such as proxy materials and ownership reports, so that investors can see how management and directors are aligned with shareholders and how the company describes its oversight and risk management framework in official SEC documents.

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The First Bancorp, Inc. filed a current report to disclose that it has declared a cash dividend. The company states that on December 18, 2025, it issued a press release announcing this dividend, which is attached as Exhibit 99.1. The filing does not include the detailed terms of the dividend within the main text, directing readers instead to the accompanying press release for specifics.

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The First Bancorp, Inc. reported that its Audit Committee dismissed Berry, Dunn, McNeil & Parker, LLC as independent auditor effective November 19, 2025, and the Board concurrently engaged BDMP Assurance, LLP as the new independent registered public accounting firm for the fiscal year ending December 31, 2025.

The company stated that Berry, Dunn’s audit reports on the 2023 and 2024 financial statements contained no adverse opinions, disclaimers, or qualifications. It also reported no disagreements or reportable events with Berry, Dunn during the past two fiscal years and the subsequent interim period before dismissal. The company further noted that it did not consult with BDMP Assurance, LLP on accounting or auditing matters prior to this engagement.

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The First Bancorp, Inc. (FNLC) reported stronger results for the quarter and nine months ended September 30, 2025. Nine‑month net income rose to $24.2M from $19.8M, while quarterly net income increased to $9.1M from $7.6M. Basic earnings per share improved to $2.19 year‑to‑date from $1.79, and to $0.82 for the quarter from $0.69.

Net interest income grew to $56.3M for the nine months and $20.1M for the quarter, with the tax‑equivalent net interest margin expanding to 2.57% year‑to‑date and 2.70% for the quarter. Non‑interest income also increased modestly, while non‑interest expenses rose at a slower pace than revenues, improving the efficiency ratio to 53.12% year‑to‑date.

Total assets reached $3.20B, loans $2.40B, and deposits $2.74B. Asset quality remains sound but shows some pressure, as non‑performing loans rose to 0.40% of total loans and non‑performing assets to 0.30% of total assets. The allowance for credit losses was $25.1M, or 1.05% of total loans, and comprehensive income benefited from sizeable unrealized gains on securities.

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Rhea-AI Summary

The First Bancorp, Inc. (FNLC) reported that it furnished a press release with information on results of operations and financial condition for the quarter ended September 30, 2025. The press release was issued on October 22, 2025 and attached as Exhibit 99.1 to an Item 2.02 Form 8-K. The filing lists FNLC’s common stock on the NASDAQ Global Select Market.

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First Bancorp, Inc. (FNLC) furnished an 8-K reporting that the company issued a press release (filed as Exhibit 99.1) announcing the declaration of a cash dividend. The filing does not include the dividend amount, record date, payment date, or any financial figures; it only states that the press release was issued and is being furnished with the report.

This item is presented under the exhibits section of the 8-K and references a press release dated September 25, 2025. Because the 8-K supplies the announcement reference but no dividend specifics, investors must consult the referenced Exhibit 99.1 press release for the full dividend details.

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Insider sale reported: Sarah J. Tolman, Executive Vice President and Chief Banking Officer of First Bancorp, Inc. (FNLC), reported a sale of 175 shares of the company's common stock on 08/19/2025 at a price of $26.03 per share. The Form 4 lists reported beneficial ownership positions following the transaction: 12,430 (direct), 5,396.359 (indirect, through 401(k) plan) and 50.7791 (indirect, through Employee Stock Purchase Plan).

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First Bancorp, Inc. (FNLC) submitted a Form 144 notifying a proposed sale of 175 shares of common stock with an aggregate market value of $4,607.75. The filing names Broadridge as the broker and lists the securities as traded on Nasdaq. The table shows 17,877 shares outstanding for this class, indicating the planned sale is a small fraction of the outstanding common stock.

The shares were originally acquired on 12/30/2020 through an Employee Stock Purchase Plan (178 shares purchased) with payment by payroll deduction. The filer reports nothing to report for securities sold in the past three months and makes the standard representation that they do not possess undisclosed material adverse information.

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The First Bancorp reported stronger core results with year-to-date net income of $15.14 million versus $12.19 million a year earlier and quarterly net income of $8.06 million versus $6.17 million. Net interest income rose to $36.21 million YTD from $29.96 million, helping lift the tax-equivalent net interest margin to 2.50% from 2.21%. Loan growth to $2.394 billion and total assets of $3.20 billion supported the revenue gains while book value per share increased to $23.69.

Efficiency improved to 54.63% and the company declared a quarterly dividend of $0.37 per share. Credit and market items noted in the filing include $47.63 million of unrealized losses in available-for-sale securities, a rise in non-performing loans to 0.25% of loans (from 0.11%), and an allowance for credit losses equal to 1.04% of loans. Non-interest expense was higher year-to-date at $25.04 million, including increased personnel costs.

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FAQ

What is the current stock price of First Bancorp (FNLC)?

The current stock price of First Bancorp (FNLC) is $29.75 as of February 5, 2026.

What is the market cap of First Bancorp (FNLC)?

The market cap of First Bancorp (FNLC) is approximately 326.8M.
First Bancorp

Nasdaq:FNLC

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FNLC Stock Data

326.80M
10.67M
4.77%
51.01%
0.37%
Banks - Regional
National Commercial Banks
Link
United States
DAMARISCOTTA

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