Every 8-K that First Northern Community Bancorp (FNRN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FNRN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FNRN filings page.
First Northern Community Bancorp reported net income of $10.6 million, or $0.64 per diluted share, for the six months ended June 30, 2026, up 16.4% from $9.1 million a year earlier. Second-quarter 2026 net income was $4.7 million, or $0.29 per diluted share, down 13.5% from $5.5 million in the prior-year quarter. Annualized ROAA was 0.98% and ROAE 8.80%. Net interest income for the quarter was $17.0 million, with a net interest margin of 3.75% and cost of funds of 0.90%.
Total assets at June 30, 2026 were $1.93 billion, up 2.9% year over year. Total net loans were $1.09 billion, up 2.7% year over year, with net loans increasing $27.9 million during the quarter, while non-accrual loans declined 7.1% to $4.6 million. Total deposits reached $1.69 billion, up 1.7%. Capital remained strong, with a total capital ratio of 19.0% and tangible common equity ratio of 11.0%; book value per share rose to $13.24 from $13.03 at March 31, 2026.
Quarterly non-interest income increased 14.7% year over year to $1.8 million, driven by a 141.3% rise in investment and brokerage services income following the Beacon Wealth acquisition. Non-interest expense rose 9.74% year over year as systems upgrade work accelerated. The company highlighted uplisting to the Nasdaq Capital Market on April 24, 2026 and addition to the Russell 3000 Index effective June 29, 2026, citing higher trading volume, improved liquidity, and greater institutional visibility.
First Northern Community Bancorp reported the results of its Annual Meeting of Shareholders held on May 19, 2026. Shareholders elected 11 directors to the board, with each nominee receiving over 9.5 million votes in favor and relatively few votes withheld, plus 1.95 million broker non-votes recorded for each seat.
Shareholders also approved two additional proposals, each receiving strong support. One proposal received 9,144,400 votes for, 107,971 against and 165,180 abstentions, with 2,136,864 broker non-votes. Another proposal received 11,433,489 votes for, 15,344 against and 105,582 abstentions, indicating broad shareholder approval.
First Northern Community Bancorp reported a strong first quarter of 2026, with net income of $5.9 million, or $0.36 per diluted share, up 60.9% from $3.7 million, or $0.22, a year earlier. Return on average assets was 1.24% and return on average equity was 11.21%.
Total assets reached $1.92 billion, net loans were $1.06 billion, and deposits were $1.69 billion, all modestly higher than a year earlier. Net interest margin improved to 3.83%, while the efficiency ratio improved to 58.23%, reflecting higher net interest and non-interest income alongside lower operating expenses.
The Company remained “well capitalized,” with a total capital ratio of 19.1%. Book value per share increased to $13.03. Management highlighted capital returns through a 5% stock dividend paid March 25, 2026 and a new stock repurchase program of up to 6% of outstanding shares. After quarter-end, the stock uplisted to the Nasdaq Capital Market on April 24, 2026.
First Northern Community Bancorp, parent of First Northern Bank, has received approval to list its common stock on The Nasdaq Capital Market. Trading is expected to move from the OTCQX to Nasdaq on April 24, 2026, with OTCQX trading continuing through April 23, 2026, subject to continued satisfaction of Nasdaq listing criteria.
The shares will trade under the existing ticker symbol “FNRN”, and shareholders are not required to take any action for the uplisting. Management describes this move as an important milestone intended to enhance visibility, broaden the investor base, and support long-term strategic objectives.
First Northern Community Bancorp has authorized a new stock repurchase program for its common shares. The plan permits repurchases of up to 6% of the company’s 16,409,660 outstanding shares as of March 26, 2026, or 984,579 shares in total.
The program will run from May 1, 2026 through April 30, 2028, with purchases made in the open market or through privately negotiated transactions based on market conditions. Using the March 26, 2026 closing price of $15.85 per share, the full authorization represents about $15.6 million, which the Board believes will not impair the company’s capital while supporting long-term shareholder value.
First Northern Community Bancorp, parent of First Northern Bank, has submitted an application to list its common stock on the Nasdaq Capital Market and uplist from the OTCQX Market. The company is working to meet Nasdaq’s quantitative and corporate governance standards, but approval is not guaranteed.
The move is described as part of a strategic focus on disciplined growth, strong governance, and broader investor awareness. If Nasdaq approves the application, the stock would trade on the Nasdaq Capital Market instead of the OTCQX Market.
First Northern Community Bancorp reported two key updates. The company issued a press release on January 29, 2026 detailing its financial results for the fourth quarter of 2025, which is attached as Exhibit 99.1 to this report.
The Board of Directors also declared a 5% stock dividend on January 22, 2026, payable on March 25, 2026 to shareholders of record as of February 27, 2026. This dividend will provide shareholders with additional shares in proportion to their existing holdings.
First Northern Community Bancorp reported a board change, adding a new director to support its banking operations and oversight. On January 22, 2026, the company announced the appointment of Jean-Luc Servat to the Boards of both First Northern Community Bancorp and First Northern Bank, effective February 1, 2026.
Mr. Servat will serve on the Bank’s Asset/Liability, Audit, and Compliance Committees, which oversee key areas such as balance sheet management, financial reporting, and regulatory adherence. This filing is primarily a governance update and does not include financial results or transaction details.
First Northern Community Bancorp reported a change to its corporate bylaws approved by its Board of Directors on January 22, 2026. The amendment updates Section 22 of the Amended and Restated Bylaws to address when a director may also be involved with a finance company.
Under the revised provision, a Company director may serve as a director, officer, employee, agent, nominee, or attorney of a finance company if this dual role is approved by at least two-thirds of the members of the Board. This creates a formal exception process while keeping a high approval threshold. The full amended and restated bylaws, as of January 22, 2026, are provided as Exhibit 3.1 to the report.
First Northern Community Bancorp adopted new retirement and retention arrangements for two senior executives. On January 6, 2026, its subsidiary First Northern Bank entered into an Executive Retirement/Retention Participation Agreement with Executive Vice President and Chief Financial Officer Kevin Spink. Awards under this agreement are tied to annual performance goals set by the Compensation Committee and generally vest when he reaches age 65, with accelerated vesting if his employment ends under specified conditions, including certain terminations without cause, for good reason, after a change in control, or due to death or disability.
The company also entered into a Supplemental Executive Retirement Plan Participation Agreement with Executive Vice President and Chief Credit Officer Brett Hamilton. For Mr. Hamilton, the plan credits additional years of service if his employment ends at or after ages 60 or 62, and provides a minimum annual benefit of $50,000 paid monthly. If he is terminated without cause or resigns for good reason within 24 months after a change in control, his benefit will be at least the actuarial equivalent of service accrued to age 65 and will be paid in a lump sum.
First Northern Community Bancorp filed an 8-K announcing it issued a press release on October 29, 2025 regarding financial results for the third quarter of 2025. The release is furnished under Items 2.02 and 7.01 and attached as Exhibit 99.1. The company states it does not intend for this exhibit to be incorporated by reference into future Exchange Act filings.
First Northern Community Bancorp reported that its Board of Directors approved amendments to its Amended and Restated Bylaws effective September 17, 2025. The changes allow the company to issue its common stock in uncertificated, book-entry form so shares can participate in a Direct Registration System (DRS).
The revised bylaws redesignate the existing share certificate provision as Section 71(a), add a new Section 71(b) permitting uncertificated shares with a shareholder right to request a paper certificate, and replace Section 72 to address procedures for replacing lost, stolen, or destroyed certificates or issuing uncertificated shares in their place.