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First Northern Community Bancorp 10-Q Filings

FNRN NASDAQ

Every 10-Q that First Northern Community Bancorp (FNRN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow FNRN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FNRN filings page.

Rhea-AI Summary

First Northern Community Bancorp reported unaudited results for the quarter and six months ended June 30, 2026. Six‑month net income rose to $10.6 million from $9.1 million a year earlier, with basic earnings per share increasing to $0.66 from $0.56. For the second quarter, net income was $4.7 million, down from $5.5 million, and basic and diluted EPS were $0.29 versus $0.33.

Total assets reached $1.93 billion, with net loans of $1.09 billion and deposits of $1.69 billion at June 30, 2026. Stockholders’ equity was $217.2 million, and there were 16,395,303 common shares outstanding. The available‑for‑sale securities portfolio had amortized cost of $647.4 million and fair value of $618.9 million, reflecting $29.2 million in unrealized losses, which management attributes to interest‑rate conditions rather than credit.

The allowance for credit losses on loans was $14.8 million, up slightly from year‑end, with nonaccrual loans declining to $4.6 million. Provision expense totaled $600,000 for the quarter and $900,000 year‑to‑date, driven by loan growth and qualitative factors, including geopolitical risk. The company had undisbursed loan commitments of $142.4 million and performance standby letters of credit of $1.0 million.

Rhea-AI Summary

First Northern Community Bancorp delivered stronger quarterly results, with net income rising to $5.9 million for the three months ended March 31, 2026, up from $3.7 million a year earlier. Basic earnings per share increased to $0.37 from $0.22, reflecting improved profitability.

Total assets edged up to $1.92 billion and deposits to $1.69 billion, while net loans grew modestly. Net interest income reached $17.2 million, supported by higher interest and dividend income. The allowance for credit losses on loans increased slightly to $14.8 million, and off-balance sheet credit commitments totaled $141.1 million.

Comprehensive income was held back by a $3.1 million after-tax unrealized loss on available-for-sale securities as higher interest rates pressured bond valuations, increasing accumulated other comprehensive loss to $18.6 million.

Rhea-AI Summary

First Northern Community Bancorp reported steady third‑quarter performance. Net income was $6,013 thousand, up from $5,488 thousand a year ago, and basic EPS was $0.39 versus $0.35. Net interest income came in at $16,847 thousand, slightly above last year, with no provision for credit losses this quarter compared with a $(550) thousand reversal a year ago.

Non‑interest income was $1,658 thousand, while non‑interest expense rose to $11,923 thousand from $10,934 thousand, reflecting higher operating costs. For the nine months, net income reached $15,150 thousand versus $14,188 thousand.

Total assets were $1,908,208 thousand at September 30, 2025. Loans, net, were $1,055,971 thousand and deposits totaled $1,686,416 thousand. Stockholders’ equity increased to $204,769 thousand, aided by a smaller accumulated other comprehensive loss of $(17,907) thousand versus $(33,851) thousand at year‑end, as unrealized losses on available‑for‑sale securities narrowed to $28,357 thousand from $48,851 thousand. Cash and cash equivalents rose to $149,510 thousand.