First Northern (FNRN) declares 5% stock dividend and Q4 update

Rhea-AI Filing Summary

First Northern Community Bancorp reported two key updates. The company issued a press release on January 29, 2026 detailing its financial results for the fourth quarter of 2025, which is attached as Exhibit 99.1 to this report.

The Board of Directors also declared a 5% stock dividend on January 22, 2026, payable on March 25, 2026 to shareholders of record as of February 27, 2026. This dividend will provide shareholders with additional shares in proportion to their existing holdings.

8-K Event Classification

4 items: 2.02, 7.01, 8.01, 9.01

4 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): December 31, 2025

FIRST NORTHERN COMMUNITY BANCORP

(Exact Name of Registrant as Specified in Its Charter)

000-30707

(Commission File Number)

California	68-0450397
(State or Other Jurisdiction of Incorporation)	(I.R.S. Employer Identification No.)

195 N First Street

Dixon, California 95620

(Address of principal executive offices, including zip code)

(707) 678-3041

(Registrant’s telephone number, including area code)

NOT APPLICABLE

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
FNRN		FNRN

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter):

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 2.02 RESULTS OF OPERATION AND FINANCIAL CONDITION

On January 29, 2026, First Northern Community Bancorp issued a press release concerning financial results for the fourth quarter of 2025, a copy of which is included as ITEM 9.01 (c) Exhibit 99.1 and incorporated herein by reference in both ITEM 2.02 and ITEM 7.01.  The Company does not intend for this exhibit to be incorporated by reference into future filings under the Securities Exchange Act of 1934.

ITEM 7.01 REGULATION FD DISCLOSURE

On January 29, 2026, First Northern Community Bancorp issued a press release concerning financial results for the fourth quarter of 2025, a copy of which is included as ITEM 9.01 (c) Exhibit 99.1 and incorporated herein by reference in both ITEM 2.02 and ITEM 7.01 in accordance with SEC Release No. 33-8216.

ITEM 8.01 OTHER EVENTS

On January 22, 2026, the Board of Directors declared a 5% stock dividend, payable March 25, 2026 to shareholders of record as of February 27, 2026.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(c) Exhibits

99.1 Press Release, dated January 29, 2026

EXHIBIT INDEX

Exhibit	Document
99.1	Earnings Press Release, dated January 29, 2026
104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date     January 29, 2026	First Northern Community Bancorp (Registrant)
	/s/ Jeremiah Z. Smith
	By: Jeremiah Z. Smith
	President/Chief Executive Officer

FAQ

What did First Northern Community Bancorp (FNRN) announce in this 8-K?

First Northern Community Bancorp disclosed a Q4 2025 earnings press release and a 5% stock dividend. The press release is attached as Exhibit 99.1, while the stock dividend was approved by the board with specified record and payment dates.

When is the First Northern Community Bancorp 5% stock dividend payable?

The 5% stock dividend is payable on March 25, 2026. Shareholders who are on record as of February 27, 2026 will receive additional shares equal to 5% of their existing holdings on the payment date.

What is the record date for First Northern Community Bancorp’s 5% stock dividend?

The record date for the 5% stock dividend is February 27, 2026. Investors holding First Northern Community Bancorp shares on that date will be entitled to receive the additional stock on the March 25, 2026 payment date.

What financial information did First Northern Community Bancorp (FNRN) reference for Q4 2025?

First Northern Community Bancorp referenced an earnings press release covering financial results for the fourth quarter of 2025. This press release, dated January 29, 2026, is included as Exhibit 99.1 and incorporated by reference into Items 2.02 and 7.01.

How is the Q4 2025 earnings press release for First Northern Community Bancorp provided to investors?

The Q4 2025 earnings press release is attached as Exhibit 99.1 to the report. It is dated January 29, 2026 and is incorporated by reference into the sections addressing results of operations and Regulation FD disclosure.

Does First Northern Community Bancorp intend to incorporate the earnings press release into future filings?

The company states that it does not intend for the Q4 2025 earnings press release, filed as Exhibit 99.1, to be incorporated by reference into future filings under the Securities Exchange Act of 1934.